Garant\u00eda \u00b7 SoftManagement 2026<\/title>\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\"\/>\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Cormorant+Garamond:ital,wght@0,400;0,600;0,700;1,400;1,600&family=Plus+Jakarta+Sans:wght@300;400;500;600&display=swap\" rel=\"stylesheet\"\/>\r\n<style>\r\n:root {\r\n --mauve: #7A5C8A;\r\n --mauve-mid: #9B7AAD;\r\n --mauve-light: #C4A8D4;\r\n --mauve-pale: #F3EDF8;\r\n --mauve-ultra: #FAF6FD;\r\n --teal: #2A8B9A;\r\n --teal-mid: #4AACBB;\r\n --teal-light: #8DD4DE;\r\n --teal-pale: #E4F5F8;\r\n --white: #FFFFFF;\r\n --off: #FAFAF8;\r\n --dark: #1A1826;\r\n --text: #3D3650;\r\n --muted: #8A85A0;\r\n --border-m: rgba(122,92,138,0.15);\r\n --border-t: rgba(42,139,154,0.15);\r\n --shadow-m: 0 20px 60px rgba(122,92,138,0.12);\r\n --shadow-t: 0 20px 60px rgba(42,139,154,0.12);\r\n}\r\n*,*::before,*::after{box-sizing:border-box;margin:0;padding:0;}\r\nhtml{scroll-behavior:smooth;}\r\nbody{font-family:'Plus Jakarta Sans',sans-serif;background:var(--white);color:var(--text);overflow-x:hidden;line-height:1.7;font-size:17px;}\r\n\r\n\/* NAV *\/\r\nnav{position:fixed;top:0;left:0;right:0;z-index:100;display:flex;align-items:center;justify-content:space-between;padding:.75rem 6vw;background:rgba(255,255,255,0.96);backdrop-filter:blur(16px);border-bottom:1px solid var(--border-m);}\r\n.logo img{height:48px;width:auto;display:block;}\r\n.logo{display:flex;align-items:center;}\r\n.nav-links{display:flex;gap:2rem;list-style:none;}\r\n.nav-links a{color:var(--muted);text-decoration:none;font-size:.875rem;transition:color .2s;}\r\n.nav-links a:hover{color:var(--mauve);}\r\n.nav-cta{background:var(--mauve);color:white;border:none;padding:.55rem 1.5rem;font-family:'Plus Jakarta Sans',sans-serif;font-size:.875rem;font-weight:500;border-radius:100px;cursor:pointer;transition:all .25s;}\r\n.nav-cta:hover{background:var(--mauve-mid);transform:translateY(-1px);box-shadow:var(--shadow-m);}\r\n\r\n\/* HERO *\/\r\n#hero{min-height:100vh;display:grid;grid-template-columns:1fr 1fr;align-items:center;padding:8rem 6vw 5rem;gap:4rem;background:var(--white);position:relative;overflow:hidden;}\r\n.blob{position:absolute;border-radius:50%;filter:blur(120px);pointer-events:none;}\r\n.blob-1{width:600px;height:600px;background:var(--mauve-pale);top:-200px;right:-100px;opacity:.9;}\r\n.blob-2{width:400px;height:400px;background:var(--teal-pale);bottom:-100px;left:30%;opacity:.7;}\r\n.hero-left{position:relative;z-index:2;}\r\n.hero-eyebrow{display:inline-flex;align-items:center;gap:.5rem;background:var(--mauve-pale);color:var(--mauve);font-size:.72rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;padding:.4rem 1rem;border-radius:100px;margin-bottom:1.75rem;}\r\n.hero-eyebrow::before{content:'';display:inline-block;width:6px;height:6px;background:var(--mauve);border-radius:50%;}\r\nh1{font-family:'Cormorant Garamond',serif;font-size:clamp(3rem,4.5vw,4.8rem);font-weight:700;line-height:1.08;color:var(--dark);margin-bottom:1.5rem;}\r\nh1 em{font-style:italic;color:var(--mauve);}\r\nh1 .tl{color:var(--teal);}\r\n.hero-sub{font-size:1.15rem;font-weight:300;color:var(--muted);max-width:480px;margin-bottom:2.5rem;}\r\n.hero-actions{display:flex;gap:1rem;flex-wrap:wrap;}\r\n.btn-primary{background:var(--mauve);color:white;border:none;padding:.9rem 2rem;border-radius:100px;font-family:'Plus Jakarta Sans',sans-serif;font-size:.95rem;font-weight:500;cursor:pointer;transition:all .25s;box-shadow:0 4px 20px rgba(122,92,138,.3);}\r\n.btn-primary:hover{background:var(--mauve-mid);transform:translateY(-2px);box-shadow:var(--shadow-m);}\r\n.btn-outline{background:transparent;color:var(--teal);border:1.5px solid var(--teal-light);padding:.9rem 2rem;border-radius:100px;font-family:'Plus Jakarta Sans',sans-serif;font-size:.95rem;font-weight:500;cursor:pointer;transition:all .25s;}\r\n.btn-outline:hover{background:var(--teal-pale);border-color:var(--teal);}\r\n.hero-trust{display:flex;align-items:center;gap:1.5rem;margin-top:2.5rem;flex-wrap:wrap;}\r\n.tdiv{width:1px;height:28px;background:var(--border-m);}\r\n.titem{font-size:.78rem;color:var(--muted);line-height:1.4;}\r\n.titem strong{display:block;font-size:1rem;font-weight:600;color:var(--dark);}\r\n.hero-right{position:relative;z-index:2;}\r\n.hero-img-main{width:100%;height:auto;max-height:600px;object-fit:contain;border-radius:24px;}\r\n.hero-img-float{position:absolute;bottom:-2rem;left:-2.5rem;width:55%;aspect-ratio:4\/3;object-fit:cover;border-radius:16px;box-shadow:0 24px 48px rgba(42,139,154,.2);border:4px solid white;}\r\n.hero-badge-float{position:absolute;top:2rem;right:-1.5rem;background:white;border-radius:16px;padding:1rem 1.25rem;box-shadow:0 8px 32px rgba(0,0,0,.1);text-align:center;min-width:120px;}\r\n.badge-num{font-family:'Cormorant Garamond',serif;font-size:2rem;font-weight:700;color:var(--mauve);display:block;line-height:1;}\r\n.badge-lbl{font-size:.7rem;color:var(--muted);font-weight:500;letter-spacing:.05em;}\r\n\r\n\/* LEGAL STRIP *\/\r\n#lstrip{background:var(--mauve-ultra);padding:1.75rem 6vw;border-top:1px solid var(--border-m);border-bottom:1px solid var(--border-m);}\r\n.ls-inner{max-width:1000px;margin:0 auto;display:flex;align-items:center;justify-content:center;gap:2rem;flex-wrap:wrap;}\r\n.ls-label{font-size:.72rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);white-space:nowrap;}\r\n.ls-tags{display:flex;gap:.6rem;flex-wrap:wrap;justify-content:center;}\r\n.ls-tag{background:white;border:1px solid var(--border-m);border-radius:100px;padding:.3rem .9rem;font-size:.78rem;font-weight:500;color:var(--mauve);}\r\n\r\n\/* SECTION BASE *\/\r\n.section-label{font-size:.72rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--teal);margin-bottom:.75rem;}\r\n.section-title{font-family:'Cormorant Garamond',serif;font-size:clamp(2rem,3.5vw,3rem);font-weight:700;color:var(--dark);line-height:1.15;margin-bottom:1rem;}\r\n.section-title em{font-style:italic;color:var(--mauve);}\r\n.section-desc{font-size:1.05rem;font-weight:300;color:var(--muted);max-width:520px;}\r\n\r\n\/* PILARES *\/\r\n#pilares{background:var(--off);padding:6rem 6vw;}\r\n.pilares-header{text-align:center;margin-bottom:4rem;}\r\n.pilares-header .section-desc{margin:0 auto;}\r\n.pilares-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;max-width:1100px;margin:0 auto;align-items:start;}\r\n.pilar-card{background:white;border-radius:20px;padding:0;border:1px solid var(--border-m);overflow:hidden;transition:transform .3s,box-shadow .3s;display:flex;flex-direction:column;}\r\n.pilar-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-m);}\r\n.pilar-icon-wrap{padding:2rem 1.75rem 0;display:flex;justify-content:center;min-height:140px;align-items:center;}\r\n.pilar-icon-wrap svg{width:120px;height:120px;filter:drop-shadow(0 12px 24px rgba(0,0,0,0.12));}\r\n.pilar-body{padding:1.5rem 1.75rem 1.75rem;flex:1;display:flex;flex-direction:column;}\r\n.pilar-chip{display:inline-block;font-size:.68rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;padding:.3rem .8rem;border-radius:100px;margin-bottom:.85rem;}\r\n.chip-m{background:var(--mauve-pale);color:var(--mauve);}\r\n.chip-t{background:var(--teal-pale);color:var(--teal);}\r\n.chip-b{background:linear-gradient(90deg,var(--mauve-pale),var(--teal-pale));color:var(--mauve);}\r\n.pilar-title{font-family:'Cormorant Garamond',serif;font-size:1.45rem;font-weight:700;color:var(--dark);margin-bottom:.6rem;min-height:2.5rem;}\r\n.pilar-desc{font-size:.9rem;color:var(--muted);font-weight:300;margin-bottom:1rem;line-height:1.7;flex:1;}\r\n.pilar-list{list-style:none;display:flex;flex-direction:column;gap:.45rem;}\r\n.pilar-list li{font-size:.875rem;color:var(--text);padding-left:1.3rem;position:relative;line-height:1.6;}\r\n.pilar-list li::before{content:'';position:absolute;left:0;top:.6em;width:6px;height:6px;border-radius:50%;background:var(--mauve-light);}\r\n.pilar-card:nth-child(2) .pilar-list li::before{background:var(--teal-mid);}\r\n.pilar-card:nth-child(3) .pilar-list li::before{background:var(--mauve-mid);}\r\n\r\n\/* COMPARATIVO *\/\r\n#comparativo{background:white;padding:6rem 6vw;}\r\n.comp-inner{max-width:1000px;margin:0 auto;}\r\n.comp-header{display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:center;margin-bottom:3.5rem;}\r\n.comp-table-wrap{border-radius:20px;overflow:hidden;border:1px solid var(--border-m);box-shadow:var(--shadow-m);}\r\ntable{width:100%;border-collapse:collapse;font-size:.95rem;}\r\nthead tr{background:var(--mauve);}\r\nthead th{padding:1rem 1.25rem;text-align:left;font-weight:600;font-size:.78rem;letter-spacing:.06em;color:white;}\r\nthead th:last-child{background:var(--teal);}\r\ntbody tr{border-bottom:1px solid var(--border-m);background:white;transition:opacity .5s ease,transform .5s ease,background .2s;}\r\ntbody tr.row-anim{opacity:0;transform:translateX(-16px);}\r\ntbody tr.row-visible{opacity:1;transform:translateX(0);}\r\ntbody tr:last-child{border-bottom:none;}\r\ntbody tr:hover{background:var(--mauve-ultra);}\r\ntbody td{padding:.85rem 1.25rem;color:var(--text);vertical-align:middle;}\r\ntbody td:first-child{font-weight:500;color:var(--dark);}\r\ntbody td:last-child{background:rgba(42,139,154,.04);font-weight:500;color:var(--teal);}\r\n.bno{color:#D95F5F;font-size:.82rem;}\r\n.byes{color:var(--teal);font-size:.82rem;}\r\n\r\n\/* PRECIOS *\/\r\n#precios{background:var(--mauve-ultra);padding:6rem 6vw;}\r\n.precios-inner{max-width:1100px;margin:0 auto;}\r\n.precios-header{text-align:center;margin-bottom:4rem;}\r\n.precios-header .section-desc{margin:0 auto;}\r\n.precios-grid{display:grid;grid-template-columns:1fr 1.1fr 1fr;gap:2rem;border-radius:20px;}\r\n.pc{background:white;padding:2.5rem 2rem;text-align:center;border-radius:16px;border:1px solid var(--border-m);box-shadow:0 4px 24px rgba(122,92,138,.07);transition:transform .3s,box-shadow .3s;}\r\n.pc:hover{transform:translateY(-4px);box-shadow:0 16px 48px rgba(122,92,138,.14);}\r\n.pc.feat{background:var(--mauve);position:relative;box-shadow:0 8px 40px rgba(122,92,138,.3);border-color:transparent;}\r\n.pc.feat:hover{transform:translateY(-6px);box-shadow:0 20px 60px rgba(122,92,138,.38);}\r\n.pc.feat::before{content:'M\u00e1s popular';position:absolute;top:0;left:50%;transform:translateX(-50%);background:var(--teal);color:white;font-size:.66rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;padding:.35rem 1.2rem;border-radius:0 0 10px 10px;}\r\n.pc-tier{font-size:.7rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:.4rem;}\r\n.pc.feat .pc-tier{color:rgba(255,255,255,.6);}\r\n.pc-name{font-family:'Cormorant Garamond',serif;font-size:1.6rem;font-weight:700;color:var(--dark);margin-bottom:1rem;}\r\n.pc.feat .pc-name{color:white;}\r\n.pc-vol{font-size:.82rem;color:var(--muted);margin-bottom:1.5rem;padding-bottom:1.5rem;border-bottom:1px solid var(--border-m);}\r\n.pc.feat .pc-vol{color:rgba(255,255,255,.6);border-color:rgba(255,255,255,.15);}\r\n.pc-tag{display:inline-block;background:var(--teal-pale);color:var(--teal);font-size:.7rem;font-weight:600;letter-spacing:.06em;padding:.3rem .8rem;border-radius:100px;margin-bottom:1.25rem;}\r\n.pc.feat .pc-tag{background:rgba(255,255,255,.15);color:white;}\r\n.pc-detail{font-family:'Cormorant Garamond',serif;font-size:1rem;color:var(--muted);line-height:1.4;margin-bottom:2rem;}\r\n.pc.feat .pc-detail{color:rgba(255,255,255,.7);}\r\n.pc-inc{list-style:none;text-align:left;margin-bottom:2rem;display:flex;flex-direction:column;gap:.55rem;}\r\n.pc-inc li{font-size:.8rem;color:var(--text);padding-left:1.5rem;position:relative;line-height:1.4;}\r\n.pc-inc li::before{content:'\u2713';position:absolute;left:0;color:var(--teal);font-weight:700;}\r\n.pc.feat .pc-inc li{color:rgba(255,255,255,.85);}\r\n.pc.feat .pc-inc li::before{color:var(--teal-light);}\r\n.btn-pc{width:100%;padding:.8rem;border-radius:100px;font-family:'Plus Jakarta Sans',sans-serif;font-size:.875rem;font-weight:600;cursor:pointer;transition:all .25s;border:1.5px solid var(--mauve);background:transparent;color:var(--mauve);}\r\n.btn-pc:hover{background:var(--mauve);color:white;}\r\n.pc.feat .btn-pc{background:white;color:var(--mauve);border-color:white;}\r\n.pc.feat .btn-pc:hover{background:var(--mauve-pale);}\r\n.valor-strip{max-width:1100px;margin:2.5rem auto 0;background:white;border-radius:20px;border:1px solid var(--border-t);padding:2rem 2.5rem;display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem;box-shadow:0 4px 24px rgba(42,139,154,.07);}\r\n.vi{text-align:center;}\r\n.vi-icon{width:46px;height:46px;border-radius:14px;background:var(--teal-pale);display:flex;align-items:center;justify-content:center;margin:0 auto .65rem;}\r\n.vi-title{font-size:.875rem;font-weight:600;color:var(--dark);margin-bottom:.3rem;}\r\n.vi-desc{font-size:.78rem;color:var(--muted);font-weight:300;line-height:1.5;}\r\n\r\n\/* FLUJO *\/\r\n#flujo{background:var(--off);padding:0;}\r\n\r\n\/* Cabecera flujo: imagen izquierda + t\u00edtulo derecha *\/\r\n.flujo-hero{display:grid;grid-template-columns:1fr 1fr;gap:0;max-width:100%;min-height:60vh;}\r\n.flujo-hero-img{position:relative;overflow:hidden;}\r\n.flujo-hero-img img{width:100%;height:100%;object-fit:cover;object-position:center;display:block;}\r\n.flujo-hero-img::after{content:'';position:absolute;inset:0;background:linear-gradient(135deg,rgba(122,92,138,.15),rgba(42,139,154,.1));}\r\n.flujo-hero-text{background:var(--off);display:flex;flex-direction:column;justify-content:center;padding:4rem 5rem;}\r\n.flujo-hero-text .section-label{margin-bottom:.75rem;}\r\n.flujo-hero-text .section-title{font-size:clamp(2.2rem,3.5vw,3.2rem);}\r\n.flujo-hero-text .section-desc{margin-top:.75rem;}\r\n\r\n\/* Badge \"10 pasos\" *\/\r\n.flujo-badge{display:inline-flex;align-items:center;gap:.6rem;background:white;border:1px solid var(--border-t);border-radius:100px;padding:.5rem 1.2rem;margin-top:2rem;box-shadow:0 4px 16px rgba(42,139,154,.1);}\r\n.flujo-badge-num{font-family:'Cormorant Garamond',serif;font-size:1.4rem;font-weight:700;color:var(--teal);}\r\n.flujo-badge-lbl{font-size:.78rem;font-weight:500;color:var(--muted);}\r\n\r\n\/* Sticky scroll container *\/\r\n.flujo-sticky-wrap{display:grid;grid-template-columns:1fr 1fr;max-width:1100px;margin:0 auto;padding:5rem 6vw;gap:5rem;align-items:start;}\r\n.flujo-sticky-left{position:sticky;top:6rem;padding:2rem 0;}\r\n.flujo-sticky-progress{width:3px;height:0%;background:linear-gradient(to bottom,var(--mauve),var(--teal));border-radius:2px;transition:height .1s linear;margin:1.5rem 0 0 17px;}\r\n.flujo-sticky-label{font-size:.78rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:.5rem;}\r\n.flujo-sticky-count{font-family:'Cormorant Garamond',serif;font-size:5rem;font-weight:700;line-height:1;color:var(--mauve-light);transition:all .3s;}\r\n.flujo-sticky-count span{font-size:1.5rem;color:var(--muted);font-family:'Plus Jakarta Sans',sans-serif;font-weight:300;}\r\n.flujo-sticky-title{font-size:1rem;font-weight:600;color:var(--dark);margin-top:.5rem;transition:all .3s;}\r\n.flujo-sticky-desc{font-size:.875rem;color:var(--muted);font-weight:300;line-height:1.6;margin-top:.3rem;transition:all .3s;}\r\n\r\n\/* Steps lista derecha *\/\r\n.flujo-steps{display:flex;flex-direction:column;}\r\n.fstep{display:flex;gap:1.25rem;padding:1.25rem 0;position:relative;transition:all .3s;cursor:default;}\r\n.fstep:not(:last-child){border-bottom:1px solid var(--border-m);}\r\n.fstep.active .fn-wrap{background:var(--mauve);border-color:var(--mauve);}\r\n.fstep.active .fn{color:white;}\r\n.fstep.active .fb .ft{color:var(--mauve);}\r\n.fstep.done .fn-wrap{background:var(--teal);border-color:var(--teal);}\r\n.fstep.done .fn{color:white;font-size:.7rem;}\r\n.fstep.done .fn::after{content:'\u2713';}\r\n.fstep.done .fn-inner{display:none;}\r\n.fn-wrap{width:38px;height:38px;border-radius:50%;background:white;border:2px solid var(--mauve-light);display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:all .3s;position:relative;z-index:1;}\r\n.fn{font-family:'Cormorant Garamond',serif;font-size:1rem;font-weight:700;color:var(--mauve);transition:color .3s;}\r\n.fb{padding-top:.2rem;}\r\n.fb .ft{font-size:.975rem;font-weight:600;color:var(--dark);margin-bottom:.2rem;transition:color .3s;}\r\n.fb .fd{font-size:.875rem;color:var(--muted);font-weight:300;line-height:1.5;}\r\n\r\n@media(max-width:900px){\r\n .flujo-hero{grid-template-columns:1fr;}\r\n .flujo-hero-img{height:280px;}\r\n .flujo-hero-text{padding:2.5rem 6vw;}\r\n .flujo-sticky-wrap{grid-template-columns:1fr;gap:2rem;}\r\n .flujo-sticky-left{position:relative;top:auto;display:flex;align-items:center;gap:1.5rem;padding:0;}\r\n .flujo-sticky-progress{display:none;}\r\n .flujo-sticky-count{font-size:3rem;}\r\n}\r\n\r\n\/* NORMATIVA *\/\r\n#normativa{background:white;padding:6rem 6vw;}\r\n.norm-inner{max-width:1000px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:center;}\r\n.norm-img{width:100%;border-radius:24px;aspect-ratio:1\/1;object-fit:cover;box-shadow:var(--shadow-m);}\r\n.norm-list{list-style:none;display:flex;flex-direction:column;gap:.9rem;margin-top:1.75rem;}\r\n.norm-item{display:flex;gap:1.1rem;align-items:flex-start;padding:1.1rem;border-radius:14px;background:var(--off);border:1px solid transparent;transition:all .25s;}\r\n.norm-item:hover{background:var(--mauve-pale);border-color:var(--border-m);}\r\n.norm-tag{font-family:'Cormorant Garamond',serif;font-size:.8rem;font-weight:700;color:var(--mauve);background:var(--mauve-pale);border-radius:8px;padding:.3rem .65rem;white-space:nowrap;flex-shrink:0;min-width:130px;text-align:center;}\r\n.norm-txt{font-size:.85rem;color:var(--muted);font-weight:300;line-height:1.6;}\r\n.norm-txt strong{display:block;color:var(--dark);font-weight:600;margin-bottom:.25rem;font-size:.9rem;}\r\n\r\n\/* USUARIOS *\/\r\n#usuarios{background:var(--teal-pale);padding:6rem 6vw;}\r\n.usuarios-inner{max-width:1100px;margin:0 auto;}\r\n.usuarios-header{text-align:center;margin-bottom:4rem;}\r\n.usuarios-header .section-desc{margin:0 auto;}\r\n.usuarios-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;align-items:stretch;}\r\n.uc{background:white;border-radius:20px;overflow:hidden;border:1px solid rgba(42,139,154,.12);transition:transform .3s,box-shadow .3s;display:flex;flex-direction:column;}\r\n.uc:hover{transform:translateY(-5px);box-shadow:var(--shadow-t);}\r\n.uc-img{width:100%;height:200px;object-fit:cover;object-position:center;flex-shrink:0;}\r\n.uc-body{padding:1.75rem;flex:1;display:flex;flex-direction:column;}\r\n.uc-chip{display:inline-block;font-size:.66rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;padding:.3rem .8rem;border-radius:100px;background:var(--teal-pale);color:var(--teal);margin-bottom:.65rem;}\r\n.uc-title{font-family:'Cormorant Garamond',serif;font-size:1.3rem;font-weight:700;color:var(--dark);margin-bottom:.45rem;}\r\n.uc-desc{font-size:.9rem;color:var(--muted);font-weight:300;line-height:1.7;}\r\n\r\n\/* CLAIMS *\/\r\n#claims{background:var(--mauve);padding:5rem 6vw;overflow:hidden;}\r\n.claims-inner{max-width:900px;margin:0 auto;text-align:center;}\r\n.claims-quote{font-family:'Cormorant Garamond',serif;font-size:clamp(1.8rem,3vw,2.8rem);font-weight:600;font-style:italic;color:white;line-height:1.35;margin-bottom:1.75rem;}\r\n.claims-sub{font-size:1.05rem;color:rgba(255,255,255,.65);font-weight:300;}\r\n.claims-pills{display:flex;flex-wrap:wrap;justify-content:center;gap:.65rem;margin-top:2.25rem;}\r\n.cpill{background:rgba(255,255,255,.12);color:white;border:1px solid rgba(255,255,255,.2);border-radius:100px;padding:.45rem 1.1rem;font-size:.875rem;font-weight:500;transition:background .2s;}\r\n.cpill:hover{background:rgba(255,255,255,.22);}\r\n\r\n\/* CTA *\/\r\n#cta{background:white;padding:7rem 6vw;display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:center;}\r\n.cta-fc{background:var(--mauve-ultra);border:1px solid var(--border-m);border-radius:24px;padding:2.5rem;}\r\n.cta-ft{font-family:'Cormorant Garamond',serif;font-size:1.5rem;font-weight:700;color:var(--dark);margin-bottom:.4rem;}\r\n.cta-fs{font-size:.9rem;color:var(--muted);font-weight:300;margin-bottom:1.75rem;}\r\n.cf{margin-bottom:.9rem;}\r\n.cf label{display:block;font-size:.82rem;font-weight:600;color:var(--text);margin-bottom:.35rem;letter-spacing:.03em;}\r\n.ci{width:100%;background:white;border:1.5px solid var(--border-m);color:var(--dark);padding:.78rem 1rem;border-radius:10px;font-family:'Plus Jakarta Sans',sans-serif;font-size:.95rem;outline:none;transition:border-color .25s;}\r\n.ci::placeholder{color:var(--muted);}\r\n.ci:focus{border-color:var(--mauve);}\r\n.cn{font-size:.7rem;color:var(--muted);text-align:center;margin-top:.9rem;}\r\n\r\n\/* FOOTER 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class=\"logo\">\r\n <img decoding=\"async\" src=\"https:\/\/softmanagement.com.co\/wp-content\/uploads\/2026\/05\/Garantia-Logo-1.avif\" alt=\"GarantIA Logo\" style=\"height:48px!important;width:auto!important;display:block!important;max-width:none!important;opacity:1!important;visibility:visible!important;\"\/>\r\n <\/div>\r\n <ul class=\"nav-links\">\r\n <li><a href=\"#pilares\">Soluci\u00f3n<\/a><\/li>\r\n <li><a href=\"#precios\">Precios<\/a><\/li>\r\n <li><a href=\"#flujo\">Proceso<\/a><\/li>\r\n <li><a href=\"#normativa\">Normativa<\/a><\/li>\r\n <\/ul>\r\n <button class=\"nav-cta\" onclick=\"document.getElementById('cta').scrollIntoView({behavior:'smooth'})\">Solicitar Demo<\/button>\r\n<\/nav>\r\n\r\n\r\n<section id=\"hero\">\r\n <div class=\"blob blob-1\"><\/div>\r\n <div class=\"blob blob-2\"><\/div>\r\n <div class=\"hero-left\">\r\n <div class=\"hero-eyebrow\">Tecnolog\u00eda Financiera \u00b7 Colombia 2026<\/div>\r\n <h1>El <em>pagar\u00e9<\/em><br\/>digital que su<br\/>empresa <span class=\"tl\">necesita<\/span><\/h1>\r\n <p class=\"hero-sub\">Plataforma 100% digital para la emisi\u00f3n, custodia y administraci\u00f3n de pagar\u00e9s electr\u00f3nicos.<br\/>Modelo de precios a tu medida con tarifas integrales y sin costos ocultos.<\/p>\r\n <div class=\"hero-actions\">\r\n <button class=\"btn-primary\" onclick=\"document.getElementById('cta').scrollIntoView({behavior:'smooth'})\">Solicitar Demo Gratuita<\/button>\r\n <button class=\"btn-outline\" onclick=\"document.getElementById('precios').scrollIntoView({behavior:'smooth'})\">Ver Precios<\/button>\r\n <\/div>\r\n <div class=\"hero-trust\">\r\n <div class=\"titem\"><strong>100%<\/strong>Validez jur\u00eddica<\/div>\r\n <div class=\"tdiv\"><\/div>\r\n <div class=\"titem\"><strong>20% o +<\/strong>Ahorro vs. mercado<\/div>\r\n <div class=\"tdiv\"><\/div>\r\n <div class=\"titem\"><strong>1 a\u00f1o o +<\/strong>Custodia incluida<\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"hero-right\">\r\n <img decoding=\"async\" class=\"hero-img-main\"\r\n src=\"https:\/\/softmanagement.com.co\/wp-content\/uploads\/2026\/05\/Nuestra-solucion.png\"\r\n alt=\"Nuestra soluci\u00f3n GarantIA\"\/>\r\n <div class=\"hero-badge-float\">\r\n <span class=\"badge-num\">1 a\u00f1o+<\/span>\r\n <span class=\"badge-lbl\">Custodia incluida<\/span>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<div id=\"lstrip\">\r\n <div class=\"ls-inner\">\r\n <span class=\"ls-label\">Cumplimiento normativo<\/span>\r\n <div class=\"ls-tags\">\r\n <span class=\"ls-tag\">Ley 527\/1999<\/span>\r\n <span class=\"ls-tag\">Ley 964\/2005<\/span>\r\n <span class=\"ls-tag\">Decreto 3960\/2010<\/span>\r\n <span class=\"ls-tag\">Decreto 2364\/2012<\/span>\r\n <\/div>\r\n <\/div>\r\n<\/div>\r\n\r\n\r\n<section id=\"pilares\">\r\n <div class=\"pilares-header reveal\">\r\n <div class=\"section-label\">M\u00f3dulos de la plataforma<\/div>\r\n <h2 class=\"section-title\">Todo el ciclo de vida<br\/>en <em>un solo lugar<\/em><\/h2>\r\n <p class=\"section-desc\">Tres m\u00f3dulos complementarios que cubren cada etapa del pagar\u00e9 electr\u00f3nico, desde su creaci\u00f3n hasta la certificaci\u00f3n.<\/p>\r\n <\/div>\r\n <div class=\"pilares-grid\">\r\n \r\n <div class=\"pilar-card reveal\">\r\n <div class=\"pilar-icon-wrap\">\r\n <svg viewBox=\"0 0 120 120\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n <defs>\r\n <linearGradient id=\"doc-body\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#F3EDF8\"\/><stop offset=\"100%\" stop-color=\"#DBC8EC\"\/><\/linearGradient>\r\n <linearGradient id=\"doc-fold\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#C4A8D4\"\/><stop offset=\"100%\" stop-color=\"#9B7AAD\"\/><\/linearGradient>\r\n <linearGradient id=\"pen-body\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#7A5C8A\"\/><stop offset=\"100%\" stop-color=\"#4A2D6A\"\/><\/linearGradient>\r\n <linearGradient 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cy=\"30\" r=\"2.5\" fill=\"#F7B731\" opacity=\"0.8\"\/>\r\n <circle cx=\"98\" cy=\"55\" r=\"2\" fill=\"#4AACBB\" opacity=\"0.8\"\/>\r\n <circle cx=\"15\" cy=\"65\" r=\"1.5\" fill=\"#9B7AAD\" opacity=\"0.6\"\/>\r\n <\/svg>\r\n <\/div>\r\n <div class=\"pilar-body\">\r\n <span class=\"pilar-chip chip-m\">01 \u00b7 Creaci\u00f3n, Enrolamiento y Firma<\/span>\r\n <div class=\"pilar-title\">Onboarding y firma digital<\/div>\r\n <p class=\"pilar-desc\">Proceso de onboarding y autenticaci\u00f3n 100% digital. Validaci\u00f3n de identidad a trav\u00e9s de mecanismos OTP, preguntas reto, biometr\u00eda facial y firma electr\u00f3nica y digital integrada.<\/p>\r\n <ul class=\"pilar-list\">\r\n <li>Creaci\u00f3n \u00e1gil de deudores v\u00eda API o individual<\/li>\r\n <li>Onboarding a elecci\u00f3n: OTP, biometr\u00eda facial o preguntas reto<\/li>\r\n <li>Validaci\u00f3n con bases de datos p\u00fablicas y privadas (RNEC y otras)<\/li>\r\n <li>Procesos masivos en batch mediante integraci\u00f3n API<\/li>\r\n <li>Personalizaci\u00f3n del pagar\u00e9, carta de instrucciones y anexos<\/li>\r\n <li>Firma electr\u00f3nica de deudores y firma digital del acreedor<\/li>\r\n <\/ul>\r\n <\/div>\r\n <\/div>\r\n \r\n <div class=\"pilar-card reveal\">\r\n <div class=\"pilar-icon-wrap\">\r\n <svg viewBox=\"0 0 120 120\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n <defs>\r\n <linearGradient id=\"shield-main\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#E4F5F8\"\/><stop 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fill=\"#4AACBB\" opacity=\"0.5\"\/>\r\n <circle cx=\"18\" cy=\"32\" r=\"7\" fill=\"#2A8B9A\" opacity=\"0.85\"\/>\r\n <path d=\"M14 32 L17 35 L22 29\" fill=\"none\" stroke=\"white\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n <\/svg>\r\n <\/div>\r\n <div class=\"pilar-body\">\r\n <span class=\"pilar-chip chip-t\">02 \u00b7 Custodia<\/span>\r\n <div class=\"pilar-title\">B\u00f3veda digital segura<\/div>\r\n <p class=\"pilar-desc\">Custodia inmutable con integridad criptogr\u00e1fica garantizada, disponibilidad 24\/7 y b\u00f3veda digital certificada ISO 27001 con auditor\u00eda de principio a fin.<\/p>\r\n <ul class=\"pilar-list\">\r\n <li>Custodia inmutable 12 meses o m\u00e1s seg\u00fan plan<\/li>\r\n <li>B\u00f3veda digital segura \u2014 certificaci\u00f3n ISO 27001<\/li>\r\n <li>Auditor\u00eda completa del proceso (log) de principio a fin<\/li>\r\n <li>Disponibilidad 24\/7 con soporte y mantenimiento 5\u00d78<\/li>\r\n <li>Proceso de diligenciamiento de pagar\u00e9 en blanco<\/li>\r\n <li>Retiro para proceso judicial o cancelaci\u00f3n<\/li>\r\n <\/ul>\r\n <\/div>\r\n <\/div>\r\n \r\n <div class=\"pilar-card reveal\">\r\n <div class=\"pilar-icon-wrap\">\r\n <svg viewBox=\"0 0 120 120\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n <defs>\r\n <linearGradient id=\"mag-glass\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#F3EDF8\"\/><stop offset=\"100%\" stop-color=\"#C4A8D4\"\/><\/linearGradient>\r\n <linearGradient id=\"mag-ring\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#9B7AAD\"\/><stop offset=\"100%\" stop-color=\"#6A3D8A\"\/><\/linearGradient>\r\n <linearGradient id=\"chart-bar1\" x1=\"0%\" y1=\"100%\" x2=\"0%\" y2=\"0%\"><stop offset=\"0%\" stop-color=\"#2A8B9A\"\/><stop offset=\"100%\" stop-color=\"#4AACBB\"\/><\/linearGradient>\r\n <linearGradient id=\"chart-bar2\" x1=\"0%\" y1=\"100%\" x2=\"0%\" y2=\"0%\"><stop offset=\"0%\" 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y=\"52\" width=\"40\" height=\"3\" rx=\"1.5\" fill=\"#8DD4DE\" opacity=\"0.8\"\/>\r\n <rect x=\"22\" y=\"59\" width=\"28\" height=\"2.5\" rx=\"1.25\" fill=\"#8DD4DE\" opacity=\"0.5\"\/>\r\n <circle cx=\"62\" cy=\"96\" r=\"9\" fill=\"#F7B731\" opacity=\"0.95\"\/>\r\n <circle cx=\"62\" cy=\"96\" r=\"6\" fill=\"none\" stroke=\"white\" stroke-width=\"1\" stroke-dasharray=\"2 2\"\/>\r\n <text x=\"62\" y=\"100\" text-anchor=\"middle\" fill=\"white\" font-size=\"8\" font-weight=\"bold\">\u2605<\/text>\r\n <circle cx=\"74\" cy=\"46\" r=\"24\" fill=\"rgba(122,92,138,0.06)\"\/>\r\n <circle cx=\"74\" cy=\"46\" r=\"20\" fill=\"url(#mag-glass)\" stroke=\"url(#mag-ring)\" stroke-width=\"4\"\/>\r\n <circle cx=\"68\" cy=\"40\" r=\"5\" fill=\"white\" opacity=\"0.35\"\/>\r\n <line x1=\"89\" y1=\"61\" x2=\"102\" y2=\"74\" stroke=\"url(#mag-ring)\" stroke-width=\"5\" stroke-linecap=\"round\"\/>\r\n <line x1=\"89\" y1=\"61\" x2=\"102\" y2=\"74\" stroke=\"rgba(255,255,255,0.3)\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\r\n <rect x=\"65\" y=\"40\" width=\"16\" height=\"2.5\" rx=\"1.25\" fill=\"#9B7AAD\" opacity=\"0.6\"\/>\r\n <rect x=\"65\" y=\"45\" width=\"11\" height=\"2.5\" rx=\"1.25\" fill=\"#9B7AAD\" opacity=\"0.4\"\/>\r\n <rect x=\"65\" y=\"50\" width=\"14\" height=\"2.5\" rx=\"1.25\" fill=\"#9B7AAD\" opacity=\"0.4\"\/>\r\n <circle cx=\"15\" cy=\"42\" r=\"2.5\" fill=\"#F7B731\" opacity=\"0.8\"\/>\r\n <circle cx=\"104\" cy=\"38\" r=\"2\" fill=\"#4AACBB\" opacity=\"0.8\"\/>\r\n <circle cx=\"108\" cy=\"80\" r=\"3\" fill=\"#9B7AAD\" opacity=\"0.6\"\/>\r\n <\/svg>\r\n <\/div>\r\n <div class=\"pilar-body\">\r\n <span class=\"pilar-chip chip-b\">03 \u00b7 Consulta<\/span>\r\n <div class=\"pilar-title\">Visibilidad y certificaci\u00f3n<\/div>\r\n <p class=\"pilar-desc\">M\u00f3dulo de consulta indexada, estados del pagar\u00e9, certificados de custodia y titularidad, alertas autom\u00e1ticas de vencimiento y acceso para actores en procesos judiciales.<\/p>\r\n <ul class=\"pilar-list\">\r\n <li>Consulta de estados: cancelaci\u00f3n, retiro, diligenciamiento<\/li>\r\n <li>B\u00fasqueda indexada de pagar\u00e9s<\/li>\r\n <li>Certificado de custodia o titularidad<\/li>\r\n <li>Funcionalidad para compartir y visualizar en proceso jur\u00eddico<\/li>\r\n <li>Alertas autom\u00e1ticas de vencimiento<\/li>\r\n <li>M\u00f3dulo de administraci\u00f3n centralizado<\/li>\r\n <\/ul>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section id=\"comparativo\">\r\n <div class=\"comp-inner\">\r\n <div class=\"comp-header reveal\">\r\n <div>\r\n <div class=\"section-label\">Por qu\u00e9 elegirnos<\/div>\r\n <h2 class=\"section-title\">Rompemos el esquema<br\/><em>tradicional<\/em><\/h2>\r\n <\/div>\r\n <p class=\"section-desc\">El mercado cobra por cada proceso. Nosotros lo incluimos todo en un solo valor transparente y predecible.<\/p>\r\n <\/div>\r\n <div class=\"comp-table-wrap reveal\">\r\n <table>\r\n <thead>\r\n <tr>\r\n <th>Concepto<\/th>\r\n <th>Mercado Tradicional<\/th>\r\n <th>Nuestra Soluci\u00f3n Garant\u00eda<\/th>\r\n <\/tr>\r\n <\/thead>\r\n <tbody>\r\n <tr><td>Precio por pagar\u00e9<\/td><td>$1.600 \u2013 $3.000 COP<\/td><td>20% o m\u00e1s de ahorro<\/td><\/tr>\r\n <tr><td>Custodia<\/td><td><span class=\"bno\">\u2717 Costos mensuales adicionales<\/span><\/td><td><span class=\"byes\">\u2713 Incluida hasta 12 meses o m\u00e1s<\/span><\/td><\/tr>\r\n <tr><td>OTP \/ Autenticaci\u00f3n<\/td><td><span class=\"bno\">\u2717 Costo adicional por evento<\/span><\/td><td><span class=\"byes\">\u2713 Incluido en la tarifa<\/span><\/td><\/tr>\r\n <tr><td>Escalabilidad<\/td><td><span class=\"bno\">\u2717 Ahorros escalados diferenciales<\/span><\/td><td><span class=\"byes\">\u2713 Ahorros escalados exponenciales<\/span><\/td><\/tr>\r\n <tr><td>Firma digital (originador)<\/td><td><span class=\"bno\">\u2717 Limitada o con costo<\/span><\/td><td><span class=\"byes\">\u2713 Ilimitada incluida<\/span><\/td><\/tr>\r\n <tr><td>Firma electr\u00f3nica (clientes)<\/td><td><span class=\"bno\">\u2717 Costo por firma<\/span><\/td><td><span class=\"byes\">\u2713 Incluida<\/span><\/td><\/tr>\r\n <tr><td>Biometr\u00eda \/ Preguntas reto<\/td><td><span class=\"bno\">\u2717 No siempre disponible<\/span><\/td><td><span class=\"byes\">\u2713 Autenticaci\u00f3n a tu medida<\/span><\/td><\/tr>\r\n <tr><td>Certificados \/ Cancelaciones<\/td><td><span class=\"bno\">\u2717 Se cobran por evento<\/span><\/td><td><span class=\"byes\">\u2713 Incluidos<\/span><\/td><\/tr>\r\n <tr><td>Estructura de costos<\/td><td><span class=\"bno\">\u2717 Fragmentada<\/span><\/td><td><span class=\"byes\">\u2713 Todo incluido, sin sorpresas<\/span><\/td><\/tr>\r\n <\/tbody>\r\n <\/table>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section id=\"precios\">\r\n <div class=\"precios-inner\">\r\n <div class=\"precios-header reveal\">\r\n <div class=\"section-label\">Modelo de precios<\/div>\r\n <h2 class=\"section-title\">Transaccional, escalable<br\/>y <em>sin sorpresas<\/em><\/h2>\r\n <p class=\"section-desc\">Econom\u00edas de escala reales: mientras m\u00e1s crece su operaci\u00f3n, mayor es el ahorro por pagar\u00e9.<\/p>\r\n <\/div>\r\n <div class=\"precios-grid reveal\">\r\n <div class=\"pc\">\r\n <div class=\"pc-tier\">Volumen<\/div>\r\n <div class=\"pc-name\">Peque\u00f1o<\/div>\r\n <div class=\"pc-vol\">Desde 45 hasta 1.000 pagar\u00e9s \/ mes<\/div>\r\n <div class=\"pc-tag\">Ahorro +20% vs. mercado<\/div>\r\n <div class=\"pc-detail\">Precio por pagar\u00e9<br\/>todo incluido<\/div>\r\n <ul class=\"pc-inc\">\r\n <li>Emisi\u00f3n y custodia hasta 12 meses<\/li>\r\n <li>Onboarding OTP incluido en la tarifa<\/li>\r\n <li>Generaci\u00f3n de certificados incluida<\/li>\r\n <li>Procesos de cancelaci\u00f3n y eliminaci\u00f3n incluidos<\/li>\r\n <li>Sin costos ocultos<\/li>\r\n <\/ul>\r\n <button class=\"btn-pc\" onclick=\"document.getElementById('cta').scrollIntoView({behavior:'smooth'})\">Solicitar cotizaci\u00f3n<\/button>\r\n <\/div>\r\n <div class=\"pc feat\">\r\n <div class=\"pc-tier\">Volumen<\/div>\r\n <div class=\"pc-name\">Mediano<\/div>\r\n <div class=\"pc-vol\">Desde 2.500 hasta 50.000 pagar\u00e9s \/ mes<\/div>\r\n <div class=\"pc-tag\">Mayor ahorro por escala<\/div>\r\n <div class=\"pc-detail\">Precio preferencial<br\/>por mayor volumen<\/div>\r\n <ul class=\"pc-inc\">\r\n <li>Toda la oferta de valor del plan Peque\u00f1o<\/li>\r\n <li>Firma digital del acreedor ilimitada (1 a\u00f1o incluida)<\/li>\r\n <li>Soporte prioritario<\/li>\r\n <li>Acompa\u00f1amiento en integraciones API y procesos en batch<\/li>\r\n <li>Reportes de operaci\u00f3n<\/li>\r\n <\/ul>\r\n <button class=\"btn-pc\" onclick=\"document.getElementById('cta').scrollIntoView({behavior:'smooth'})\">Solicitar cotizaci\u00f3n<\/button>\r\n <\/div>\r\n <div class=\"pc\">\r\n <div class=\"pc-tier\">Volumen<\/div>\r\n <div class=\"pc-name\">Grande<\/div>\r\n <div class=\"pc-vol\">M\u00e1s de 50.000 pagar\u00e9s \/ mes<\/div>\r\n <div class=\"pc-tag\">M\u00e1xima eficiencia operativa<\/div>\r\n <div class=\"pc-detail\">Precio negociado<br\/>a medida del cliente<\/div>\r\n <ul class=\"pc-inc\">\r\n <li>Todo lo del plan Mediano<\/li>\r\n <li>Custodia incluida hasta 3 a\u00f1os<\/li>\r\n <li>Onboarding a elecci\u00f3n: OTP, biometr\u00eda o preguntas reto<\/li>\r\n <li>Account Manager dedicado y SLA garantizado<\/li>\r\n <li>Precio negociado por volumen<\/li>\r\n <\/ul>\r\n <button class=\"btn-pc\" onclick=\"document.getElementById('cta').scrollIntoView({behavior:'smooth'})\">Solicitar cotizaci\u00f3n<\/button>\r\n <\/div>\r\n <\/div>\r\n <div class=\"valor-strip reveal\">\r\n <div class=\"vi\">\r\n <div class=\"vi-icon\"><svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#2A8B9A\" stroke-width=\"1.8\"><rect x=\"3\" y=\"11\" width=\"18\" height=\"11\" rx=\"2\"\/><path d=\"M7 11V7a5 5 0 0 1 10 0v4\"\/><\/svg><\/div>\r\n <div class=\"vi-title\">1 a\u00f1o o + de custodia<\/div>\r\n <div class=\"vi-desc\">Incluida en la tarifa seg\u00fan plan<\/div>\r\n <\/div>\r\n <div class=\"vi\">\r\n <div class=\"vi-icon\"><svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#2A8B9A\" stroke-width=\"1.8\"><path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"\/><\/svg><\/div>\r\n <div class=\"vi-title\">ISO 27001<\/div>\r\n <div class=\"vi-desc\">B\u00f3veda digital certificada<\/div>\r\n <\/div>\r\n <div class=\"vi\">\r\n <div class=\"vi-icon\"><svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#2A8B9A\" stroke-width=\"1.8\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><path d=\"M12 8v4l3 3\"\/><\/svg><\/div>\r\n <div class=\"vi-title\">Disponibilidad 24\/7<\/div>\r\n <div class=\"vi-desc\">Soporte y mantenimiento 5\u00d78 incluido<\/div>\r\n <\/div>\r\n <div class=\"vi\">\r\n <div class=\"vi-icon\"><svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#2A8B9A\" stroke-width=\"1.8\"><line x1=\"12\" y1=\"1\" x2=\"12\" y2=\"23\"\/><path d=\"M17 5H9.5a3.5 3.5 0 0 0 0 7h5a3.5 3.5 0 0 1 0 7H6\"\/><\/svg><\/div>\r\n <div class=\"vi-title\">Sin costos ocultos<\/div>\r\n <div class=\"vi-desc\">Un precio, todo incluido<\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section id=\"flujo\">\r\n\r\n \r\n <div class=\"flujo-hero\">\r\n <div class=\"flujo-hero-img\">\r\n <img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1605462979380-48f1ea3b3ff1?q=80&w=1170&auto=format&fit=crop&ixlib=rb-4.1.0&ixid=M3wxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8fA%3D%3D\" alt=\"Firma de documentos financieros\"\/>\r\n <\/div>\r\n <div class=\"flujo-hero-text\">\r\n <div class=\"section-label\">Flujo operativo<\/div>\r\n <h2 class=\"section-title\">De la solicitud<br\/>a la <em>custodia activa<\/em><\/h2>\r\n <p class=\"section-desc\">Proceso guiado, seguro y completamente digital. Sin papel, sin desplazamientos, sin fricciones.<\/p>\r\n <div class=\"flujo-badge\">\r\n <span class=\"flujo-badge-num\">10<\/span>\r\n <span class=\"flujo-badge-lbl\">pasos \u00b7 100% online<\/span>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"flujo-sticky-wrap\">\r\n\r\n \r\n <div class=\"flujo-sticky-left\" id=\"flujoSticky\">\r\n <div class=\"flujo-sticky-label\">Paso actual<\/div>\r\n <div class=\"flujo-sticky-count\" id=\"flujoCount\">1<span>\/10<\/span><\/div>\r\n <div class=\"flujo-sticky-title\" id=\"flujoStepTitle\">Solicitud de activaci\u00f3n<\/div>\r\n <div class=\"flujo-sticky-desc\" id=\"flujoStepDesc\">El acreedor activa el proceso para un deudor espec\u00edfico.<\/div>\r\n <div class=\"flujo-sticky-progress\" id=\"flujoProgress\"><\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"flujo-steps\" id=\"flujoSteps\">\r\n <div class=\"fstep active\" data-title=\"Solicitud de activaci\u00f3n\" data-desc=\"El acreedor activa el proceso para un deudor espec\u00edfico.\"><div class=\"fn-wrap\"><div class=\"fn\">1<\/div><\/div><div class=\"fb\"><div class=\"ft\">Solicitud de activaci\u00f3n<\/div><div class=\"fd\">El acreedor activa el proceso para un deudor espec\u00edfico.<\/div><\/div><\/div>\r\n <div class=\"fstep\" data-title=\"Notificaci\u00f3n al deudor\" data-desc=\"El deudor recibe un correo con URL para iniciar el onboarding.\"><div class=\"fn-wrap\"><div class=\"fn\">2<\/div><\/div><div class=\"fb\"><div class=\"ft\">Notificaci\u00f3n al deudor<\/div><div class=\"fd\">El deudor recibe un correo con URL para iniciar el onboarding.<\/div><\/div><\/div>\r\n <div class=\"fstep\" data-title=\"Registro e identificaci\u00f3n\" data-desc=\"El deudor registra sus datos y carga su documento de identidad.\"><div class=\"fn-wrap\"><div class=\"fn\">3<\/div><\/div><div class=\"fb\"><div class=\"ft\">Registro e identificaci\u00f3n<\/div><div class=\"fd\">El deudor registra sus datos y carga su documento de identidad.<\/div><\/div><\/div>\r\n <div class=\"fstep\" data-title=\"Validaci\u00f3n autom\u00e1tica de identidad\" data-desc=\"Verificaci\u00f3n contra bases de datos p\u00fablicas y privadas (RNEC y otras).\"><div class=\"fn-wrap\"><div class=\"fn\">4<\/div><\/div><div class=\"fb\"><div class=\"ft\">Validaci\u00f3n autom\u00e1tica de identidad<\/div><div class=\"fd\">Verificaci\u00f3n contra bases de datos p\u00fablicas y privadas (RNEC y otras).<\/div><\/div><\/div>\r\n <div class=\"fstep\" data-title=\"Creaci\u00f3n en plataforma\" data-desc=\"Perfil del deudor y pagar\u00e9 creados autom\u00e1ticamente en el sistema.\"><div class=\"fn-wrap\"><div class=\"fn\">5<\/div><\/div><div class=\"fb\"><div class=\"ft\">Creaci\u00f3n en plataforma<\/div><div class=\"fd\">Perfil del deudor y pagar\u00e9 creados autom\u00e1ticamente en el sistema.<\/div><\/div><\/div>\r\n <div class=\"fstep\" data-title=\"Firma digital y electr\u00f3nica\" data-desc=\"Activaci\u00f3n del proceso de firmado para el acreedor y el deudor seg\u00fan el punto del proceso.\"><div class=\"fn-wrap\"><div class=\"fn\">6<\/div><\/div><div class=\"fb\"><div class=\"ft\">Firma digital y electr\u00f3nica<\/div><div class=\"fd\">Activaci\u00f3n del proceso de firmado para el acreedor y el deudor seg\u00fan el punto del proceso.<\/div><\/div><\/div>\r\n <div class=\"fstep\" data-title=\"Custodia activada\" data-desc=\"Custodia, consulta y certificados disponibles de inmediato.\"><div class=\"fn-wrap\"><div class=\"fn\">7<\/div><\/div><div class=\"fb\"><div class=\"ft\">Custodia activada<\/div><div class=\"fd\">Custodia, consulta y certificados disponibles de inmediato.<\/div><\/div><\/div>\r\n <div class=\"fstep\" data-title=\"Diligenciamiento del pagar\u00e9 en blanco\" data-desc=\"Registro del diligenciamiento asegurando inmutabilidad del documento.\"><div class=\"fn-wrap\"><div class=\"fn\">8<\/div><\/div><div class=\"fb\"><div class=\"ft\">Diligenciamiento del pagar\u00e9 en blanco<\/div><div class=\"fd\">Registro del diligenciamiento asegurando inmutabilidad del documento.<\/div><\/div><\/div>\r\n <div class=\"fstep\" data-title=\"Activaci\u00f3n de proceso jur\u00eddico\" data-desc=\"Funcionalidad para compartir y visualizar el pagar\u00e9 en caso de proceso judicial.\"><div class=\"fn-wrap\"><div class=\"fn\">9<\/div><\/div><div class=\"fb\"><div class=\"ft\">Activaci\u00f3n de proceso jur\u00eddico<\/div><div class=\"fd\">Funcionalidad para compartir y visualizar el pagar\u00e9 en caso de proceso judicial.<\/div><\/div><\/div>\r\n <div class=\"fstep\" data-title=\"Alertas autom\u00e1ticas de vencimiento\" data-desc=\"Notificaciones proactivas a los actores relevantes antes del vencimiento del pagar\u00e9.\"><div class=\"fn-wrap\"><div class=\"fn\">10<\/div><\/div><div class=\"fb\"><div class=\"ft\">Alertas autom\u00e1ticas de vencimiento<\/div><div class=\"fd\">Notificaciones proactivas a los actores relevantes antes del vencimiento del pagar\u00e9.<\/div><\/div><\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section id=\"normativa\">\r\n <div class=\"norm-inner\">\r\n <div class=\"reveal\">\r\n <div class=\"section-label\">Marco legal<\/div>\r\n <h2 class=\"section-title\">Cumplimiento<br\/><em>normativo<\/em> total<\/h2>\r\n <p class=\"section-desc\">Dise\u00f1ada desde cero para cumplir la legislaci\u00f3n colombiana que regula los t\u00edtulos valores electr\u00f3nicos.<\/p>\r\n <ul class=\"norm-list\">\r\n <li class=\"norm-item\"><div class=\"norm-tag\">Ley 527\/1999<\/div><div class=\"norm-txt\"><strong>Comercio electr\u00f3nico<\/strong>Define el acceso y uso de mensajes de datos, comercio electr\u00f3nico y firmas digitales.<\/div><\/li>\r\n <li class=\"norm-item\"><div class=\"norm-tag\">Ley 964\/2005<\/div><div class=\"norm-txt\"><strong>Mercado de valores<\/strong>Regula las actividades de manejo e inversi\u00f3n de recursos captados del p\u00fablico.<\/div><\/li>\r\n <li class=\"norm-item\"><div class=\"norm-tag\">Decreto 3960\/2010<\/div><div class=\"norm-txt\"><strong>Dep\u00f3sito centralizado<\/strong>Reglamenta el dep\u00f3sito y administraci\u00f3n de valores desmaterializados.<\/div><\/li>\r\n <li class=\"norm-item\"><div class=\"norm-tag\">Decreto 2364\/2012<\/div><div class=\"norm-txt\"><strong>Firma electr\u00f3nica<\/strong>Reglamenta el art\u00edculo 7\u00b0 de la Ley 527 sobre firma electr\u00f3nica.<\/div><\/li>\r\n <\/ul>\r\n <\/div>\r\n <div class=\"reveal\">\r\n <img decoding=\"async\" class=\"norm-img\"\r\n src=\"https:\/\/softmanagement.com.co\/garantia\/wp-content\/uploads\/2026\/05\/GarantIA-Pagare-Digital.png\"\r\n alt=\"GarantIA Pagar\u00e9 Digital\"\/>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section id=\"usuarios\">\r\n <div class=\"usuarios-inner\">\r\n <div class=\"usuarios-header reveal\">\r\n <div class=\"section-label\">Actores del ecosistema<\/div>\r\n <h2 class=\"section-title\">Una plataforma para<br\/><em>todos los participantes<\/em><\/h2>\r\n <p class=\"section-desc\">Conecta a acreedores, deudores y terceros interesados en un ecosistema digital seguro.<\/p>\r\n <\/div>\r\n <div class=\"usuarios-grid\">\r\n <div class=\"uc reveal\">\r\n <img decoding=\"async\" class=\"uc-img\" src=\"https:\/\/images.unsplash.com\/photo-1486406146926-c627a92ad1ab?auto=format&fit=crop&w=600&q=80\" alt=\"Entidades financieras\"\/>\r\n <div class=\"uc-body\">\r\n <span class=\"uc-chip\">Acreedor<\/span>\r\n <div class=\"uc-title\">Entidades financieras<\/div>\r\n <p class=\"uc-desc\">Cliente principal de la plataforma. Se integra v\u00eda API en sus sistemas transaccionales para gestionar pagar\u00e9s digitalmente a gran escala, incluyendo procesos en batch.<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"uc reveal\">\r\n <img decoding=\"async\" class=\"uc-img\" src=\"https:\/\/images.unsplash.com\/photo-1450101499163-c8848c66ca85?auto=format&fit=crop&w=600&q=80\" alt=\"Firma de pagar\u00e9 digital\"\/>\r\n <div class=\"uc-body\">\r\n <span class=\"uc-chip\">Deudor<\/span>\r\n <div class=\"uc-title\">Firmante del pagar\u00e9<\/div>\r\n <p class=\"uc-desc\">Registrado por el acreedor v\u00eda API. Realiza su onboarding de forma remota, firma el pagar\u00e9 digitalmente y puede descargarlo una vez cancelada la deuda.<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"uc reveal\">\r\n <img decoding=\"async\" class=\"uc-img\" src=\"https:\/\/images.unsplash.com\/photo-1589216532372-1c2a367900d9?auto=format&fit=crop&w=600&q=80\" alt=\"Consulta legal y certificaciones\"\/>\r\n <div class=\"uc-body\">\r\n <span class=\"uc-chip\">Otros interesados<\/span>\r\n <div class=\"uc-title\">Jueces y abogados<\/div>\r\n <p class=\"uc-desc\">Acceso temporal asignado por el acreedor para consultar, visualizar y compartir certificaciones de custodia y titularidad en procesos legales.<\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section id=\"claims\">\r\n <div class=\"claims-inner reveal\">\r\n <p class=\"claims-quote\">\"De la emisi\u00f3n a la custodia,<br\/>en un solo precio.\"<\/p>\r\n <p class=\"claims-sub\">Digitaliza tus pagar\u00e9s sin costos ocultos. M\u00e1s volumen, mayor ahorro, m\u00e1xima eficiencia.<\/p>\r\n <div class=\"claims-pills\">\r\n <span class=\"cpill\">Un solo precio, todo incluido<\/span>\r\n <span class=\"cpill\">1 a\u00f1o o + de custodia<\/span>\r\n <span class=\"cpill\">ISO 27001 \u00b7 B\u00f3veda digital<\/span>\r\n <span class=\"cpill\">Autenticaci\u00f3n a tu medida<\/span>\r\n <span class=\"cpill\">Sin costos ocultos<\/span>\r\n <span class=\"cpill\">Ahorros escalados exponenciales<\/span>\r\n <span class=\"cpill\">API nativa \u00b7 Procesos en batch<\/span>\r\n <span class=\"cpill\">100% validez jur\u00eddica<\/span>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section id=\"cta\">\r\n <div class=\"reveal\">\r\n <div class=\"section-label\">Empezar es f\u00e1cil<\/div>\r\n <h2 class=\"section-title\">\u00bfListo para transformar<br\/>su gesti\u00f3n de <em>pagar\u00e9s<\/em>?<\/h2>\r\n <p class=\"section-desc\" style=\"margin-top:1rem;\">Agende una demo personalizada. Le mostramos c\u00f3mo funciona la plataforma en el contexto real de su operaci\u00f3n.<\/p>\r\n <\/div>\r\n <div class=\"cta-fc reveal\">\r\n <div class=\"cta-ft\">Solicitar Demo Gratuita<\/div>\r\n <div class=\"cta-fs\">Sin compromisos \u00b7 Respuesta en menos de 24 horas h\u00e1biles<\/div>\r\n <div class=\"cf\"><label>Nombre completo<\/label><input type=\"text\" id=\"ctaNombre\" class=\"ci\" placeholder=\"Ej: Mar\u00eda Garc\u00eda\"\/><\/div>\r\n <div class=\"cf\"><label>Correo corporativo<\/label><input type=\"email\" id=\"ctaCorreo\" class=\"ci\" placeholder=\"correo@empresa.com\"\/><\/div>\r\n <div class=\"cf\"><label>Tel\u00e9fono \/ WhatsApp<\/label><input type=\"tel\" id=\"ctaTelefono\" class=\"ci\" placeholder=\"Ej: +57 300 123 4567\"\/><\/div>\r\n <div class=\"cf\"><label>Empresa<\/label><input type=\"text\" id=\"ctaEmpresa\" class=\"ci\" placeholder=\"Nombre de su organizaci\u00f3n\"\/><\/div>\r\n <div class=\"cf\">\r\n <label>Volumen estimado de pagar\u00e9s \/ mes<\/label>\r\n <select id=\"ctaVolumen\" class=\"ci\"><option value=\"\" disabled selected>Seleccionar rango...<\/option><option>Menos de 45<\/option><option>45 \u2013 1.000<\/option><option>2.500 \u2013 50.000<\/option><option>M\u00e1s de 50.000<\/option><\/select>\r\n <\/div>\r\n <button class=\"btn-primary\" id=\"ctaBtn\" style=\"width:100%;margin-top:.5rem;border-radius:10px;\" onclick=\"enviarDemo()\">Solicitar Demo \u2192<\/button>\r\n <p class=\"cn\" id=\"ctaMsg\">Al enviar, acepta que nos comuniquemos con usted para agendar la demostraci\u00f3n.<\/p>\r\n <\/div>\r\n<\/section>\r\n\r\n<footer>\r\n <div class=\"fl\">\r\n <img decoding=\"async\" src=\"https:\/\/softmanagement.com.co\/wp-content\/uploads\/2026\/05\/Garantia-Logo-1.avif\" alt=\"GarantIA Logo\" style=\"height:36px;width:auto;filter:brightness(0) invert(1);opacity:.85;\" onerror=\"this.style.display='none';this.nextElementSibling.style.display='block'\"\/>\r\n <span style=\"display:none;font-family:'Cormorant Garamond',serif;font-size:1.4rem;font-weight:700;color:rgba(255,255,255,.8);\">Garant<span style=\"color:#4AACBB;\">IA<\/span><\/span>\r\n <\/div>\r\n <div class=\"fmia\">Designed with <span class=\"h\">\u2764\ufe0f<\/span> by MiA Group Co.<\/div>\r\n <div class=\"fr\">\u00a9 2026 All Rights Reserved<\/div>\r\n<\/footer>\r\n\r\n\r\n<script>\r\n\/* \u2500\u2500 Formspree env\u00edo directo \u2500\u2500 *\/\r\nfunction enviarDemo(){\r\n var nombre = document.getElementById('ctaNombre').value.trim();\r\n var correo = document.getElementById('ctaCorreo').value.trim();\r\n var telefono = document.getElementById('ctaTelefono').value.trim();\r\n var empresa = document.getElementById('ctaEmpresa').value.trim();\r\n var volumen = document.getElementById('ctaVolumen').value;\r\n var msg = document.getElementById('ctaMsg');\r\n var btn = document.getElementById('ctaBtn');\r\n\r\n if(!nombre || !correo || !telefono || !empresa || !volumen){\r\n msg.style.color = '#D95F5F';\r\n msg.textContent = 'Por favor completa todos los campos antes de enviar.';\r\n return;\r\n }\r\n\r\n btn.disabled = true;\r\n btn.textContent = 'Enviando...';\r\n msg.style.color = '#8A85A0';\r\n msg.textContent = 'Enviando tu solicitud...';\r\n\r\n fetch('https:\/\/formspree.io\/f\/mvzljvwq', {\r\n method: 'POST',\r\n headers: {'Content-Type': 'application\/json', 'Accept': 'application\/json'},\r\n body: JSON.stringify({\r\n subject: 'Demo GarantIA',\r\n nombre: nombre,\r\n email: correo,\r\n telefono: telefono,\r\n empresa: empresa,\r\n volumen: volumen,\r\n _replyto: correo\r\n })\r\n })\r\n .then(function(res){ return res.json(); })\r\n .then(function(data){\r\n if(data.ok || data.next){\r\n btn.textContent = '\u2713 Solicitud enviada';\r\n btn.style.background = '#2A8B9A';\r\n msg.style.color = '#2A8B9A';\r\n msg.textContent = '\u00a1Listo! Te contactaremos en menos de 24 horas h\u00e1biles.';\r\n document.getElementById('ctaNombre').value = '';\r\n document.getElementById('ctaCorreo').value = '';\r\n document.getElementById('ctaTelefono').value = '';\r\n document.getElementById('ctaEmpresa').value = '';\r\n document.getElementById('ctaVolumen').selectedIndex = 0;\r\n } else {\r\n throw new Error('Respuesta inesperada');\r\n }\r\n })\r\n .catch(function(){\r\n btn.disabled = false;\r\n btn.textContent = 'Solicitar Demo \u2192';\r\n msg.style.color = '#D95F5F';\r\n msg.textContent = 'Error al enviar. Escr\u00edbenos directamente a amandabrand2003@gmail.com';\r\n });\r\n}\r\n\r\n\/* \u2500\u2500 Animaci\u00f3n filas tabla comparativo \u2500\u2500 *\/\r\n(function(){\r\n var rows = document.querySelectorAll('#comparativo tbody tr');\r\n if(!rows.length) return;\r\n rows.forEach(function(r){ r.classList.add('row-anim'); });\r\n var io = new IntersectionObserver(function(entries){\r\n entries.forEach(function(entry){\r\n if(entry.isIntersecting){\r\n var idx = Array.prototype.indexOf.call(rows, entry.target);\r\n setTimeout(function(){\r\n entry.target.classList.remove('row-anim');\r\n entry.target.classList.add('row-visible');\r\n }, idx * 80);\r\n io.unobserve(entry.target);\r\n }\r\n });\r\n }, {threshold: 0.15});\r\n rows.forEach(function(r){ io.observe(r); });\r\n})();\r\n\r\n\/* \u2500\u2500 Sticky scroll flujo \u2500\u2500 *\/\r\n(function(){\r\n var steps = document.querySelectorAll('#flujoSteps .fstep');\r\n var countEl = document.getElementById('flujoCount');\r\n var titleEl = document.getElementById('flujoStepTitle');\r\n var descEl = document.getElementById('flujoStepDesc');\r\n var progressEl = document.getElementById('flujoProgress');\r\n if(!steps.length || !countEl) return;\r\n\r\n function updateActive(index){\r\n steps.forEach(function(s,i){\r\n s.classList.remove('active','done');\r\n if(i < index) s.classList.add('done');\r\n if(i === index) s.classList.add('active');\r\n });\r\n var step = steps[index];\r\n countEl.innerHTML = (index+1) + '<span>\/10<\/span>';\r\n titleEl.textContent = step.dataset.title || '';\r\n descEl.textContent = step.dataset.desc || '';\r\n var pct = Math.round(((index+1)\/steps.length)*100);\r\n progressEl.style.height = pct + '%';\r\n }\r\n\r\n updateActive(0);\r\n\r\n var io = new IntersectionObserver(function(entries){\r\n entries.forEach(function(entry){\r\n if(entry.isIntersecting){\r\n var idx = Array.prototype.indexOf.call(steps, entry.target);\r\n if(idx >= 0) updateActive(idx);\r\n }\r\n });\r\n }, {threshold: 0.5, rootMargin: '-20% 0px -40% 0px'});\r\n\r\n steps.forEach(function(s){ io.observe(s); });\r\n})();\r\n<\/script>\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d9f5f7e elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"d9f5f7e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-031efbc elementor-widget elementor-widget-html\" data-id=\"031efbc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!DOCTYPE html>\n<html lang=\"es\">\n<head>\n<meta charset=\"UTF-8\"\/>\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\"\/>\n<title>GarantIA Digital \u00b7 SoftManagement 2026<\/title>\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\"\/>\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Cormorant+Garamond:ital,wght@0,400;0,600;0,700;1,400;1,600&family=Plus+Jakarta+Sans:wght@300;400;500;600&display=swap\" rel=\"stylesheet\"\/>\n<style>\n:root {\n --mauve: #7A5C8A;\n --mauve-mid: #9B7AAD;\n --mauve-light: #C4A8D4;\n --mauve-pale: #F3EDF8;\n --mauve-ultra: #FAF6FD;\n --teal: #2A8B9A;\n --teal-mid: #4AACBB;\n --teal-light: #8DD4DE;\n --teal-pale: #E4F5F8;\n --white: #FFFFFF;\n --off: #FAFAF8;\n --dark: #1A1826;\n --text: #3D3650;\n --muted: #8A85A0;\n --border-m: rgba(122,92,138,0.15);\n --border-t: rgba(42,139,154,0.15);\n --shadow-m: 0 20px 60px rgba(122,92,138,0.12);\n --shadow-t: 0 20px 60px rgba(42,139,154,0.12);\n}\n*,*::before,*::after{box-sizing:border-box;margin:0;padding:0;}\nhtml{scroll-behavior:smooth;}\nbody{font-family:'Plus Jakarta Sans',sans-serif;background:var(--white);color:var(--text);overflow-x:hidden;line-height:1.7;}\n\n\/* NAV *\/\nnav{position:fixed;top:0;left:0;right:0;z-index:100;display:flex;align-items:center;justify-content:space-between;padding:1rem 6vw;background:rgba(255,255,255,0.94);backdrop-filter:blur(16px);border-bottom:1px solid var(--border-m);}\n.logo{font-family:'Cormorant Garamond',serif;font-size:2.5rem;font-weight:700;color:var(--mauve);}\n.logo span{color:var(--teal);font-style:italic;}\n.nav-links{display:flex;gap:2rem;list-style:none;}\n.nav-links a{color:var(--muted);text-decoration:none;font-size:.875rem;transition:color .2s;}\n.nav-links a:hover{color:var(--mauve);}\n.nav-cta{background:var(--mauve);color:white;border:none;padding:.55rem 1.5rem;font-family:'Plus Jakarta Sans',sans-serif;font-size:.875rem;font-weight:500;border-radius:100px;cursor:pointer;transition:all .25s;}\n.nav-cta:hover{background:var(--mauve-mid);transform:translateY(-1px);box-shadow:var(--shadow-m);}\n\n\/* HERO *\/\n#hero{min-height:100vh;display:grid;grid-template-columns:1fr 1fr;align-items:center;padding:8rem 6vw 5rem;gap:4rem;background:var(--white);position:relative;overflow:hidden;}\n.blob{position:absolute;border-radius:50%;filter:blur(120px);pointer-events:none;}\n.blob-1{width:600px;height:600px;background:var(--mauve-pale);top:-200px;right:-100px;opacity:.9;}\n.blob-2{width:400px;height:400px;background:var(--teal-pale);bottom:-100px;left:30%;opacity:.7;}\n.hero-left{position:relative;z-index:2;}\n.hero-eyebrow{display:inline-flex;align-items:center;gap:.5rem;background:var(--mauve-pale);color:var(--mauve);font-size:.72rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;padding:.4rem 1rem;border-radius:100px;margin-bottom:1.75rem;animation:fadeUp .9s ease both;}\n.hero-eyebrow::before{content:'';display:inline-block;width:6px;height:6px;background:var(--mauve);border-radius:50%;}\nh1{font-family:'Cormorant Garamond',serif;font-size:clamp(3rem,4.5vw,4.8rem);font-weight:700;line-height:1.08;color:var(--dark);margin-bottom:1.5rem;animation:fadeUp .9s .1s ease both;}\nh1 em{font-style:italic;color:var(--mauve);}\nh1 .tl{color:var(--teal);}\n.hero-sub{font-size:1.05rem;font-weight:300;color:var(--muted);max-width:480px;margin-bottom:2.5rem;animation:fadeUp .9s .2s ease both;}\n.hero-actions{display:flex;gap:1rem;flex-wrap:wrap;animation:fadeUp .9s .3s ease both;}\n.btn-primary{background:var(--mauve);color:white;border:none;padding:.9rem 2rem;border-radius:100px;font-family:'Plus Jakarta Sans',sans-serif;font-size:.95rem;font-weight:500;cursor:pointer;transition:all .25s;box-shadow:0 4px 20px rgba(122,92,138,.3);}\n.btn-primary:hover{background:var(--mauve-mid);transform:translateY(-2px);box-shadow:var(--shadow-m);}\n.btn-outline{background:transparent;color:var(--teal);border:1.5px solid var(--teal-light);padding:.9rem 2rem;border-radius:100px;font-family:'Plus Jakarta Sans',sans-serif;font-size:.95rem;font-weight:500;cursor:pointer;transition:all .25s;}\n.btn-outline:hover{background:var(--teal-pale);border-color:var(--teal);}\n.hero-trust{display:flex;align-items:center;gap:1.5rem;margin-top:2.5rem;animation:fadeUp .9s .4s ease both;flex-wrap:wrap;}\n.tdiv{width:1px;height:28px;background:var(--border-m);}\n.titem{font-size:.78rem;color:var(--muted);line-height:1.4;}\n.titem strong{display:block;font-size:1rem;font-weight:600;color:var(--dark);}\n.hero-right{position:relative;z-index:2;animation:fadeUp .9s .15s ease both;}\n.hero-img-main{width:100%;aspect-ratio:4\/5;object-fit:cover;border-radius:24px;box-shadow:var(--shadow-m);}\n.hero-img-float{position:absolute;bottom:-2rem;left:-2.5rem;width:55%;aspect-ratio:4\/3;object-fit:cover;border-radius:16px;box-shadow:0 24px 48px rgba(42,139,154,.2);border:4px solid white;}\n.hero-badge-float{position:absolute;top:2rem;right:-1.5rem;background:white;border-radius:16px;padding:1rem 1.25rem;box-shadow:0 8px 32px rgba(0,0,0,.1);text-align:center;min-width:120px;}\n.badge-num{font-family:'Cormorant Garamond',serif;font-size:2rem;font-weight:700;color:var(--mauve);display:block;line-height:1;}\n.badge-lbl{font-size:.7rem;color:var(--muted);font-weight:500;letter-spacing:.05em;}\n\n\/* LEGAL STRIP *\/\n#lstrip{background:var(--mauve-ultra);padding:1.75rem 6vw;border-top:1px solid var(--border-m);border-bottom:1px solid var(--border-m);}\n.ls-inner{max-width:1000px;margin:0 auto;display:flex;align-items:center;gap:2rem;flex-wrap:wrap;}\n.ls-label{font-size:.72rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);white-space:nowrap;}\n.ls-tags{display:flex;gap:.6rem;flex-wrap:wrap;}\n.ls-tag{background:white;border:1px solid var(--border-m);border-radius:100px;padding:.3rem .9rem;font-size:.78rem;font-weight:500;color:var(--mauve);}\n\n\/* SECTION BASE *\/\n.section-label{font-size:.72rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--teal);margin-bottom:.75rem;}\n.section-title{font-family:'Cormorant Garamond',serif;font-size:clamp(2rem,3.5vw,3rem);font-weight:700;color:var(--dark);line-height:1.15;margin-bottom:1rem;}\n.section-title em{font-style:italic;color:var(--mauve);}\n.section-desc{font-size:1rem;font-weight:300;color:var(--muted);max-width:520px;}\n\n\/* PILARES *\/\n#pilares{background:var(--off);padding:6rem 6vw;}\n.pilares-header{text-align:center;margin-bottom:4rem;}\n.pilares-header .section-desc{margin:0 auto;}\n.pilares-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;max-width:1100px;margin:0 auto;}\n.pilar-card{background:white;border-radius:20px;padding:0;border:1px solid var(--border-m);overflow:hidden;transition:transform .3s,box-shadow .3s;}\n.pilar-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-m);}\n.pilar-icon-wrap{padding:2rem 1.75rem 0;display:flex;justify-content:center;}\n.pilar-icon-wrap svg{width:120px;height:120px;filter:drop-shadow(0 12px 24px rgba(0,0,0,0.12));}\n.pilar-body{padding:1.5rem 1.75rem 1.75rem;}\n.pilar-chip{display:inline-block;font-size:.68rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;padding:.3rem .8rem;border-radius:100px;margin-bottom:.85rem;}\n.chip-m{background:var(--mauve-pale);color:var(--mauve);}\n.chip-t{background:var(--teal-pale);color:var(--teal);}\n.chip-b{background:linear-gradient(90deg,var(--mauve-pale),var(--teal-pale));color:var(--mauve);}\n.pilar-title{font-family:'Cormorant Garamond',serif;font-size:1.45rem;font-weight:700;color:var(--dark);margin-bottom:.6rem;}\n.pilar-desc{font-size:.82rem;color:var(--muted);font-weight:300;margin-bottom:1rem;line-height:1.7;}\n.pilar-list{list-style:none;display:flex;flex-direction:column;gap:.45rem;}\n.pilar-list li{font-size:.8rem;color:var(--text);padding-left:1.3rem;position:relative;line-height:1.5;}\n.pilar-list li::before{content:'';position:absolute;left:0;top:.6em;width:6px;height:6px;border-radius:50%;background:var(--mauve-light);}\n.pilar-card:nth-child(2) .pilar-list li::before{background:var(--teal-mid);}\n.pilar-card:nth-child(3) .pilar-list li::before{background:var(--mauve-mid);}\n\n\/* COMPARATIVO *\/\n#comparativo{background:white;padding:6rem 6vw;}\n.comp-inner{max-width:1000px;margin:0 auto;}\n.comp-header{display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:center;margin-bottom:3.5rem;}\n.comp-table-wrap{border-radius:20px;overflow:hidden;border:1px solid var(--border-m);box-shadow:var(--shadow-m);}\ntable{width:100%;border-collapse:collapse;font-size:.875rem;}\nthead tr{background:var(--mauve);}\nthead th{padding:1rem 1.25rem;text-align:left;font-weight:600;font-size:.78rem;letter-spacing:.06em;color:white;}\nthead th:last-child{background:var(--teal);}\ntbody tr{border-bottom:1px solid var(--border-m);background:white;}\ntbody tr:last-child{border-bottom:none;}\ntbody tr:hover{background:var(--mauve-ultra);}\ntbody td{padding:.85rem 1.25rem;color:var(--text);vertical-align:middle;}\ntbody td:first-child{font-weight:500;color:var(--dark);}\ntbody td:last-child{background:rgba(42,139,154,.04);font-weight:500;color:var(--teal);}\n.bno{color:#D95F5F;font-size:.82rem;}\n.byes{color:var(--teal);font-size:.82rem;}\n\n\/* PRECIOS *\/\n#precios{background:var(--mauve-ultra);padding:6rem 6vw;}\n.precios-inner{max-width:1100px;margin:0 auto;}\n.precios-header{text-align:center;margin-bottom:4rem;}\n.precios-header .section-desc{margin:0 auto;}\n.precios-grid{display:grid;grid-template-columns:1fr 1.1fr 1fr;gap:1.5px;background:var(--border-m);border-radius:20px;overflow:hidden;box-shadow:var(--shadow-m);}\n.pc{background:white;padding:2.5rem 2rem;text-align:center;}\n.pc.feat{background:var(--mauve);position:relative;}\n.pc.feat::before{content:'M\u00e1s popular';position:absolute;top:0;left:50%;transform:translateX(-50%);background:var(--teal);color:white;font-size:.66rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;padding:.35rem 1.2rem;border-radius:0 0 10px 10px;}\n.pc-tier{font-size:.7rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:.4rem;}\n.pc.feat .pc-tier{color:rgba(255,255,255,.6);}\n.pc-name{font-family:'Cormorant Garamond',serif;font-size:1.6rem;font-weight:700;color:var(--dark);margin-bottom:1rem;}\n.pc.feat .pc-name{color:white;}\n.pc-vol{font-size:.82rem;color:var(--muted);margin-bottom:1.5rem;padding-bottom:1.5rem;border-bottom:1px solid var(--border-m);}\n.pc.feat .pc-vol{color:rgba(255,255,255,.6);border-color:rgba(255,255,255,.15);}\n.pc-tag{display:inline-block;background:var(--teal-pale);color:var(--teal);font-size:.7rem;font-weight:600;letter-spacing:.06em;padding:.3rem .8rem;border-radius:100px;margin-bottom:1.25rem;}\n.pc.feat .pc-tag{background:rgba(255,255,255,.15);color:white;}\n.pc-detail{font-family:'Cormorant Garamond',serif;font-size:1rem;color:var(--muted);line-height:1.4;margin-bottom:2rem;}\n.pc.feat .pc-detail{color:rgba(255,255,255,.7);}\n.pc-inc{list-style:none;text-align:left;margin-bottom:2rem;display:flex;flex-direction:column;gap:.55rem;}\n.pc-inc li{font-size:.8rem;color:var(--text);padding-left:1.5rem;position:relative;line-height:1.4;}\n.pc-inc li::before{content:'\u2713';position:absolute;left:0;color:var(--teal);font-weight:700;}\n.pc.feat .pc-inc li{color:rgba(255,255,255,.85);}\n.pc.feat .pc-inc li::before{color:var(--teal-light);}\n.btn-pc{width:100%;padding:.8rem;border-radius:100px;font-family:'Plus Jakarta Sans',sans-serif;font-size:.875rem;font-weight:600;cursor:pointer;transition:all .25s;border:1.5px solid var(--mauve);background:transparent;color:var(--mauve);}\n.btn-pc:hover{background:var(--mauve);color:white;}\n.pc.feat .btn-pc{background:white;color:var(--mauve);border-color:white;}\n.pc.feat .btn-pc:hover{background:var(--mauve-pale);}\n.valor-strip{max-width:1100px;margin:2.5rem auto 0;background:white;border-radius:20px;border:1px solid var(--border-t);padding:2rem 2.5rem;display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem;}\n.vi{text-align:center;}\n.vi-icon{width:46px;height:46px;border-radius:14px;background:var(--teal-pale);display:flex;align-items:center;justify-content:center;margin:0 auto .65rem;}\n.vi-title{font-size:.875rem;font-weight:600;color:var(--dark);margin-bottom:.3rem;}\n.vi-desc{font-size:.78rem;color:var(--muted);font-weight:300;line-height:1.5;}\n\n\/* FLUJO *\/\n#flujo{background:var(--off);padding:6rem 6vw;}\n.flujo-inner{max-width:1100px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:center;}\n.flujo-img-wrap{position:relative;}\n.flujo-img{width:100%;border-radius:24px;aspect-ratio:3\/4;object-fit:cover;box-shadow:var(--shadow-t);}\n.flujo-float{position:absolute;bottom:2rem;right:-2rem;background:white;border-radius:16px;padding:1.25rem 1.5rem;box-shadow:0 8px 32px rgba(0,0,0,.1);min-width:170px;}\n.ff-lbl{font-size:.68rem;color:var(--muted);text-transform:uppercase;letter-spacing:.1em;margin-bottom:.4rem;}\n.ff-val{font-family:'Cormorant Garamond',serif;font-size:1.5rem;font-weight:700;color:var(--teal);line-height:1.15;}\n.flujo-steps{display:flex;flex-direction:column;}\n.fstep{display:flex;gap:1.25rem;padding:1.2rem 0;border-bottom:1px solid var(--border-m);transition:all .2s;cursor:default;}\n.fstep:first-of-type{border-top:1px solid var(--border-m);}\n.fstep:hover .fn-wrap{background:var(--mauve);}\n.fstep:hover .fn{color:white;}\n.fn-wrap{width:36px;height:36px;border-radius:50%;background:var(--mauve-pale);display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:background .25s;}\n.fn{font-family:'Cormorant Garamond',serif;font-size:1.1rem;font-weight:700;color:var(--mauve);transition:color .25s;}\n.fb .ft{font-size:.9rem;font-weight:600;color:var(--dark);margin-bottom:.15rem;}\n.fb .fd{font-size:.78rem;color:var(--muted);font-weight:300;}\n\n\/* NORMATIVA *\/\n#normativa{background:white;padding:6rem 6vw;}\n.norm-inner{max-width:1000px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:center;}\n.norm-img{width:100%;border-radius:24px;aspect-ratio:1\/1;object-fit:cover;box-shadow:var(--shadow-m);}\n.norm-list{list-style:none;display:flex;flex-direction:column;gap:.9rem;margin-top:1.75rem;}\n.norm-item{display:flex;gap:1.1rem;align-items:flex-start;padding:1.1rem;border-radius:14px;background:var(--off);border:1px solid transparent;transition:all .25s;}\n.norm-item:hover{background:var(--mauve-pale);border-color:var(--border-m);}\n.norm-tag{font-family:'Cormorant Garamond',serif;font-size:.8rem;font-weight:700;color:var(--mauve);background:var(--mauve-pale);border-radius:8px;padding:.3rem .65rem;white-space:nowrap;flex-shrink:0;}\n.norm-txt{font-size:.85rem;color:var(--muted);font-weight:300;line-height:1.5;}\n.norm-txt strong{display:block;color:var(--dark);font-weight:600;margin-bottom:.1rem;font-size:.88rem;}\n\n\/* USUARIOS *\/\n#usuarios{background:var(--teal-pale);padding:6rem 6vw;}\n.usuarios-inner{max-width:1100px;margin:0 auto;}\n.usuarios-header{text-align:center;margin-bottom:4rem;}\n.usuarios-header .section-desc{margin:0 auto;}\n.usuarios-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;align-items:stretch;}\n.uc{background:white;border-radius:20px;overflow:hidden;border:1px solid rgba(42,139,154,.12);transition:transform .3s,box-shadow .3s;display:flex;flex-direction:column;}\n.uc:hover{transform:translateY(-5px);box-shadow:var(--shadow-t);}\n.uc-img{width:100%;height:200px;object-fit:cover;object-position:center;flex-shrink:0;}\n.uc-body{padding:1.75rem;flex:1;display:flex;flex-direction:column;}\n.uc-body{padding:1.75rem;}\n.uc-chip{display:inline-block;font-size:.66rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;padding:.3rem .8rem;border-radius:100px;background:var(--teal-pale);color:var(--teal);margin-bottom:.65rem;}\n.uc-title{font-family:'Cormorant Garamond',serif;font-size:1.3rem;font-weight:700;color:var(--dark);margin-bottom:.45rem;}\n.uc-desc{font-size:.8rem;color:var(--muted);font-weight:300;line-height:1.7;}\n\n\/* CLAIMS *\/\n#claims{background:var(--mauve);padding:5rem 6vw;overflow:hidden;}\n.claims-inner{max-width:900px;margin:0 auto;text-align:center;}\n.claims-quote{font-family:'Cormorant Garamond',serif;font-size:clamp(1.8rem,3vw,2.8rem);font-weight:600;font-style:italic;color:white;line-height:1.35;margin-bottom:1.75rem;}\n.claims-sub{font-size:1rem;color:rgba(255,255,255,.65);font-weight:300;}\n.claims-pills{display:flex;flex-wrap:wrap;justify-content:center;gap:.65rem;margin-top:2.25rem;}\n.cpill{background:rgba(255,255,255,.12);color:white;border:1px solid rgba(255,255,255,.2);border-radius:100px;padding:.45rem 1.1rem;font-size:.8rem;font-weight:500;transition:background .2s;}\n.cpill:hover{background:rgba(255,255,255,.22);}\n\n\/* CTA *\/\n#cta{background:white;padding:7rem 6vw;display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:center;}\n.cta-fc{background:var(--mauve-ultra);border:1px solid var(--border-m);border-radius:24px;padding:2.5rem;}\n.cta-ft{font-family:'Cormorant 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span{color:var(--teal-mid);font-style:italic;}\n.fmia{font-size:.82rem;color:rgba(255,255,255,.45);text-align:center;}\n.fmia .h{color:#E05C6A;}\n.fr{font-size:.76rem;color:rgba(255,255,255,.3);text-align:right;}\n\n\/* REVEAL *\/\n.reveal{opacity:0;transform:translateY(22px);transition:opacity .7s ease,transform .7s ease;}\n.reveal.visible{opacity:1;transform:translateY(0);}\n\n@keyframes fadeUp{\n from{opacity:0;transform:translateY(28px);}\n to{opacity:1;transform:translateY(0);}\n}\n\n@media(max-width:900px){\n #hero{grid-template-columns:1fr;padding-top:6rem;}\n .hero-right{display:none;}\n .pilares-grid,.usuarios-grid{grid-template-columns:1fr;}\n .flujo-inner,.norm-inner,#cta{grid-template-columns:1fr;gap:3rem;}\n .flujo-img-wrap{display:none;}\n .precios-grid{grid-template-columns:1fr;}\n .valor-strip{grid-template-columns:repeat(2,1fr);}\n .comp-header{grid-template-columns:1fr;gap:2rem;}\n .nav-links{display:none;}\n}\n<\/style>\n<\/head>\n<body>\n\n<nav>\n <div class=\"logo\">Garant<span>IA<\/span><\/div>\n <ul class=\"nav-links\">\n <li><a href=\"#pilares\">Soluci\u00f3n<\/a><\/li>\n <li><a href=\"#precios\">Precios<\/a><\/li>\n <li><a href=\"#flujo\">Proceso<\/a><\/li>\n <li><a href=\"#normativa\">Normativa<\/a><\/li>\n <\/ul>\n <button class=\"nav-cta\" onclick=\"document.getElementById('cta').scrollIntoView({behavior:'smooth'})\">Solicitar Demo<\/button>\n<\/nav>\n\n\n<section id=\"hero\">\n <div class=\"blob blob-1\"><\/div>\n <div class=\"blob blob-2\"><\/div>\n <div class=\"hero-left\">\n <div class=\"hero-eyebrow\">Tecnolog\u00eda Financiera \u00b7 Colombia 2026<\/div>\n <h1>El pagar\u00e9<br\/><em>digital<\/em> que su<br\/>empresa <span class=\"tl\">necesita<\/span><\/h1>\n <p class=\"hero-sub\">Plataforma completa para la emisi\u00f3n, custodia y consulta de pagar\u00e9s electr\u00f3nicos. Un solo precio, todo incluido, sin costos ocultos.<\/p>\n <div class=\"hero-actions\">\n <button class=\"btn-primary\" onclick=\"document.getElementById('cta').scrollIntoView({behavior:'smooth'})\">Solicitar Demo Gratuita<\/button>\n <button class=\"btn-outline\" onclick=\"document.getElementById('precios').scrollIntoView({behavior:'smooth'})\">Ver Precios<\/button>\n <\/div>\n <div class=\"hero-trust\">\n <div class=\"titem\"><strong>100%<\/strong>Digital<\/div>\n <div class=\"tdiv\"><\/div>\n <div class=\"titem\"><strong>4 normas<\/strong>colombianas<\/div>\n <div class=\"tdiv\"><\/div>\n <div class=\"titem\"><strong>20% menos<\/strong>que el mercado<\/div>\n <\/div>\n <\/div>\n <div class=\"hero-right\">\n <img decoding=\"async\" class=\"hero-img-main\"\n src=\"https:\/\/images.unsplash.com\/photo-1605462979380-48f1ea3b3ff1?q=80&w=1170&auto=format&fit=crop&ixlib=rb-4.1.0&ixid=M3wxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8fA%3D%3D\"\n alt=\"Firma de documentos financieros\"\/>\n <img decoding=\"async\" class=\"hero-img-float\"\n src=\"https:\/\/images.unsplash.com\/photo-1551288049-bebda4e38f71?auto=format&fit=crop&w=600&q=80\"\n alt=\"Dashboard anal\u00edtica financiera\"\/>\n <div class=\"hero-badge-float\">\n <span class=\"badge-num\">3 a\u00f1os<\/span>\n <span class=\"badge-lbl\">Custodia incluida<\/span>\n <\/div>\n <\/div>\n<\/section>\n\n\n<div id=\"lstrip\">\n <div class=\"ls-inner\">\n <span class=\"ls-label\">Cumplimiento normativo<\/span>\n <div class=\"ls-tags\">\n <span class=\"ls-tag\">Ley 527\/1999<\/span>\n <span class=\"ls-tag\">Ley 964\/2005<\/span>\n <span class=\"ls-tag\">Decreto 3960\/2010<\/span>\n <span class=\"ls-tag\">Decreto 2364\/2012<\/span>\n <\/div>\n <\/div>\n<\/div>\n\n\n<section id=\"pilares\">\n <div class=\"pilares-header reveal\">\n <div class=\"section-label\">M\u00f3dulos de la plataforma<\/div>\n <h2 class=\"section-title\">Todo el ciclo de vida<br\/>en <em>un solo lugar<\/em><\/h2>\n <p class=\"section-desc\">Tres m\u00f3dulos complementarios que cubren cada etapa del pagar\u00e9 electr\u00f3nico, desde su creaci\u00f3n hasta la certificaci\u00f3n.<\/p>\n <\/div>\n <div class=\"pilares-grid\">\n <div class=\"pilar-card reveal\">\n <div class=\"pilar-icon-wrap\">\n <svg viewBox=\"0 0 120 120\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n <defs>\n <linearGradient id=\"doc-body\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#F3EDF8\"\/><stop offset=\"100%\" stop-color=\"#DBC8EC\"\/><\/linearGradient>\n <linearGradient id=\"doc-fold\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#C4A8D4\"\/><stop offset=\"100%\" stop-color=\"#9B7AAD\"\/><\/linearGradient>\n <linearGradient id=\"pen-body\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#7A5C8A\"\/><stop offset=\"100%\" stop-color=\"#4A2D6A\"\/><\/linearGradient>\n <linearGradient id=\"sig-line\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"0%\"><stop offset=\"0%\" 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fill=\"#4AACBB\" opacity=\"0.8\"\/>\n <circle cx=\"15\" cy=\"65\" r=\"1.5\" fill=\"#9B7AAD\" opacity=\"0.6\"\/>\n <\/svg>\n <\/div>\n <div class=\"pilar-body\">\n <span class=\"pilar-chip chip-m\">01 \u00b7 Emisi\u00f3n<\/span>\n <div class=\"pilar-title\">Creaci\u00f3n y firma digital<\/div>\n <p class=\"pilar-desc\">Proceso de onboarding 100% digital con validaci\u00f3n de identidad, autenticaci\u00f3n OTP y firma electr\u00f3nica integrada.<\/p>\n <ul class=\"pilar-list\">\n <li>Creaci\u00f3n del afianzado con autenticaci\u00f3n OTP<\/li>\n <li>Firma electr\u00f3nica y digital del pagar\u00e9<\/li>\n <li>Validaci\u00f3n autom\u00e1tica con RNEC<\/li>\n <li>Personalizaci\u00f3n del pagar\u00e9 y carta de instrucciones<\/li>\n <li>Radicaci\u00f3n digital del pagar\u00e9<\/li>\n <\/ul>\n <\/div>\n <\/div>\n <div class=\"pilar-card reveal\">\n <div class=\"pilar-icon-wrap\">\n <svg viewBox=\"0 0 120 120\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n <defs>\n <linearGradient 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cy=\"110\" rx=\"30\" ry=\"5\" fill=\"rgba(42,139,154,0.15)\"\/>\n \n <path d=\"M60 8 L92 22 L92 58 Q92 85 60 100 Q28 85 28 58 L28 22 Z\" fill=\"url(#glow-t)\" opacity=\"0.5\"\/>\n \n <path d=\"M60 13 L88 25 L88 57 Q88 82 60 96 Q32 82 32 57 L32 25 Z\" fill=\"url(#shield-main)\" stroke=\"#8DD4DE\" stroke-width=\"1.5\"\/>\n \n <path d=\"M60 22 L80 31 L80 55 Q80 73 60 83 Q40 73 40 55 L40 31 Z\" fill=\"url(#shield-inner)\" opacity=\"0.9\"\/>\n \n <rect x=\"50\" y=\"55\" width=\"20\" height=\"16\" rx=\"3\" fill=\"url(#lock-body)\"\/>\n \n <path d=\"M54 55 L54 49 Q54 42 60 42 Q66 42 66 49 L66 55\" fill=\"none\" stroke=\"#F7B731\" stroke-width=\"3.5\" stroke-linecap=\"round\"\/>\n \n <circle cx=\"60\" cy=\"62\" r=\"3\" fill=\"rgba(0,0,0,0.3)\"\/>\n <rect x=\"58.5\" y=\"62\" width=\"3\" height=\"4\" rx=\"1\" fill=\"rgba(0,0,0,0.3)\"\/>\n \n <circle cx=\"22\" cy=\"50\" r=\"4\" fill=\"#4AACBB\" opacity=\"0.7\"\/>\n <circle cx=\"98\" cy=\"40\" r=\"3\" fill=\"#F7B731\" opacity=\"0.8\"\/>\n <circle cx=\"95\" cy=\"70\" r=\"2.5\" fill=\"#9B7AAD\" opacity=\"0.7\"\/>\n <circle cx=\"25\" cy=\"75\" r=\"2\" fill=\"#4AACBB\" opacity=\"0.5\"\/>\n \n <circle cx=\"18\" cy=\"32\" r=\"7\" fill=\"#2A8B9A\" opacity=\"0.85\"\/>\n <path d=\"M14 32 L17 35 L22 29\" fill=\"none\" stroke=\"white\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n <\/svg>\n <\/div>\n <div class=\"pilar-body\">\n <span class=\"pilar-chip chip-t\">02 \u00b7 Custodia<\/span>\n <div class=\"pilar-title\">Protecci\u00f3n y trazabilidad<\/div>\n <p class=\"pilar-desc\">Custodia segura con integridad criptogr\u00e1fica, carpeta \u00fanica del afianzado y registro completo de auditor\u00eda.<\/p>\n <ul class=\"pilar-list\">\n <li>Custodia segura hasta por 3 a\u00f1os<\/li>\n <li>Integridad e incorruptibilidad garantizada<\/li>\n <li>Carpeta \u00fanica con documentos y anexos<\/li>\n <li>Auditor\u00eda completa de procesos (log)<\/li>\n <li>Retiro para proceso judicial o cancelaci\u00f3n<\/li>\n <\/ul>\n <\/div>\n <\/div>\n <div class=\"pilar-card reveal\">\n <div class=\"pilar-icon-wrap\">\n <svg viewBox=\"0 0 120 120\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n <defs>\n <linearGradient id=\"mag-glass\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#F3EDF8\"\/><stop offset=\"100%\" stop-color=\"#C4A8D4\"\/><\/linearGradient>\n <linearGradient id=\"mag-ring\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#9B7AAD\"\/><stop offset=\"100%\" stop-color=\"#6A3D8A\"\/><\/linearGradient>\n <linearGradient id=\"chart-bar1\" x1=\"0%\" y1=\"100%\" x2=\"0%\" y2=\"0%\"><stop offset=\"0%\" stop-color=\"#2A8B9A\"\/><stop offset=\"100%\" stop-color=\"#4AACBB\"\/><\/linearGradient>\n <linearGradient id=\"chart-bar2\" x1=\"0%\" y1=\"100%\" x2=\"0%\" y2=\"0%\"><stop offset=\"0%\" stop-color=\"#7A5C8A\"\/><stop offset=\"100%\" stop-color=\"#C4A8D4\"\/><\/linearGradient>\n <linearGradient id=\"chart-bar3\" x1=\"0%\" y1=\"100%\" x2=\"0%\" y2=\"0%\"><stop offset=\"0%\" stop-color=\"#F7B731\"\/><stop offset=\"100%\" stop-color=\"#FAD06B\"\/><\/linearGradient>\n <linearGradient id=\"cert-bg\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#E4F5F8\"\/><stop offset=\"100%\" stop-color=\"#C8ECF2\"\/><\/linearGradient>\n <\/defs>\n \n <ellipse cx=\"60\" cy=\"110\" rx=\"30\" ry=\"5\" fill=\"rgba(122,92,138,0.15)\"\/>\n \n <rect x=\"14\" y=\"42\" width=\"60\" height=\"62\" rx=\"6\" fill=\"url(#cert-bg)\" stroke=\"#8DD4DE\" stroke-width=\"1\"\/>\n \n <rect x=\"22\" y=\"80\" width=\"8\" height=\"16\" rx=\"2\" fill=\"url(#chart-bar1)\"\/>\n <rect x=\"34\" y=\"72\" width=\"8\" height=\"24\" rx=\"2\" fill=\"url(#chart-bar2)\"\/>\n <rect x=\"46\" y=\"76\" width=\"8\" height=\"20\" rx=\"2\" fill=\"url(#chart-bar3)\"\/>\n \n <rect x=\"22\" y=\"52\" width=\"40\" height=\"3\" rx=\"1.5\" fill=\"#8DD4DE\" opacity=\"0.8\"\/>\n <rect x=\"22\" y=\"59\" width=\"28\" height=\"2.5\" rx=\"1.25\" fill=\"#8DD4DE\" opacity=\"0.5\"\/>\n \n <circle cx=\"62\" cy=\"96\" r=\"9\" fill=\"#F7B731\" opacity=\"0.95\"\/>\n <circle cx=\"62\" cy=\"96\" r=\"6\" fill=\"none\" stroke=\"white\" stroke-width=\"1\" stroke-dasharray=\"2 2\"\/>\n <text x=\"62\" y=\"100\" text-anchor=\"middle\" fill=\"white\" font-size=\"8\" font-weight=\"bold\">\u2605<\/text>\n \n <circle cx=\"74\" cy=\"46\" r=\"24\" fill=\"rgba(122,92,138,0.06)\"\/>\n <circle cx=\"74\" cy=\"46\" r=\"20\" fill=\"url(#mag-glass)\" stroke=\"url(#mag-ring)\" stroke-width=\"4\"\/>\n \n <circle cx=\"68\" cy=\"40\" r=\"5\" fill=\"white\" opacity=\"0.35\"\/>\n \n <line x1=\"89\" y1=\"61\" x2=\"102\" y2=\"74\" stroke=\"url(#mag-ring)\" stroke-width=\"5\" stroke-linecap=\"round\"\/>\n <line x1=\"89\" y1=\"61\" x2=\"102\" y2=\"74\" stroke=\"rgba(255,255,255,0.3)\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n \n <rect x=\"65\" y=\"40\" width=\"16\" height=\"2.5\" rx=\"1.25\" fill=\"#9B7AAD\" opacity=\"0.6\"\/>\n <rect x=\"65\" y=\"45\" width=\"11\" height=\"2.5\" rx=\"1.25\" fill=\"#9B7AAD\" opacity=\"0.4\"\/>\n <rect x=\"65\" y=\"50\" width=\"14\" height=\"2.5\" rx=\"1.25\" fill=\"#9B7AAD\" opacity=\"0.4\"\/>\n \n <circle cx=\"15\" cy=\"42\" r=\"2.5\" fill=\"#F7B731\" opacity=\"0.8\"\/>\n <circle cx=\"104\" cy=\"38\" r=\"2\" fill=\"#4AACBB\" opacity=\"0.8\"\/>\n <circle cx=\"108\" cy=\"80\" r=\"3\" fill=\"#9B7AAD\" opacity=\"0.6\"\/>\n <\/svg>\n <\/div>\n <div class=\"pilar-body\">\n <span class=\"pilar-chip chip-b\">03 \u00b7 Consulta<\/span>\n <div class=\"pilar-title\">Visibilidad y certificaci\u00f3n<\/div>\n <p class=\"pilar-desc\">M\u00f3dulo de consulta indexada, estados del pagar\u00e9 y generaci\u00f3n de certificados de custodia y titularidad.<\/p>\n <ul class=\"pilar-list\">\n <li>Consulta de estados: cancelaci\u00f3n, retiro, diligenciamiento<\/li>\n <li>B\u00fasqueda indexada de pagar\u00e9s<\/li>\n <li>Certificado de custodia o titularidad<\/li>\n <li>Consulta de cadena de endoso<\/li>\n <li>M\u00f3dulo de administraci\u00f3n centralizado<\/li>\n <\/ul>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section id=\"comparativo\">\n <div class=\"comp-inner\">\n <div class=\"comp-header reveal\">\n <div>\n <div class=\"section-label\">Por qu\u00e9 elegirnos<\/div>\n <h2 class=\"section-title\">Rompemos el esquema<br\/><em>tradicional<\/em><\/h2>\n <\/div>\n <p class=\"section-desc\">El mercado cobra por cada proceso. Nosotros lo incluimos todo en un solo valor transparente y predecible.<\/p>\n <\/div>\n <div class=\"comp-table-wrap reveal\">\n <table>\n <thead>\n <tr>\n <th>Concepto<\/th>\n <th>Mercado Tradicional<\/th>\n <th>Nuestra Soluci\u00f3n Pagar\u00e9<\/th>\n <\/tr>\n <\/thead>\n <tbody>\n <tr><td>Precio por pagar\u00e9<\/td><td>$1.600 \u2013 $3.000 COP<\/td><td>20% menos que el mercado<\/td><\/tr>\n <tr><td>Costo de emisi\u00f3n<\/td><td><span class=\"bno\">\u2717 Se cobra adicional<\/span><\/td><td><span class=\"byes\">\u2713 Incluido<\/span><\/td><\/tr>\n <tr><td>Custodia<\/td><td><span class=\"bno\">\u2717 Costo adicional anual<\/span><\/td><td><span class=\"byes\">\u2713 Incluida hasta 3 a\u00f1os<\/span><\/td><\/tr>\n <tr><td>Certificados \/ Cancelaciones<\/td><td><span class=\"bno\">\u2717 Se cobran por evento<\/span><\/td><td><span class=\"byes\">\u2713 Incluidos<\/span><\/td><\/tr>\n <tr><td>Firma digital (originador)<\/td><td><span class=\"bno\">\u2717 Limitada o con costo<\/span><\/td><td><span class=\"byes\">\u2713 Ilimitada<\/span><\/td><\/tr>\n <tr><td>Firma electr\u00f3nica (clientes)<\/td><td><span class=\"bno\">\u2717 Costo por firma<\/span><\/td><td><span class=\"byes\">\u2713 Incluida<\/span><\/td><\/tr>\n <tr><td>Onboarding OTP<\/td><td><span class=\"bno\">\u2717 No siempre incluido<\/span><\/td><td><span class=\"byes\">\u2713 Incluido<\/span><\/td><\/tr>\n <tr><td>Estructura de costos<\/td><td><span class=\"bno\">\u2717 Fragmentada<\/span><\/td><td><span class=\"byes\">\u2713 Todo incluido<\/span><\/td><\/tr>\n <tr><td>Escalabilidad<\/td><td><span class=\"bno\">\u2717 Costosa a mayor volumen<\/span><\/td><td><span class=\"byes\">\u2713 Eficiente por volumen<\/span><\/td><\/tr>\n <\/tbody>\n <\/table>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section id=\"precios\">\n <div class=\"precios-inner\">\n <div class=\"precios-header reveal\">\n <div class=\"section-label\">Modelo de precios<\/div>\n <h2 class=\"section-title\">Transaccional, escalable<br\/>y <em>sin sorpresas<\/em><\/h2>\n <p class=\"section-desc\">Econom\u00edas de escala reales: mientras m\u00e1s crece su operaci\u00f3n, menor es su costo por pagar\u00e9.<\/p>\n <\/div>\n <div class=\"precios-grid reveal\">\n <div class=\"pc\">\n <div class=\"pc-tier\">Volumen<\/div>\n <div class=\"pc-name\">Peque\u00f1o<\/div>\n <div class=\"pc-vol\">Hasta 500 pagar\u00e9s \/ mes<\/div>\n <div class=\"pc-tag\">20% menos que el mercado<\/div>\n <div class=\"pc-detail\">Precio por pagar\u00e9<br\/>todo incluido<\/div>\n <ul class=\"pc-inc\">\n <li>Emisi\u00f3n + custodia hasta 3 a\u00f1os<\/li>\n <li>Firma digital ilimitada<\/li>\n <li>Onboarding OTP<\/li>\n <li>Certificados incluidos<\/li>\n <li>Sin costos ocultos<\/li>\n <\/ul>\n <button class=\"btn-pc\" onclick=\"document.getElementById('cta').scrollIntoView({behavior:'smooth'})\">Solicitar cotizaci\u00f3n<\/button>\n <\/div>\n <div class=\"pc feat\">\n <div class=\"pc-tier\">Volumen<\/div>\n <div class=\"pc-name\">Mediano<\/div>\n <div class=\"pc-vol\">501 \u2013 2.000 pagar\u00e9s \/ mes<\/div>\n <div class=\"pc-tag\">Mayor descuento por escala<\/div>\n <div class=\"pc-detail\">Precio preferencial<br\/>por mayor volumen<\/div>\n <ul class=\"pc-inc\">\n <li>Todo lo del plan Peque\u00f1o<\/li>\n <li>Descuento adicional por volumen<\/li>\n <li>Soporte prioritario<\/li>\n <li>Integraci\u00f3n API incluida<\/li>\n <li>Reportes de operaci\u00f3n<\/li>\n <\/ul>\n <button class=\"btn-pc\" onclick=\"document.getElementById('cta').scrollIntoView({behavior:'smooth'})\">Solicitar cotizaci\u00f3n<\/button>\n <\/div>\n <div class=\"pc\">\n <div class=\"pc-tier\">Volumen<\/div>\n <div class=\"pc-name\">Grande<\/div>\n <div class=\"pc-vol\">M\u00e1s de 2.000 pagar\u00e9s \/ mes<\/div>\n <div class=\"pc-tag\">M\u00e1xima eficiencia operativa<\/div>\n <div class=\"pc-detail\">Precio negociado<br\/>a medida del cliente<\/div>\n <ul class=\"pc-inc\">\n <li>Todo lo del plan Mediano<\/li>\n <li>Precio negociado por volumen<\/li>\n <li>Account Manager dedicado<\/li>\n <li>SLA garantizado<\/li>\n <li>Onboarding personalizado<\/li>\n <\/ul>\n <button class=\"btn-pc\" onclick=\"document.getElementById('cta').scrollIntoView({behavior:'smooth'})\">Solicitar cotizaci\u00f3n<\/button>\n <\/div>\n <\/div>\n <div class=\"valor-strip reveal\">\n <div class=\"vi\">\n <div class=\"vi-icon\"><svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#2A8B9A\" stroke-width=\"1.8\"><rect x=\"3\" y=\"11\" width=\"18\" height=\"11\" rx=\"2\"\/><path d=\"M7 11V7a5 5 0 0 1 10 0v4\"\/><\/svg><\/div>\n <div class=\"vi-title\">3 a\u00f1os de custodia<\/div>\n <div class=\"vi-desc\">Sin costo adicional en ning\u00fan plan<\/div>\n <\/div>\n <div class=\"vi\">\n <div class=\"vi-icon\"><svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#2A8B9A\" stroke-width=\"1.8\"><path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"\/><\/svg><\/div>\n <div class=\"vi-title\">Firmas ilimitadas<\/div>\n <div class=\"vi-desc\">Originador y todos los intervinientes<\/div>\n <\/div>\n <div class=\"vi\">\n <div class=\"vi-icon\"><svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#2A8B9A\" stroke-width=\"1.8\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><path d=\"M12 8v4l3 3\"\/><\/svg><\/div>\n <div class=\"vi-title\">Onboarding OTP<\/div>\n <div class=\"vi-desc\">Validaci\u00f3n de identidad incluida<\/div>\n <\/div>\n <div class=\"vi\">\n <div class=\"vi-icon\"><svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#2A8B9A\" stroke-width=\"1.8\"><line x1=\"12\" y1=\"1\" x2=\"12\" y2=\"23\"\/><path d=\"M17 5H9.5a3.5 3.5 0 0 0 0 7h5a3.5 3.5 0 0 1 0 7H6\"\/><\/svg><\/div>\n <div class=\"vi-title\">Sin costos ocultos<\/div>\n <div class=\"vi-desc\">Un precio, todo incluido<\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section id=\"flujo\">\n <div class=\"flujo-inner\">\n <div class=\"flujo-img-wrap reveal\">\n <img decoding=\"async\" class=\"flujo-img\"\n src=\"https:\/\/images.unsplash.com\/photo-1516321318423-f06f85e504b3?auto=format&fit=crop&w=700&q=80\"\n alt=\"Proceso digital de firma electr\u00f3nica\"\/>\n <div class=\"flujo-float\">\n <div class=\"ff-lbl\">Proceso completo<\/div>\n <div class=\"ff-val\">7 pasos<br\/>100% online<\/div>\n <\/div>\n <\/div>\n <div>\n <div class=\"reveal\">\n <div class=\"section-label\">Flujo operativo<\/div>\n <h2 class=\"section-title\">De la solicitud<br\/>a la <em>custodia activa<\/em><\/h2>\n <p class=\"section-desc\" style=\"margin-bottom:2rem;\">Proceso guiado, seguro y completamente digital. Sin papel, sin desplazamientos, sin fricciones.<\/p>\n <\/div>\n <div class=\"flujo-steps reveal\">\n <div class=\"fstep\"><div class=\"fn-wrap\"><div class=\"fn\">1<\/div><\/div><div class=\"fb\"><div class=\"ft\">Solicitud de activaci\u00f3n<\/div><div class=\"fd\">El acreedor activa el proceso para un deudor espec\u00edfico.<\/div><\/div><\/div>\n <div class=\"fstep\"><div class=\"fn-wrap\"><div class=\"fn\">2<\/div><\/div><div class=\"fb\"><div class=\"ft\">Notificaci\u00f3n al deudor<\/div><div class=\"fd\">El deudor recibe un correo con URL para iniciar el onboarding.<\/div><\/div><\/div>\n <div class=\"fstep\"><div class=\"fn-wrap\"><div class=\"fn\">3<\/div><\/div><div class=\"fb\"><div class=\"ft\">Registro e identificaci\u00f3n<\/div><div class=\"fd\">El deudor registra sus datos y carga su documento de identidad.<\/div><\/div><\/div>\n <div class=\"fstep\"><div class=\"fn-wrap\"><div class=\"fn\">4<\/div><\/div><div class=\"fb\"><div class=\"ft\">Validaci\u00f3n RNEC autom\u00e1tica<\/div><div class=\"fd\">Verificaci\u00f3n autom\u00e1tica contra la base de datos del RNEC.<\/div><\/div><\/div>\n <div class=\"fstep\"><div class=\"fn-wrap\"><div class=\"fn\">5<\/div><\/div><div class=\"fb\"><div class=\"ft\">Creaci\u00f3n en plataforma<\/div><div class=\"fd\">Perfil del deudor y pagar\u00e9 creados autom\u00e1ticamente en el sistema.<\/div><\/div><\/div>\n <div class=\"fstep\"><div class=\"fn-wrap\"><div class=\"fn\">6<\/div><\/div><div class=\"fb\"><div class=\"ft\">Firma digital<\/div><div class=\"fd\">Integraci\u00f3n con proveedor de firma digital para el proceso de firma.<\/div><\/div><\/div>\n <div class=\"fstep\"><div class=\"fn-wrap\"><div class=\"fn\">7<\/div><\/div><div class=\"fb\"><div class=\"ft\">Custodia activada<\/div><div class=\"fd\">Custodia, consulta y certificados disponibles de inmediato.<\/div><\/div><\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section id=\"normativa\">\n <div class=\"norm-inner\">\n <div class=\"reveal\">\n <div class=\"section-label\">Marco legal<\/div>\n <h2 class=\"section-title\">Cumplimiento<br\/><em>normativo<\/em> total<\/h2>\n <p class=\"section-desc\">Dise\u00f1ada desde cero para cumplir la legislaci\u00f3n colombiana que regula los t\u00edtulos valores electr\u00f3nicos.<\/p>\n <ul class=\"norm-list\">\n <li class=\"norm-item\"><div class=\"norm-tag\">Ley 527\/1999<\/div><div class=\"norm-txt\"><strong>Comercio electr\u00f3nico<\/strong>Define el acceso y uso de mensajes de datos, comercio electr\u00f3nico y firmas digitales.<\/div><\/li>\n <li class=\"norm-item\"><div class=\"norm-tag\">Ley 964\/2005<\/div><div class=\"norm-txt\"><strong>Mercado de valores<\/strong>Regula las actividades de manejo e inversi\u00f3n de recursos captados del p\u00fablico.<\/div><\/li>\n <li class=\"norm-item\"><div class=\"norm-tag\">Decreto 3960\/2010<\/div><div class=\"norm-txt\"><strong>Dep\u00f3sito centralizado<\/strong>Reglamenta el dep\u00f3sito y administraci\u00f3n de valores desmaterializados.<\/div><\/li>\n <li class=\"norm-item\"><div class=\"norm-tag\">Decreto 2364\/2012<\/div><div class=\"norm-txt\"><strong>Firma electr\u00f3nica<\/strong>Reglamenta el art\u00edculo 7\u00b0 de la Ley 527 sobre firma electr\u00f3nica.<\/div><\/li>\n <\/ul>\n <\/div>\n <div class=\"reveal\">\n <img decoding=\"async\" class=\"norm-img\"\n src=\"https:\/\/images.unsplash.com\/photo-1521587760476-6c12a4b040da?auto=format&fit=crop&w=700&q=80\"\n alt=\"Marco normativo y cumplimiento legal\"\/>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section id=\"usuarios\">\n <div class=\"usuarios-inner\">\n <div class=\"usuarios-header reveal\">\n <div class=\"section-label\">Actores del ecosistema<\/div>\n <h2 class=\"section-title\">Una plataforma para<br\/><em>todos los participantes<\/em><\/h2>\n <p class=\"section-desc\">Conecta a acreedores, deudores y terceros interesados en un ecosistema digital seguro.<\/p>\n <\/div>\n <div class=\"usuarios-grid\">\n <div class=\"uc reveal\">\n <img decoding=\"async\" class=\"uc-img\" src=\"https:\/\/images.unsplash.com\/photo-1486406146926-c627a92ad1ab?auto=format&fit=crop&w=600&q=80\" alt=\"Entidades financieras\"\/>\n <div class=\"uc-body\">\n <span class=\"uc-chip\">Acreedor<\/span>\n <div class=\"uc-title\">Entidades financieras<\/div>\n <p class=\"uc-desc\">Cliente principal de la plataforma. Se integra v\u00eda API en sus sistemas transaccionales para gestionar pagar\u00e9s digitalmente a gran escala.<\/p>\n <\/div>\n <\/div>\n <div class=\"uc reveal\">\n <img decoding=\"async\" class=\"uc-img\" src=\"https:\/\/images.unsplash.com\/photo-1450101499163-c8848c66ca85?auto=format&fit=crop&w=600&q=80\" alt=\"Firma de pagar\u00e9 digital\"\/>\n <div class=\"uc-body\">\n <span class=\"uc-chip\">Deudor<\/span>\n <div class=\"uc-title\">Firmante del pagar\u00e9<\/div>\n <p class=\"uc-desc\">Registrado por el acreedor v\u00eda API. Firma el pagar\u00e9 de forma remota y puede descargarlo una vez cancelada la deuda.<\/p>\n <\/div>\n <\/div>\n <div class=\"uc reveal\">\n <img decoding=\"async\" class=\"uc-img\" src=\"https:\/\/images.unsplash.com\/photo-1589216532372-1c2a367900d9?auto=format&fit=crop&w=600&q=80\" alt=\"Consulta legal y certificaciones\"\/>\n <div class=\"uc-body\">\n <span class=\"uc-chip\">Otros interesados<\/span>\n <div class=\"uc-title\">Jueces y abogados<\/div>\n <p class=\"uc-desc\">Acceso temporal asignado por el acreedor para consultar certificaciones de custodia y titularidad en procesos legales.<\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section id=\"claims\">\n <div class=\"claims-inner reveal\">\n <p class=\"claims-quote\">\"De la emisi\u00f3n a la custodia,<br\/>en un solo precio.\"<\/p>\n <p class=\"claims-sub\">Digitaliza tus pagar\u00e9s sin costos ocultos. M\u00e1s volumen, menor costo, mayor eficiencia.<\/p>\n <div class=\"claims-pills\">\n <span class=\"cpill\">Un solo precio, todo incluido<\/span>\n <span class=\"cpill\">Hasta 3 a\u00f1os de custodia<\/span>\n <span class=\"cpill\">Firmas digitales ilimitadas<\/span>\n <span class=\"cpill\">Onboarding seguro OTP<\/span>\n <span class=\"cpill\">Sin costos ocultos<\/span>\n <span class=\"cpill\">Escalable seg\u00fan tu operaci\u00f3n<\/span>\n <span class=\"cpill\">API nativa para integraci\u00f3n<\/span>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section id=\"cta\">\n <div class=\"reveal\">\n <div class=\"section-label\">Empezar es f\u00e1cil<\/div>\n <h2 class=\"section-title\">\u00bfListo para transformar<br\/>su gesti\u00f3n de <em>pagar\u00e9s<\/em>?<\/h2>\n <p class=\"section-desc\" style=\"margin-top:1rem;\">Agende una demo personalizada. Le mostramos c\u00f3mo funciona la plataforma en el contexto real de su operaci\u00f3n.<\/p>\n <\/div>\n <div class=\"cta-fc reveal\">\n <div class=\"cta-ft\">Solicitar Demo Gratuita<\/div>\n <div class=\"cta-fs\">Sin compromisos \u00b7 Respuesta en menos de 24 horas h\u00e1biles<\/div>\n <div class=\"cf\"><label>Nombre completo<\/label><input type=\"text\" class=\"ci\" placeholder=\"Ej: Mar\u00eda Garc\u00eda\"\/><\/div>\n <div class=\"cf\"><label>Correo corporativo<\/label><input type=\"email\" class=\"ci\" placeholder=\"correo@empresa.com\"\/><\/div>\n <div class=\"cf\"><label>Empresa<\/label><input type=\"text\" class=\"ci\" placeholder=\"Nombre de su organizaci\u00f3n\"\/><\/div>\n <div class=\"cf\">\n <label>Volumen estimado de pagar\u00e9s \/ mes<\/label>\n <select class=\"ci\"><option value=\"\" disabled selected>Seleccionar rango...<\/option><option>Menos de 100<\/option><option>100 \u2013 500<\/option><option>501 \u2013 2.000<\/option><option>M\u00e1s de 2.000<\/option><\/select>\n <\/div>\n <button class=\"btn-primary\" style=\"width:100%;margin-top:.5rem;border-radius:10px;\">Solicitar Demo \u2192<\/button>\n <p class=\"cn\">Al enviar, acepta que nos comuniquemos con usted para agendar la demostraci\u00f3n.<\/p>\n <\/div>\n<\/section>\n\n<footer>\n <div class=\"fl\">Pagar\u00e9<span>Digital<\/span> \u00b7 SoftManagement<\/div>\n <div class=\"fmia\">Designed with <span class=\"h\">\u2764\ufe0f<\/span> by MiA Group Co.<\/div>\n <div class=\"fr\">\u00a9 2026 All Rights Reserved<\/div>\n<\/footer>\n\n<script>\nconst io=new IntersectionObserver(e=>{e.forEach(x=>{if(x.isIntersecting){x.target.classList.add('visible');io.unobserve(x.target);}});},{threshold:.1});\ndocument.querySelectorAll('.reveal').forEach(el=>io.observe(el));\n<\/script>\n<\/body>\n<\/html>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Garant\u00eda \u00b7 SoftManagement 2026 Soluci\u00f3n Precios Proceso Normativa Solicitar Demo Tecnolog\u00eda Financiera \u00b7 Colombia 2026 El pagar\u00e9digital que suempresa necesita Plataforma 100% digital para la emisi\u00f3n, custodia y administraci\u00f3n de pagar\u00e9s electr\u00f3nicos.Modelo de precios a tu medida con tarifas integrales y sin costos ocultos. Solicitar Demo Gratuita Ver Precios 100%Validez jur\u00eddica 20% o +Ahorro vs. […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"footnotes":""},"class_list":["post-7","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/softmanagement.com.co\/garantia\/wp-json\/wp\/v2\/pages\/7","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/softmanagement.com.co\/garantia\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/softmanagement.com.co\/garantia\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/softmanagement.com.co\/garantia\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/softmanagement.com.co\/garantia\/wp-json\/wp\/v2\/comments?post=7"}],"version-history":[{"count":59,"href":"https:\/\/softmanagement.com.co\/garantia\/wp-json\/wp\/v2\/pages\/7\/revisions"}],"predecessor-version":[{"id":75,"href":"https:\/\/softmanagement.com.co\/garantia\/wp-json\/wp\/v2\/pages\/7\/revisions\/75"}],"wp:attachment":[{"href":"https:\/\/softmanagement.com.co\/garantia\/wp-json\/wp\/v2\/media?parent=7"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

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\n\t\t\t\t\t\r\n\r\n\r\n\r\n\r\nGarant\u00eda \u00b7 SoftManagement 2026<\/title>\r\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\"\/>\r\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Cormorant+Garamond:ital,wght@0,400;0,600;0,700;1,400;1,600&family=Plus+Jakarta+Sans:wght@300;400;500;600&display=swap\" rel=\"stylesheet\"\/>\r\n<style>\r\n:root {\r\n --mauve: #7A5C8A;\r\n --mauve-mid: #9B7AAD;\r\n --mauve-light: #C4A8D4;\r\n --mauve-pale: #F3EDF8;\r\n --mauve-ultra: #FAF6FD;\r\n --teal: #2A8B9A;\r\n --teal-mid: #4AACBB;\r\n --teal-light: #8DD4DE;\r\n --teal-pale: #E4F5F8;\r\n --white: #FFFFFF;\r\n --off: #FAFAF8;\r\n --dark: #1A1826;\r\n --text: #3D3650;\r\n --muted: #8A85A0;\r\n --border-m: rgba(122,92,138,0.15);\r\n --border-t: rgba(42,139,154,0.15);\r\n --shadow-m: 0 20px 60px rgba(122,92,138,0.12);\r\n --shadow-t: 0 20px 60px rgba(42,139,154,0.12);\r\n}\r\n*,*::before,*::after{box-sizing:border-box;margin:0;padding:0;}\r\nhtml{scroll-behavior:smooth;}\r\nbody{font-family:'Plus Jakarta Sans',sans-serif;background:var(--white);color:var(--text);overflow-x:hidden;line-height:1.7;font-size:17px;}\r\n\r\n\/* NAV *\/\r\nnav{position:fixed;top:0;left:0;right:0;z-index:100;display:flex;align-items:center;justify-content:space-between;padding:.75rem 6vw;background:rgba(255,255,255,0.96);backdrop-filter:blur(16px);border-bottom:1px solid var(--border-m);}\r\n.logo img{height:48px;width:auto;display:block;}\r\n.logo{display:flex;align-items:center;}\r\n.nav-links{display:flex;gap:2rem;list-style:none;}\r\n.nav-links a{color:var(--muted);text-decoration:none;font-size:.875rem;transition:color .2s;}\r\n.nav-links a:hover{color:var(--mauve);}\r\n.nav-cta{background:var(--mauve);color:white;border:none;padding:.55rem 1.5rem;font-family:'Plus Jakarta 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1rem;border-radius:100px;margin-bottom:1.75rem;}\r\n.hero-eyebrow::before{content:'';display:inline-block;width:6px;height:6px;background:var(--mauve);border-radius:50%;}\r\nh1{font-family:'Cormorant Garamond',serif;font-size:clamp(3rem,4.5vw,4.8rem);font-weight:700;line-height:1.08;color:var(--dark);margin-bottom:1.5rem;}\r\nh1 em{font-style:italic;color:var(--mauve);}\r\nh1 .tl{color:var(--teal);}\r\n.hero-sub{font-size:1.15rem;font-weight:300;color:var(--muted);max-width:480px;margin-bottom:2.5rem;}\r\n.hero-actions{display:flex;gap:1rem;flex-wrap:wrap;}\r\n.btn-primary{background:var(--mauve);color:white;border:none;padding:.9rem 2rem;border-radius:100px;font-family:'Plus Jakarta Sans',sans-serif;font-size:.95rem;font-weight:500;cursor:pointer;transition:all .25s;box-shadow:0 4px 20px rgba(122,92,138,.3);}\r\n.btn-primary:hover{background:var(--mauve-mid);transform:translateY(-2px);box-shadow:var(--shadow-m);}\r\n.btn-outline{background:transparent;color:var(--teal);border:1.5px solid var(--teal-light);padding:.9rem 2rem;border-radius:100px;font-family:'Plus Jakarta Sans',sans-serif;font-size:.95rem;font-weight:500;cursor:pointer;transition:all .25s;}\r\n.btn-outline:hover{background:var(--teal-pale);border-color:var(--teal);}\r\n.hero-trust{display:flex;align-items:center;gap:1.5rem;margin-top:2.5rem;flex-wrap:wrap;}\r\n.tdiv{width:1px;height:28px;background:var(--border-m);}\r\n.titem{font-size:.78rem;color:var(--muted);line-height:1.4;}\r\n.titem strong{display:block;font-size:1rem;font-weight:600;color:var(--dark);}\r\n.hero-right{position:relative;z-index:2;}\r\n.hero-img-main{width:100%;height:auto;max-height:600px;object-fit:contain;border-radius:24px;}\r\n.hero-img-float{position:absolute;bottom:-2rem;left:-2.5rem;width:55%;aspect-ratio:4\/3;object-fit:cover;border-radius:16px;box-shadow:0 24px 48px rgba(42,139,154,.2);border:4px solid white;}\r\n.hero-badge-float{position:absolute;top:2rem;right:-1.5rem;background:white;border-radius:16px;padding:1rem 1.25rem;box-shadow:0 8px 32px rgba(0,0,0,.1);text-align:center;min-width:120px;}\r\n.badge-num{font-family:'Cormorant Garamond',serif;font-size:2rem;font-weight:700;color:var(--mauve);display:block;line-height:1;}\r\n.badge-lbl{font-size:.7rem;color:var(--muted);font-weight:500;letter-spacing:.05em;}\r\n\r\n\/* LEGAL STRIP *\/\r\n#lstrip{background:var(--mauve-ultra);padding:1.75rem 6vw;border-top:1px solid var(--border-m);border-bottom:1px solid var(--border-m);}\r\n.ls-inner{max-width:1000px;margin:0 auto;display:flex;align-items:center;justify-content:center;gap:2rem;flex-wrap:wrap;}\r\n.ls-label{font-size:.72rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);white-space:nowrap;}\r\n.ls-tags{display:flex;gap:.6rem;flex-wrap:wrap;justify-content:center;}\r\n.ls-tag{background:white;border:1px solid var(--border-m);border-radius:100px;padding:.3rem .9rem;font-size:.78rem;font-weight:500;color:var(--mauve);}\r\n\r\n\/* SECTION BASE *\/\r\n.section-label{font-size:.72rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--teal);margin-bottom:.75rem;}\r\n.section-title{font-family:'Cormorant Garamond',serif;font-size:clamp(2rem,3.5vw,3rem);font-weight:700;color:var(--dark);line-height:1.15;margin-bottom:1rem;}\r\n.section-title em{font-style:italic;color:var(--mauve);}\r\n.section-desc{font-size:1.05rem;font-weight:300;color:var(--muted);max-width:520px;}\r\n\r\n\/* PILARES *\/\r\n#pilares{background:var(--off);padding:6rem 6vw;}\r\n.pilares-header{text-align:center;margin-bottom:4rem;}\r\n.pilares-header .section-desc{margin:0 auto;}\r\n.pilares-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;max-width:1100px;margin:0 auto;align-items:start;}\r\n.pilar-card{background:white;border-radius:20px;padding:0;border:1px solid var(--border-m);overflow:hidden;transition:transform .3s,box-shadow .3s;display:flex;flex-direction:column;}\r\n.pilar-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-m);}\r\n.pilar-icon-wrap{padding:2rem 1.75rem 0;display:flex;justify-content:center;min-height:140px;align-items:center;}\r\n.pilar-icon-wrap svg{width:120px;height:120px;filter:drop-shadow(0 12px 24px rgba(0,0,0,0.12));}\r\n.pilar-body{padding:1.5rem 1.75rem 1.75rem;flex:1;display:flex;flex-direction:column;}\r\n.pilar-chip{display:inline-block;font-size:.68rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;padding:.3rem .8rem;border-radius:100px;margin-bottom:.85rem;}\r\n.chip-m{background:var(--mauve-pale);color:var(--mauve);}\r\n.chip-t{background:var(--teal-pale);color:var(--teal);}\r\n.chip-b{background:linear-gradient(90deg,var(--mauve-pale),var(--teal-pale));color:var(--mauve);}\r\n.pilar-title{font-family:'Cormorant Garamond',serif;font-size:1.45rem;font-weight:700;color:var(--dark);margin-bottom:.6rem;min-height:2.5rem;}\r\n.pilar-desc{font-size:.9rem;color:var(--muted);font-weight:300;margin-bottom:1rem;line-height:1.7;flex:1;}\r\n.pilar-list{list-style:none;display:flex;flex-direction:column;gap:.45rem;}\r\n.pilar-list li{font-size:.875rem;color:var(--text);padding-left:1.3rem;position:relative;line-height:1.6;}\r\n.pilar-list li::before{content:'';position:absolute;left:0;top:.6em;width:6px;height:6px;border-radius:50%;background:var(--mauve-light);}\r\n.pilar-card:nth-child(2) .pilar-list li::before{background:var(--teal-mid);}\r\n.pilar-card:nth-child(3) .pilar-list li::before{background:var(--mauve-mid);}\r\n\r\n\/* COMPARATIVO *\/\r\n#comparativo{background:white;padding:6rem 6vw;}\r\n.comp-inner{max-width:1000px;margin:0 auto;}\r\n.comp-header{display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:center;margin-bottom:3.5rem;}\r\n.comp-table-wrap{border-radius:20px;overflow:hidden;border:1px solid var(--border-m);box-shadow:var(--shadow-m);}\r\ntable{width:100%;border-collapse:collapse;font-size:.95rem;}\r\nthead tr{background:var(--mauve);}\r\nthead th{padding:1rem 1.25rem;text-align:left;font-weight:600;font-size:.78rem;letter-spacing:.06em;color:white;}\r\nthead th:last-child{background:var(--teal);}\r\ntbody tr{border-bottom:1px solid var(--border-m);background:white;transition:opacity .5s ease,transform .5s ease,background .2s;}\r\ntbody tr.row-anim{opacity:0;transform:translateX(-16px);}\r\ntbody tr.row-visible{opacity:1;transform:translateX(0);}\r\ntbody tr:last-child{border-bottom:none;}\r\ntbody tr:hover{background:var(--mauve-ultra);}\r\ntbody td{padding:.85rem 1.25rem;color:var(--text);vertical-align:middle;}\r\ntbody td:first-child{font-weight:500;color:var(--dark);}\r\ntbody td:last-child{background:rgba(42,139,154,.04);font-weight:500;color:var(--teal);}\r\n.bno{color:#D95F5F;font-size:.82rem;}\r\n.byes{color:var(--teal);font-size:.82rem;}\r\n\r\n\/* PRECIOS *\/\r\n#precios{background:var(--mauve-ultra);padding:6rem 6vw;}\r\n.precios-inner{max-width:1100px;margin:0 auto;}\r\n.precios-header{text-align:center;margin-bottom:4rem;}\r\n.precios-header .section-desc{margin:0 auto;}\r\n.precios-grid{display:grid;grid-template-columns:1fr 1.1fr 1fr;gap:2rem;border-radius:20px;}\r\n.pc{background:white;padding:2.5rem 2rem;text-align:center;border-radius:16px;border:1px solid var(--border-m);box-shadow:0 4px 24px rgba(122,92,138,.07);transition:transform .3s,box-shadow .3s;}\r\n.pc:hover{transform:translateY(-4px);box-shadow:0 16px 48px rgba(122,92,138,.14);}\r\n.pc.feat{background:var(--mauve);position:relative;box-shadow:0 8px 40px rgba(122,92,138,.3);border-color:transparent;}\r\n.pc.feat:hover{transform:translateY(-6px);box-shadow:0 20px 60px rgba(122,92,138,.38);}\r\n.pc.feat::before{content:'M\u00e1s popular';position:absolute;top:0;left:50%;transform:translateX(-50%);background:var(--teal);color:white;font-size:.66rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;padding:.35rem 1.2rem;border-radius:0 0 10px 10px;}\r\n.pc-tier{font-size:.7rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:.4rem;}\r\n.pc.feat .pc-tier{color:rgba(255,255,255,.6);}\r\n.pc-name{font-family:'Cormorant Garamond',serif;font-size:1.6rem;font-weight:700;color:var(--dark);margin-bottom:1rem;}\r\n.pc.feat .pc-name{color:white;}\r\n.pc-vol{font-size:.82rem;color:var(--muted);margin-bottom:1.5rem;padding-bottom:1.5rem;border-bottom:1px solid var(--border-m);}\r\n.pc.feat .pc-vol{color:rgba(255,255,255,.6);border-color:rgba(255,255,255,.15);}\r\n.pc-tag{display:inline-block;background:var(--teal-pale);color:var(--teal);font-size:.7rem;font-weight:600;letter-spacing:.06em;padding:.3rem .8rem;border-radius:100px;margin-bottom:1.25rem;}\r\n.pc.feat .pc-tag{background:rgba(255,255,255,.15);color:white;}\r\n.pc-detail{font-family:'Cormorant Garamond',serif;font-size:1rem;color:var(--muted);line-height:1.4;margin-bottom:2rem;}\r\n.pc.feat .pc-detail{color:rgba(255,255,255,.7);}\r\n.pc-inc{list-style:none;text-align:left;margin-bottom:2rem;display:flex;flex-direction:column;gap:.55rem;}\r\n.pc-inc li{font-size:.8rem;color:var(--text);padding-left:1.5rem;position:relative;line-height:1.4;}\r\n.pc-inc li::before{content:'\u2713';position:absolute;left:0;color:var(--teal);font-weight:700;}\r\n.pc.feat .pc-inc li{color:rgba(255,255,255,.85);}\r\n.pc.feat .pc-inc li::before{color:var(--teal-light);}\r\n.btn-pc{width:100%;padding:.8rem;border-radius:100px;font-family:'Plus Jakarta Sans',sans-serif;font-size:.875rem;font-weight:600;cursor:pointer;transition:all .25s;border:1.5px solid var(--mauve);background:transparent;color:var(--mauve);}\r\n.btn-pc:hover{background:var(--mauve);color:white;}\r\n.pc.feat .btn-pc{background:white;color:var(--mauve);border-color:white;}\r\n.pc.feat .btn-pc:hover{background:var(--mauve-pale);}\r\n.valor-strip{max-width:1100px;margin:2.5rem auto 0;background:white;border-radius:20px;border:1px solid var(--border-t);padding:2rem 2.5rem;display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem;box-shadow:0 4px 24px rgba(42,139,154,.07);}\r\n.vi{text-align:center;}\r\n.vi-icon{width:46px;height:46px;border-radius:14px;background:var(--teal-pale);display:flex;align-items:center;justify-content:center;margin:0 auto .65rem;}\r\n.vi-title{font-size:.875rem;font-weight:600;color:var(--dark);margin-bottom:.3rem;}\r\n.vi-desc{font-size:.78rem;color:var(--muted);font-weight:300;line-height:1.5;}\r\n\r\n\/* FLUJO *\/\r\n#flujo{background:var(--off);padding:0;}\r\n\r\n\/* Cabecera flujo: imagen izquierda + t\u00edtulo derecha *\/\r\n.flujo-hero{display:grid;grid-template-columns:1fr 1fr;gap:0;max-width:100%;min-height:60vh;}\r\n.flujo-hero-img{position:relative;overflow:hidden;}\r\n.flujo-hero-img img{width:100%;height:100%;object-fit:cover;object-position:center;display:block;}\r\n.flujo-hero-img::after{content:'';position:absolute;inset:0;background:linear-gradient(135deg,rgba(122,92,138,.15),rgba(42,139,154,.1));}\r\n.flujo-hero-text{background:var(--off);display:flex;flex-direction:column;justify-content:center;padding:4rem 5rem;}\r\n.flujo-hero-text .section-label{margin-bottom:.75rem;}\r\n.flujo-hero-text .section-title{font-size:clamp(2.2rem,3.5vw,3.2rem);}\r\n.flujo-hero-text .section-desc{margin-top:.75rem;}\r\n\r\n\/* Badge \"10 pasos\" *\/\r\n.flujo-badge{display:inline-flex;align-items:center;gap:.6rem;background:white;border:1px solid var(--border-t);border-radius:100px;padding:.5rem 1.2rem;margin-top:2rem;box-shadow:0 4px 16px rgba(42,139,154,.1);}\r\n.flujo-badge-num{font-family:'Cormorant Garamond',serif;font-size:1.4rem;font-weight:700;color:var(--teal);}\r\n.flujo-badge-lbl{font-size:.78rem;font-weight:500;color:var(--muted);}\r\n\r\n\/* Sticky scroll container *\/\r\n.flujo-sticky-wrap{display:grid;grid-template-columns:1fr 1fr;max-width:1100px;margin:0 auto;padding:5rem 6vw;gap:5rem;align-items:start;}\r\n.flujo-sticky-left{position:sticky;top:6rem;padding:2rem 0;}\r\n.flujo-sticky-progress{width:3px;height:0%;background:linear-gradient(to bottom,var(--mauve),var(--teal));border-radius:2px;transition:height .1s linear;margin:1.5rem 0 0 17px;}\r\n.flujo-sticky-label{font-size:.78rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:.5rem;}\r\n.flujo-sticky-count{font-family:'Cormorant Garamond',serif;font-size:5rem;font-weight:700;line-height:1;color:var(--mauve-light);transition:all .3s;}\r\n.flujo-sticky-count span{font-size:1.5rem;color:var(--muted);font-family:'Plus Jakarta Sans',sans-serif;font-weight:300;}\r\n.flujo-sticky-title{font-size:1rem;font-weight:600;color:var(--dark);margin-top:.5rem;transition:all .3s;}\r\n.flujo-sticky-desc{font-size:.875rem;color:var(--muted);font-weight:300;line-height:1.6;margin-top:.3rem;transition:all .3s;}\r\n\r\n\/* Steps lista derecha *\/\r\n.flujo-steps{display:flex;flex-direction:column;}\r\n.fstep{display:flex;gap:1.25rem;padding:1.25rem 0;position:relative;transition:all .3s;cursor:default;}\r\n.fstep:not(:last-child){border-bottom:1px solid var(--border-m);}\r\n.fstep.active .fn-wrap{background:var(--mauve);border-color:var(--mauve);}\r\n.fstep.active .fn{color:white;}\r\n.fstep.active .fb .ft{color:var(--mauve);}\r\n.fstep.done .fn-wrap{background:var(--teal);border-color:var(--teal);}\r\n.fstep.done .fn{color:white;font-size:.7rem;}\r\n.fstep.done .fn::after{content:'\u2713';}\r\n.fstep.done .fn-inner{display:none;}\r\n.fn-wrap{width:38px;height:38px;border-radius:50%;background:white;border:2px solid var(--mauve-light);display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:all .3s;position:relative;z-index:1;}\r\n.fn{font-family:'Cormorant Garamond',serif;font-size:1rem;font-weight:700;color:var(--mauve);transition:color .3s;}\r\n.fb{padding-top:.2rem;}\r\n.fb .ft{font-size:.975rem;font-weight:600;color:var(--dark);margin-bottom:.2rem;transition:color .3s;}\r\n.fb .fd{font-size:.875rem;color:var(--muted);font-weight:300;line-height:1.5;}\r\n\r\n@media(max-width:900px){\r\n .flujo-hero{grid-template-columns:1fr;}\r\n .flujo-hero-img{height:280px;}\r\n .flujo-hero-text{padding:2.5rem 6vw;}\r\n .flujo-sticky-wrap{grid-template-columns:1fr;gap:2rem;}\r\n .flujo-sticky-left{position:relative;top:auto;display:flex;align-items:center;gap:1.5rem;padding:0;}\r\n .flujo-sticky-progress{display:none;}\r\n .flujo-sticky-count{font-size:3rem;}\r\n}\r\n\r\n\/* NORMATIVA *\/\r\n#normativa{background:white;padding:6rem 6vw;}\r\n.norm-inner{max-width:1000px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:center;}\r\n.norm-img{width:100%;border-radius:24px;aspect-ratio:1\/1;object-fit:cover;box-shadow:var(--shadow-m);}\r\n.norm-list{list-style:none;display:flex;flex-direction:column;gap:.9rem;margin-top:1.75rem;}\r\n.norm-item{display:flex;gap:1.1rem;align-items:flex-start;padding:1.1rem;border-radius:14px;background:var(--off);border:1px solid transparent;transition:all .25s;}\r\n.norm-item:hover{background:var(--mauve-pale);border-color:var(--border-m);}\r\n.norm-tag{font-family:'Cormorant Garamond',serif;font-size:.8rem;font-weight:700;color:var(--mauve);background:var(--mauve-pale);border-radius:8px;padding:.3rem .65rem;white-space:nowrap;flex-shrink:0;min-width:130px;text-align:center;}\r\n.norm-txt{font-size:.85rem;color:var(--muted);font-weight:300;line-height:1.6;}\r\n.norm-txt strong{display:block;color:var(--dark);font-weight:600;margin-bottom:.25rem;font-size:.9rem;}\r\n\r\n\/* USUARIOS *\/\r\n#usuarios{background:var(--teal-pale);padding:6rem 6vw;}\r\n.usuarios-inner{max-width:1100px;margin:0 auto;}\r\n.usuarios-header{text-align:center;margin-bottom:4rem;}\r\n.usuarios-header .section-desc{margin:0 auto;}\r\n.usuarios-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;align-items:stretch;}\r\n.uc{background:white;border-radius:20px;overflow:hidden;border:1px solid rgba(42,139,154,.12);transition:transform .3s,box-shadow .3s;display:flex;flex-direction:column;}\r\n.uc:hover{transform:translateY(-5px);box-shadow:var(--shadow-t);}\r\n.uc-img{width:100%;height:200px;object-fit:cover;object-position:center;flex-shrink:0;}\r\n.uc-body{padding:1.75rem;flex:1;display:flex;flex-direction:column;}\r\n.uc-chip{display:inline-block;font-size:.66rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;padding:.3rem .8rem;border-radius:100px;background:var(--teal-pale);color:var(--teal);margin-bottom:.65rem;}\r\n.uc-title{font-family:'Cormorant Garamond',serif;font-size:1.3rem;font-weight:700;color:var(--dark);margin-bottom:.45rem;}\r\n.uc-desc{font-size:.9rem;color:var(--muted);font-weight:300;line-height:1.7;}\r\n\r\n\/* CLAIMS *\/\r\n#claims{background:var(--mauve);padding:5rem 6vw;overflow:hidden;}\r\n.claims-inner{max-width:900px;margin:0 auto;text-align:center;}\r\n.claims-quote{font-family:'Cormorant Garamond',serif;font-size:clamp(1.8rem,3vw,2.8rem);font-weight:600;font-style:italic;color:white;line-height:1.35;margin-bottom:1.75rem;}\r\n.claims-sub{font-size:1.05rem;color:rgba(255,255,255,.65);font-weight:300;}\r\n.claims-pills{display:flex;flex-wrap:wrap;justify-content:center;gap:.65rem;margin-top:2.25rem;}\r\n.cpill{background:rgba(255,255,255,.12);color:white;border:1px solid rgba(255,255,255,.2);border-radius:100px;padding:.45rem 1.1rem;font-size:.875rem;font-weight:500;transition:background .2s;}\r\n.cpill:hover{background:rgba(255,255,255,.22);}\r\n\r\n\/* CTA *\/\r\n#cta{background:white;padding:7rem 6vw;display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:center;}\r\n.cta-fc{background:var(--mauve-ultra);border:1px solid var(--border-m);border-radius:24px;padding:2.5rem;}\r\n.cta-ft{font-family:'Cormorant Garamond',serif;font-size:1.5rem;font-weight:700;color:var(--dark);margin-bottom:.4rem;}\r\n.cta-fs{font-size:.9rem;color:var(--muted);font-weight:300;margin-bottom:1.75rem;}\r\n.cf{margin-bottom:.9rem;}\r\n.cf label{display:block;font-size:.82rem;font-weight:600;color:var(--text);margin-bottom:.35rem;letter-spacing:.03em;}\r\n.ci{width:100%;background:white;border:1.5px solid var(--border-m);color:var(--dark);padding:.78rem 1rem;border-radius:10px;font-family:'Plus Jakarta Sans',sans-serif;font-size:.95rem;outline:none;transition:border-color .25s;}\r\n.ci::placeholder{color:var(--muted);}\r\n.ci:focus{border-color:var(--mauve);}\r\n.cn{font-size:.7rem;color:var(--muted);text-align:center;margin-top:.9rem;}\r\n\r\n\/* FOOTER *\/\r\nfooter{background:var(--dark);padding:2.25rem 6vw;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:1rem;}\r\n.fl{display:flex;align-items:center;}\r\n.fmia{font-size:.85rem;color:rgba(255,255,255,.45);text-align:center;}\r\n.fmia .h{color:#E05C6A;}\r\n.fr{font-size:.78rem;color:rgba(255,255,255,.3);text-align:right;}\r\n\r\n\/* REVEAL - desactivado para compatibilidad con Elementor *\/\r\n.reveal{opacity:1;transform:none;}\r\n\r\n@media(max-width:900px){\r\n #hero{grid-template-columns:1fr;padding-top:6rem;}\r\n .hero-right{display:none;}\r\n .pilares-grid,.usuarios-grid{grid-template-columns:1fr;}\r\n .flujo-inner,.norm-inner,#cta{grid-template-columns:1fr;gap:3rem;}\r\n .flujo-img-wrap{display:none;}\r\n .precios-grid{grid-template-columns:1fr;}\r\n .valor-strip{grid-template-columns:repeat(2,1fr);}\r\n .comp-header{grid-template-columns:1fr;gap:2rem;}\r\n .nav-links{display:none;}\r\n}\r\n<\/style>\r\n<\/head>\r\n<body>\r\n\r\n<nav>\r\n <div class=\"logo\">\r\n <img decoding=\"async\" src=\"https:\/\/softmanagement.com.co\/wp-content\/uploads\/2026\/05\/Garantia-Logo-1.avif\" alt=\"GarantIA Logo\" style=\"height:48px!important;width:auto!important;display:block!important;max-width:none!important;opacity:1!important;visibility:visible!important;\"\/>\r\n <\/div>\r\n <ul class=\"nav-links\">\r\n <li><a href=\"#pilares\">Soluci\u00f3n<\/a><\/li>\r\n <li><a href=\"#precios\">Precios<\/a><\/li>\r\n <li><a href=\"#flujo\">Proceso<\/a><\/li>\r\n <li><a href=\"#normativa\">Normativa<\/a><\/li>\r\n <\/ul>\r\n <button class=\"nav-cta\" onclick=\"document.getElementById('cta').scrollIntoView({behavior:'smooth'})\">Solicitar Demo<\/button>\r\n<\/nav>\r\n\r\n\r\n<section id=\"hero\">\r\n <div class=\"blob blob-1\"><\/div>\r\n <div class=\"blob blob-2\"><\/div>\r\n <div class=\"hero-left\">\r\n <div class=\"hero-eyebrow\">Tecnolog\u00eda Financiera \u00b7 Colombia 2026<\/div>\r\n <h1>El <em>pagar\u00e9<\/em><br\/>digital que su<br\/>empresa <span class=\"tl\">necesita<\/span><\/h1>\r\n <p class=\"hero-sub\">Plataforma 100% digital para la emisi\u00f3n, custodia y administraci\u00f3n de pagar\u00e9s electr\u00f3nicos.<br\/>Modelo de precios a tu medida con tarifas integrales y sin costos ocultos.<\/p>\r\n <div class=\"hero-actions\">\r\n <button class=\"btn-primary\" onclick=\"document.getElementById('cta').scrollIntoView({behavior:'smooth'})\">Solicitar Demo Gratuita<\/button>\r\n <button class=\"btn-outline\" onclick=\"document.getElementById('precios').scrollIntoView({behavior:'smooth'})\">Ver Precios<\/button>\r\n <\/div>\r\n <div class=\"hero-trust\">\r\n <div class=\"titem\"><strong>100%<\/strong>Validez jur\u00eddica<\/div>\r\n <div class=\"tdiv\"><\/div>\r\n <div class=\"titem\"><strong>20% o +<\/strong>Ahorro vs. mercado<\/div>\r\n <div class=\"tdiv\"><\/div>\r\n <div class=\"titem\"><strong>1 a\u00f1o o +<\/strong>Custodia incluida<\/div>\r\n <\/div>\r\n <\/div>\r\n <div class=\"hero-right\">\r\n <img decoding=\"async\" class=\"hero-img-main\"\r\n src=\"https:\/\/softmanagement.com.co\/wp-content\/uploads\/2026\/05\/Nuestra-solucion.png\"\r\n alt=\"Nuestra soluci\u00f3n GarantIA\"\/>\r\n <div class=\"hero-badge-float\">\r\n <span class=\"badge-num\">1 a\u00f1o+<\/span>\r\n <span class=\"badge-lbl\">Custodia incluida<\/span>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<div id=\"lstrip\">\r\n <div class=\"ls-inner\">\r\n <span class=\"ls-label\">Cumplimiento normativo<\/span>\r\n <div class=\"ls-tags\">\r\n <span class=\"ls-tag\">Ley 527\/1999<\/span>\r\n <span class=\"ls-tag\">Ley 964\/2005<\/span>\r\n <span class=\"ls-tag\">Decreto 3960\/2010<\/span>\r\n <span class=\"ls-tag\">Decreto 2364\/2012<\/span>\r\n <\/div>\r\n <\/div>\r\n<\/div>\r\n\r\n\r\n<section id=\"pilares\">\r\n <div class=\"pilares-header reveal\">\r\n <div class=\"section-label\">M\u00f3dulos de la plataforma<\/div>\r\n <h2 class=\"section-title\">Todo el ciclo de vida<br\/>en <em>un solo lugar<\/em><\/h2>\r\n <p class=\"section-desc\">Tres m\u00f3dulos complementarios que cubren cada etapa del pagar\u00e9 electr\u00f3nico, desde su creaci\u00f3n hasta la certificaci\u00f3n.<\/p>\r\n <\/div>\r\n <div class=\"pilares-grid\">\r\n \r\n <div class=\"pilar-card reveal\">\r\n <div class=\"pilar-icon-wrap\">\r\n <svg viewBox=\"0 0 120 120\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n <defs>\r\n <linearGradient id=\"doc-body\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#F3EDF8\"\/><stop offset=\"100%\" stop-color=\"#DBC8EC\"\/><\/linearGradient>\r\n <linearGradient id=\"doc-fold\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#C4A8D4\"\/><stop offset=\"100%\" stop-color=\"#9B7AAD\"\/><\/linearGradient>\r\n <linearGradient id=\"pen-body\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#7A5C8A\"\/><stop offset=\"100%\" stop-color=\"#4A2D6A\"\/><\/linearGradient>\r\n <linearGradient 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cy=\"30\" r=\"2.5\" fill=\"#F7B731\" opacity=\"0.8\"\/>\r\n <circle cx=\"98\" cy=\"55\" r=\"2\" fill=\"#4AACBB\" opacity=\"0.8\"\/>\r\n <circle cx=\"15\" cy=\"65\" r=\"1.5\" fill=\"#9B7AAD\" opacity=\"0.6\"\/>\r\n <\/svg>\r\n <\/div>\r\n <div class=\"pilar-body\">\r\n <span class=\"pilar-chip chip-m\">01 \u00b7 Creaci\u00f3n, Enrolamiento y Firma<\/span>\r\n <div class=\"pilar-title\">Onboarding y firma digital<\/div>\r\n <p class=\"pilar-desc\">Proceso de onboarding y autenticaci\u00f3n 100% digital. Validaci\u00f3n de identidad a trav\u00e9s de mecanismos OTP, preguntas reto, biometr\u00eda facial y firma electr\u00f3nica y digital integrada.<\/p>\r\n <ul class=\"pilar-list\">\r\n <li>Creaci\u00f3n \u00e1gil de deudores v\u00eda API o individual<\/li>\r\n <li>Onboarding a elecci\u00f3n: OTP, biometr\u00eda facial o preguntas reto<\/li>\r\n <li>Validaci\u00f3n con bases de datos p\u00fablicas y privadas (RNEC y otras)<\/li>\r\n <li>Procesos masivos en batch mediante integraci\u00f3n API<\/li>\r\n <li>Personalizaci\u00f3n del pagar\u00e9, carta de instrucciones y anexos<\/li>\r\n <li>Firma electr\u00f3nica de deudores y firma digital del acreedor<\/li>\r\n <\/ul>\r\n <\/div>\r\n <\/div>\r\n \r\n <div class=\"pilar-card reveal\">\r\n <div class=\"pilar-icon-wrap\">\r\n <svg viewBox=\"0 0 120 120\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n <defs>\r\n <linearGradient id=\"shield-main\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#E4F5F8\"\/><stop 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Q28 85 28 58 L28 22 Z\" fill=\"url(#glow-t)\" opacity=\"0.5\"\/>\r\n <path d=\"M60 13 L88 25 L88 57 Q88 82 60 96 Q32 82 32 57 L32 25 Z\" fill=\"url(#shield-main)\" stroke=\"#8DD4DE\" stroke-width=\"1.5\"\/>\r\n <path d=\"M60 22 L80 31 L80 55 Q80 73 60 83 Q40 73 40 55 L40 31 Z\" fill=\"url(#shield-inner)\" opacity=\"0.9\"\/>\r\n <rect x=\"50\" y=\"55\" width=\"20\" height=\"16\" rx=\"3\" fill=\"url(#lock-body)\"\/>\r\n <path d=\"M54 55 L54 49 Q54 42 60 42 Q66 42 66 49 L66 55\" fill=\"none\" stroke=\"#F7B731\" stroke-width=\"3.5\" stroke-linecap=\"round\"\/>\r\n <circle cx=\"60\" cy=\"62\" r=\"3\" fill=\"rgba(0,0,0,0.3)\"\/>\r\n <rect x=\"58.5\" y=\"62\" width=\"3\" height=\"4\" rx=\"1\" fill=\"rgba(0,0,0,0.3)\"\/>\r\n <circle cx=\"22\" cy=\"50\" r=\"4\" fill=\"#4AACBB\" opacity=\"0.7\"\/>\r\n <circle cx=\"98\" cy=\"40\" r=\"3\" fill=\"#F7B731\" opacity=\"0.8\"\/>\r\n <circle cx=\"95\" cy=\"70\" r=\"2.5\" fill=\"#9B7AAD\" opacity=\"0.7\"\/>\r\n <circle cx=\"25\" cy=\"75\" r=\"2\" fill=\"#4AACBB\" opacity=\"0.5\"\/>\r\n <circle cx=\"18\" cy=\"32\" r=\"7\" fill=\"#2A8B9A\" opacity=\"0.85\"\/>\r\n <path d=\"M14 32 L17 35 L22 29\" fill=\"none\" stroke=\"white\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\r\n <\/svg>\r\n <\/div>\r\n <div class=\"pilar-body\">\r\n <span class=\"pilar-chip chip-t\">02 \u00b7 Custodia<\/span>\r\n <div class=\"pilar-title\">B\u00f3veda digital segura<\/div>\r\n <p class=\"pilar-desc\">Custodia inmutable con integridad criptogr\u00e1fica garantizada, disponibilidad 24\/7 y b\u00f3veda digital certificada ISO 27001 con auditor\u00eda de principio a fin.<\/p>\r\n <ul class=\"pilar-list\">\r\n <li>Custodia inmutable 12 meses o m\u00e1s seg\u00fan plan<\/li>\r\n <li>B\u00f3veda digital segura \u2014 certificaci\u00f3n ISO 27001<\/li>\r\n <li>Auditor\u00eda completa del proceso (log) de principio a fin<\/li>\r\n <li>Disponibilidad 24\/7 con soporte y mantenimiento 5\u00d78<\/li>\r\n <li>Proceso de diligenciamiento de pagar\u00e9 en blanco<\/li>\r\n <li>Retiro para proceso judicial o cancelaci\u00f3n<\/li>\r\n <\/ul>\r\n <\/div>\r\n <\/div>\r\n \r\n <div class=\"pilar-card reveal\">\r\n <div class=\"pilar-icon-wrap\">\r\n <svg viewBox=\"0 0 120 120\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\r\n <defs>\r\n <linearGradient id=\"mag-glass\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#F3EDF8\"\/><stop offset=\"100%\" stop-color=\"#C4A8D4\"\/><\/linearGradient>\r\n <linearGradient id=\"mag-ring\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#9B7AAD\"\/><stop offset=\"100%\" stop-color=\"#6A3D8A\"\/><\/linearGradient>\r\n <linearGradient id=\"chart-bar1\" x1=\"0%\" y1=\"100%\" x2=\"0%\" y2=\"0%\"><stop offset=\"0%\" stop-color=\"#2A8B9A\"\/><stop offset=\"100%\" stop-color=\"#4AACBB\"\/><\/linearGradient>\r\n <linearGradient id=\"chart-bar2\" x1=\"0%\" y1=\"100%\" x2=\"0%\" y2=\"0%\"><stop offset=\"0%\" stop-color=\"#7A5C8A\"\/><stop offset=\"100%\" stop-color=\"#C4A8D4\"\/><\/linearGradient>\r\n <linearGradient id=\"chart-bar3\" x1=\"0%\" y1=\"100%\" x2=\"0%\" y2=\"0%\"><stop offset=\"0%\" stop-color=\"#F7B731\"\/><stop offset=\"100%\" stop-color=\"#FAD06B\"\/><\/linearGradient>\r\n <linearGradient id=\"cert-bg\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#E4F5F8\"\/><stop offset=\"100%\" stop-color=\"#C8ECF2\"\/><\/linearGradient>\r\n <\/defs>\r\n <ellipse cx=\"60\" cy=\"110\" rx=\"30\" ry=\"5\" fill=\"rgba(122,92,138,0.15)\"\/>\r\n <rect x=\"14\" y=\"42\" width=\"60\" height=\"62\" rx=\"6\" fill=\"url(#cert-bg)\" stroke=\"#8DD4DE\" stroke-width=\"1\"\/>\r\n <rect x=\"22\" y=\"80\" width=\"8\" height=\"16\" rx=\"2\" fill=\"url(#chart-bar1)\"\/>\r\n <rect x=\"34\" y=\"72\" width=\"8\" height=\"24\" rx=\"2\" fill=\"url(#chart-bar2)\"\/>\r\n <rect x=\"46\" y=\"76\" width=\"8\" height=\"20\" rx=\"2\" fill=\"url(#chart-bar3)\"\/>\r\n <rect x=\"22\" y=\"52\" width=\"40\" height=\"3\" rx=\"1.5\" fill=\"#8DD4DE\" opacity=\"0.8\"\/>\r\n <rect x=\"22\" y=\"59\" width=\"28\" height=\"2.5\" rx=\"1.25\" fill=\"#8DD4DE\" opacity=\"0.5\"\/>\r\n <circle cx=\"62\" cy=\"96\" r=\"9\" fill=\"#F7B731\" opacity=\"0.95\"\/>\r\n <circle cx=\"62\" cy=\"96\" r=\"6\" fill=\"none\" stroke=\"white\" stroke-width=\"1\" stroke-dasharray=\"2 2\"\/>\r\n <text x=\"62\" y=\"100\" text-anchor=\"middle\" fill=\"white\" font-size=\"8\" font-weight=\"bold\">\u2605<\/text>\r\n <circle cx=\"74\" cy=\"46\" r=\"24\" fill=\"rgba(122,92,138,0.06)\"\/>\r\n <circle cx=\"74\" cy=\"46\" r=\"20\" fill=\"url(#mag-glass)\" stroke=\"url(#mag-ring)\" stroke-width=\"4\"\/>\r\n <circle cx=\"68\" cy=\"40\" r=\"5\" fill=\"white\" opacity=\"0.35\"\/>\r\n <line x1=\"89\" y1=\"61\" x2=\"102\" y2=\"74\" stroke=\"url(#mag-ring)\" stroke-width=\"5\" stroke-linecap=\"round\"\/>\r\n <line x1=\"89\" y1=\"61\" x2=\"102\" y2=\"74\" stroke=\"rgba(255,255,255,0.3)\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\r\n <rect x=\"65\" y=\"40\" width=\"16\" height=\"2.5\" rx=\"1.25\" fill=\"#9B7AAD\" opacity=\"0.6\"\/>\r\n <rect x=\"65\" y=\"45\" width=\"11\" height=\"2.5\" rx=\"1.25\" fill=\"#9B7AAD\" opacity=\"0.4\"\/>\r\n <rect x=\"65\" y=\"50\" width=\"14\" height=\"2.5\" rx=\"1.25\" fill=\"#9B7AAD\" opacity=\"0.4\"\/>\r\n <circle cx=\"15\" cy=\"42\" r=\"2.5\" fill=\"#F7B731\" opacity=\"0.8\"\/>\r\n <circle cx=\"104\" cy=\"38\" r=\"2\" fill=\"#4AACBB\" opacity=\"0.8\"\/>\r\n <circle cx=\"108\" cy=\"80\" r=\"3\" fill=\"#9B7AAD\" opacity=\"0.6\"\/>\r\n <\/svg>\r\n <\/div>\r\n <div class=\"pilar-body\">\r\n <span class=\"pilar-chip chip-b\">03 \u00b7 Consulta<\/span>\r\n <div class=\"pilar-title\">Visibilidad y certificaci\u00f3n<\/div>\r\n <p class=\"pilar-desc\">M\u00f3dulo de consulta indexada, estados del pagar\u00e9, certificados de custodia y titularidad, alertas autom\u00e1ticas de vencimiento y acceso para actores en procesos judiciales.<\/p>\r\n <ul class=\"pilar-list\">\r\n <li>Consulta de estados: cancelaci\u00f3n, retiro, diligenciamiento<\/li>\r\n <li>B\u00fasqueda indexada de pagar\u00e9s<\/li>\r\n <li>Certificado de custodia o titularidad<\/li>\r\n <li>Funcionalidad para compartir y visualizar en proceso jur\u00eddico<\/li>\r\n <li>Alertas autom\u00e1ticas de vencimiento<\/li>\r\n <li>M\u00f3dulo de administraci\u00f3n centralizado<\/li>\r\n <\/ul>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section id=\"comparativo\">\r\n <div class=\"comp-inner\">\r\n <div class=\"comp-header reveal\">\r\n <div>\r\n <div class=\"section-label\">Por qu\u00e9 elegirnos<\/div>\r\n <h2 class=\"section-title\">Rompemos el esquema<br\/><em>tradicional<\/em><\/h2>\r\n <\/div>\r\n <p class=\"section-desc\">El mercado cobra por cada proceso. Nosotros lo incluimos todo en un solo valor transparente y predecible.<\/p>\r\n <\/div>\r\n <div class=\"comp-table-wrap reveal\">\r\n <table>\r\n <thead>\r\n <tr>\r\n <th>Concepto<\/th>\r\n <th>Mercado Tradicional<\/th>\r\n <th>Nuestra Soluci\u00f3n Garant\u00eda<\/th>\r\n <\/tr>\r\n <\/thead>\r\n <tbody>\r\n <tr><td>Precio por pagar\u00e9<\/td><td>$1.600 \u2013 $3.000 COP<\/td><td>20% o m\u00e1s de ahorro<\/td><\/tr>\r\n <tr><td>Custodia<\/td><td><span class=\"bno\">\u2717 Costos mensuales adicionales<\/span><\/td><td><span class=\"byes\">\u2713 Incluida hasta 12 meses o m\u00e1s<\/span><\/td><\/tr>\r\n <tr><td>OTP \/ Autenticaci\u00f3n<\/td><td><span class=\"bno\">\u2717 Costo adicional por evento<\/span><\/td><td><span class=\"byes\">\u2713 Incluido en la tarifa<\/span><\/td><\/tr>\r\n <tr><td>Escalabilidad<\/td><td><span class=\"bno\">\u2717 Ahorros escalados diferenciales<\/span><\/td><td><span class=\"byes\">\u2713 Ahorros escalados exponenciales<\/span><\/td><\/tr>\r\n <tr><td>Firma digital (originador)<\/td><td><span class=\"bno\">\u2717 Limitada o con costo<\/span><\/td><td><span class=\"byes\">\u2713 Ilimitada incluida<\/span><\/td><\/tr>\r\n <tr><td>Firma electr\u00f3nica (clientes)<\/td><td><span class=\"bno\">\u2717 Costo por firma<\/span><\/td><td><span class=\"byes\">\u2713 Incluida<\/span><\/td><\/tr>\r\n <tr><td>Biometr\u00eda \/ Preguntas reto<\/td><td><span class=\"bno\">\u2717 No siempre disponible<\/span><\/td><td><span class=\"byes\">\u2713 Autenticaci\u00f3n a tu medida<\/span><\/td><\/tr>\r\n <tr><td>Certificados \/ Cancelaciones<\/td><td><span class=\"bno\">\u2717 Se cobran por evento<\/span><\/td><td><span class=\"byes\">\u2713 Incluidos<\/span><\/td><\/tr>\r\n <tr><td>Estructura de costos<\/td><td><span class=\"bno\">\u2717 Fragmentada<\/span><\/td><td><span class=\"byes\">\u2713 Todo incluido, sin sorpresas<\/span><\/td><\/tr>\r\n <\/tbody>\r\n <\/table>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section id=\"precios\">\r\n <div class=\"precios-inner\">\r\n <div class=\"precios-header reveal\">\r\n <div class=\"section-label\">Modelo de precios<\/div>\r\n <h2 class=\"section-title\">Transaccional, escalable<br\/>y <em>sin sorpresas<\/em><\/h2>\r\n <p class=\"section-desc\">Econom\u00edas de escala reales: mientras m\u00e1s crece su operaci\u00f3n, mayor es el ahorro por pagar\u00e9.<\/p>\r\n <\/div>\r\n <div class=\"precios-grid reveal\">\r\n <div class=\"pc\">\r\n <div class=\"pc-tier\">Volumen<\/div>\r\n <div class=\"pc-name\">Peque\u00f1o<\/div>\r\n <div class=\"pc-vol\">Desde 45 hasta 1.000 pagar\u00e9s \/ mes<\/div>\r\n <div class=\"pc-tag\">Ahorro +20% vs. mercado<\/div>\r\n <div class=\"pc-detail\">Precio por pagar\u00e9<br\/>todo incluido<\/div>\r\n <ul class=\"pc-inc\">\r\n <li>Emisi\u00f3n y custodia hasta 12 meses<\/li>\r\n <li>Onboarding OTP incluido en la tarifa<\/li>\r\n <li>Generaci\u00f3n de certificados incluida<\/li>\r\n <li>Procesos de cancelaci\u00f3n y eliminaci\u00f3n incluidos<\/li>\r\n <li>Sin costos ocultos<\/li>\r\n <\/ul>\r\n <button class=\"btn-pc\" onclick=\"document.getElementById('cta').scrollIntoView({behavior:'smooth'})\">Solicitar cotizaci\u00f3n<\/button>\r\n <\/div>\r\n <div class=\"pc feat\">\r\n <div class=\"pc-tier\">Volumen<\/div>\r\n <div class=\"pc-name\">Mediano<\/div>\r\n <div class=\"pc-vol\">Desde 2.500 hasta 50.000 pagar\u00e9s \/ mes<\/div>\r\n <div class=\"pc-tag\">Mayor ahorro por escala<\/div>\r\n <div class=\"pc-detail\">Precio preferencial<br\/>por mayor volumen<\/div>\r\n <ul class=\"pc-inc\">\r\n <li>Toda la oferta de valor del plan Peque\u00f1o<\/li>\r\n <li>Firma digital del acreedor ilimitada (1 a\u00f1o incluida)<\/li>\r\n <li>Soporte prioritario<\/li>\r\n <li>Acompa\u00f1amiento en integraciones API y procesos en batch<\/li>\r\n <li>Reportes de operaci\u00f3n<\/li>\r\n <\/ul>\r\n <button class=\"btn-pc\" onclick=\"document.getElementById('cta').scrollIntoView({behavior:'smooth'})\">Solicitar cotizaci\u00f3n<\/button>\r\n <\/div>\r\n <div class=\"pc\">\r\n <div class=\"pc-tier\">Volumen<\/div>\r\n <div class=\"pc-name\">Grande<\/div>\r\n <div class=\"pc-vol\">M\u00e1s de 50.000 pagar\u00e9s \/ mes<\/div>\r\n <div class=\"pc-tag\">M\u00e1xima eficiencia operativa<\/div>\r\n <div class=\"pc-detail\">Precio negociado<br\/>a medida del cliente<\/div>\r\n <ul class=\"pc-inc\">\r\n <li>Todo lo del plan Mediano<\/li>\r\n <li>Custodia incluida hasta 3 a\u00f1os<\/li>\r\n <li>Onboarding a elecci\u00f3n: OTP, biometr\u00eda o preguntas reto<\/li>\r\n <li>Account Manager dedicado y SLA garantizado<\/li>\r\n <li>Precio negociado por volumen<\/li>\r\n <\/ul>\r\n <button class=\"btn-pc\" onclick=\"document.getElementById('cta').scrollIntoView({behavior:'smooth'})\">Solicitar cotizaci\u00f3n<\/button>\r\n <\/div>\r\n <\/div>\r\n <div class=\"valor-strip reveal\">\r\n <div class=\"vi\">\r\n <div class=\"vi-icon\"><svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#2A8B9A\" stroke-width=\"1.8\"><rect x=\"3\" y=\"11\" width=\"18\" height=\"11\" rx=\"2\"\/><path d=\"M7 11V7a5 5 0 0 1 10 0v4\"\/><\/svg><\/div>\r\n <div class=\"vi-title\">1 a\u00f1o o + de custodia<\/div>\r\n <div class=\"vi-desc\">Incluida en la tarifa seg\u00fan plan<\/div>\r\n <\/div>\r\n <div class=\"vi\">\r\n <div class=\"vi-icon\"><svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#2A8B9A\" stroke-width=\"1.8\"><path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"\/><\/svg><\/div>\r\n <div class=\"vi-title\">ISO 27001<\/div>\r\n <div class=\"vi-desc\">B\u00f3veda digital certificada<\/div>\r\n <\/div>\r\n <div class=\"vi\">\r\n <div class=\"vi-icon\"><svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#2A8B9A\" stroke-width=\"1.8\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><path d=\"M12 8v4l3 3\"\/><\/svg><\/div>\r\n <div class=\"vi-title\">Disponibilidad 24\/7<\/div>\r\n <div class=\"vi-desc\">Soporte y mantenimiento 5\u00d78 incluido<\/div>\r\n <\/div>\r\n <div class=\"vi\">\r\n <div class=\"vi-icon\"><svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#2A8B9A\" stroke-width=\"1.8\"><line x1=\"12\" y1=\"1\" x2=\"12\" y2=\"23\"\/><path d=\"M17 5H9.5a3.5 3.5 0 0 0 0 7h5a3.5 3.5 0 0 1 0 7H6\"\/><\/svg><\/div>\r\n <div class=\"vi-title\">Sin costos ocultos<\/div>\r\n <div class=\"vi-desc\">Un precio, todo incluido<\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section id=\"flujo\">\r\n\r\n \r\n <div class=\"flujo-hero\">\r\n <div class=\"flujo-hero-img\">\r\n <img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1605462979380-48f1ea3b3ff1?q=80&w=1170&auto=format&fit=crop&ixlib=rb-4.1.0&ixid=M3wxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8fA%3D%3D\" alt=\"Firma de documentos financieros\"\/>\r\n <\/div>\r\n <div class=\"flujo-hero-text\">\r\n <div class=\"section-label\">Flujo operativo<\/div>\r\n <h2 class=\"section-title\">De la solicitud<br\/>a la <em>custodia activa<\/em><\/h2>\r\n <p class=\"section-desc\">Proceso guiado, seguro y completamente digital. Sin papel, sin desplazamientos, sin fricciones.<\/p>\r\n <div class=\"flujo-badge\">\r\n <span class=\"flujo-badge-num\">10<\/span>\r\n <span class=\"flujo-badge-lbl\">pasos \u00b7 100% online<\/span>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"flujo-sticky-wrap\">\r\n\r\n \r\n <div class=\"flujo-sticky-left\" id=\"flujoSticky\">\r\n <div class=\"flujo-sticky-label\">Paso actual<\/div>\r\n <div class=\"flujo-sticky-count\" id=\"flujoCount\">1<span>\/10<\/span><\/div>\r\n <div class=\"flujo-sticky-title\" id=\"flujoStepTitle\">Solicitud de activaci\u00f3n<\/div>\r\n <div class=\"flujo-sticky-desc\" id=\"flujoStepDesc\">El acreedor activa el proceso para un deudor espec\u00edfico.<\/div>\r\n <div class=\"flujo-sticky-progress\" id=\"flujoProgress\"><\/div>\r\n <\/div>\r\n\r\n \r\n <div class=\"flujo-steps\" id=\"flujoSteps\">\r\n <div class=\"fstep active\" data-title=\"Solicitud de activaci\u00f3n\" data-desc=\"El acreedor activa el proceso para un deudor espec\u00edfico.\"><div class=\"fn-wrap\"><div class=\"fn\">1<\/div><\/div><div class=\"fb\"><div class=\"ft\">Solicitud de activaci\u00f3n<\/div><div class=\"fd\">El acreedor activa el proceso para un deudor espec\u00edfico.<\/div><\/div><\/div>\r\n <div class=\"fstep\" data-title=\"Notificaci\u00f3n al deudor\" data-desc=\"El deudor recibe un correo con URL para iniciar el onboarding.\"><div class=\"fn-wrap\"><div class=\"fn\">2<\/div><\/div><div class=\"fb\"><div class=\"ft\">Notificaci\u00f3n al deudor<\/div><div class=\"fd\">El deudor recibe un correo con URL para iniciar el onboarding.<\/div><\/div><\/div>\r\n <div class=\"fstep\" data-title=\"Registro e identificaci\u00f3n\" data-desc=\"El deudor registra sus datos y carga su documento de identidad.\"><div class=\"fn-wrap\"><div class=\"fn\">3<\/div><\/div><div class=\"fb\"><div class=\"ft\">Registro e identificaci\u00f3n<\/div><div class=\"fd\">El deudor registra sus datos y carga su documento de identidad.<\/div><\/div><\/div>\r\n <div class=\"fstep\" data-title=\"Validaci\u00f3n autom\u00e1tica de identidad\" data-desc=\"Verificaci\u00f3n contra bases de datos p\u00fablicas y privadas (RNEC y otras).\"><div class=\"fn-wrap\"><div class=\"fn\">4<\/div><\/div><div class=\"fb\"><div class=\"ft\">Validaci\u00f3n autom\u00e1tica de identidad<\/div><div class=\"fd\">Verificaci\u00f3n contra bases de datos p\u00fablicas y privadas (RNEC y otras).<\/div><\/div><\/div>\r\n <div class=\"fstep\" data-title=\"Creaci\u00f3n en plataforma\" data-desc=\"Perfil del deudor y pagar\u00e9 creados autom\u00e1ticamente en el sistema.\"><div class=\"fn-wrap\"><div class=\"fn\">5<\/div><\/div><div class=\"fb\"><div class=\"ft\">Creaci\u00f3n en plataforma<\/div><div class=\"fd\">Perfil del deudor y pagar\u00e9 creados autom\u00e1ticamente en el sistema.<\/div><\/div><\/div>\r\n <div class=\"fstep\" data-title=\"Firma digital y electr\u00f3nica\" data-desc=\"Activaci\u00f3n del proceso de firmado para el acreedor y el deudor seg\u00fan el punto del proceso.\"><div class=\"fn-wrap\"><div class=\"fn\">6<\/div><\/div><div class=\"fb\"><div class=\"ft\">Firma digital y electr\u00f3nica<\/div><div class=\"fd\">Activaci\u00f3n del proceso de firmado para el acreedor y el deudor seg\u00fan el punto del proceso.<\/div><\/div><\/div>\r\n <div class=\"fstep\" data-title=\"Custodia activada\" data-desc=\"Custodia, consulta y certificados disponibles de inmediato.\"><div class=\"fn-wrap\"><div class=\"fn\">7<\/div><\/div><div class=\"fb\"><div class=\"ft\">Custodia activada<\/div><div class=\"fd\">Custodia, consulta y certificados disponibles de inmediato.<\/div><\/div><\/div>\r\n <div class=\"fstep\" data-title=\"Diligenciamiento del pagar\u00e9 en blanco\" data-desc=\"Registro del diligenciamiento asegurando inmutabilidad del documento.\"><div class=\"fn-wrap\"><div class=\"fn\">8<\/div><\/div><div class=\"fb\"><div class=\"ft\">Diligenciamiento del pagar\u00e9 en blanco<\/div><div class=\"fd\">Registro del diligenciamiento asegurando inmutabilidad del documento.<\/div><\/div><\/div>\r\n <div class=\"fstep\" data-title=\"Activaci\u00f3n de proceso jur\u00eddico\" data-desc=\"Funcionalidad para compartir y visualizar el pagar\u00e9 en caso de proceso judicial.\"><div class=\"fn-wrap\"><div class=\"fn\">9<\/div><\/div><div class=\"fb\"><div class=\"ft\">Activaci\u00f3n de proceso jur\u00eddico<\/div><div class=\"fd\">Funcionalidad para compartir y visualizar el pagar\u00e9 en caso de proceso judicial.<\/div><\/div><\/div>\r\n <div class=\"fstep\" data-title=\"Alertas autom\u00e1ticas de vencimiento\" data-desc=\"Notificaciones proactivas a los actores relevantes antes del vencimiento del pagar\u00e9.\"><div class=\"fn-wrap\"><div class=\"fn\">10<\/div><\/div><div class=\"fb\"><div class=\"ft\">Alertas autom\u00e1ticas de vencimiento<\/div><div class=\"fd\">Notificaciones proactivas a los actores relevantes antes del vencimiento del pagar\u00e9.<\/div><\/div><\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section id=\"normativa\">\r\n <div class=\"norm-inner\">\r\n <div class=\"reveal\">\r\n <div class=\"section-label\">Marco legal<\/div>\r\n <h2 class=\"section-title\">Cumplimiento<br\/><em>normativo<\/em> total<\/h2>\r\n <p class=\"section-desc\">Dise\u00f1ada desde cero para cumplir la legislaci\u00f3n colombiana que regula los t\u00edtulos valores electr\u00f3nicos.<\/p>\r\n <ul class=\"norm-list\">\r\n <li class=\"norm-item\"><div class=\"norm-tag\">Ley 527\/1999<\/div><div class=\"norm-txt\"><strong>Comercio electr\u00f3nico<\/strong>Define el acceso y uso de mensajes de datos, comercio electr\u00f3nico y firmas digitales.<\/div><\/li>\r\n <li class=\"norm-item\"><div class=\"norm-tag\">Ley 964\/2005<\/div><div class=\"norm-txt\"><strong>Mercado de valores<\/strong>Regula las actividades de manejo e inversi\u00f3n de recursos captados del p\u00fablico.<\/div><\/li>\r\n <li class=\"norm-item\"><div class=\"norm-tag\">Decreto 3960\/2010<\/div><div class=\"norm-txt\"><strong>Dep\u00f3sito centralizado<\/strong>Reglamenta el dep\u00f3sito y administraci\u00f3n de valores desmaterializados.<\/div><\/li>\r\n <li class=\"norm-item\"><div class=\"norm-tag\">Decreto 2364\/2012<\/div><div class=\"norm-txt\"><strong>Firma electr\u00f3nica<\/strong>Reglamenta el art\u00edculo 7\u00b0 de la Ley 527 sobre firma electr\u00f3nica.<\/div><\/li>\r\n <\/ul>\r\n <\/div>\r\n <div class=\"reveal\">\r\n <img decoding=\"async\" class=\"norm-img\"\r\n src=\"https:\/\/softmanagement.com.co\/garantia\/wp-content\/uploads\/2026\/05\/GarantIA-Pagare-Digital.png\"\r\n alt=\"GarantIA Pagar\u00e9 Digital\"\/>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section id=\"usuarios\">\r\n <div class=\"usuarios-inner\">\r\n <div class=\"usuarios-header reveal\">\r\n <div class=\"section-label\">Actores del ecosistema<\/div>\r\n <h2 class=\"section-title\">Una plataforma para<br\/><em>todos los participantes<\/em><\/h2>\r\n <p class=\"section-desc\">Conecta a acreedores, deudores y terceros interesados en un ecosistema digital seguro.<\/p>\r\n <\/div>\r\n <div class=\"usuarios-grid\">\r\n <div class=\"uc reveal\">\r\n <img decoding=\"async\" class=\"uc-img\" src=\"https:\/\/images.unsplash.com\/photo-1486406146926-c627a92ad1ab?auto=format&fit=crop&w=600&q=80\" alt=\"Entidades financieras\"\/>\r\n <div class=\"uc-body\">\r\n <span class=\"uc-chip\">Acreedor<\/span>\r\n <div class=\"uc-title\">Entidades financieras<\/div>\r\n <p class=\"uc-desc\">Cliente principal de la plataforma. Se integra v\u00eda API en sus sistemas transaccionales para gestionar pagar\u00e9s digitalmente a gran escala, incluyendo procesos en batch.<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"uc reveal\">\r\n <img decoding=\"async\" class=\"uc-img\" src=\"https:\/\/images.unsplash.com\/photo-1450101499163-c8848c66ca85?auto=format&fit=crop&w=600&q=80\" alt=\"Firma de pagar\u00e9 digital\"\/>\r\n <div class=\"uc-body\">\r\n <span class=\"uc-chip\">Deudor<\/span>\r\n <div class=\"uc-title\">Firmante del pagar\u00e9<\/div>\r\n <p class=\"uc-desc\">Registrado por el acreedor v\u00eda API. Realiza su onboarding de forma remota, firma el pagar\u00e9 digitalmente y puede descargarlo una vez cancelada la deuda.<\/p>\r\n <\/div>\r\n <\/div>\r\n <div class=\"uc reveal\">\r\n <img decoding=\"async\" class=\"uc-img\" src=\"https:\/\/images.unsplash.com\/photo-1589216532372-1c2a367900d9?auto=format&fit=crop&w=600&q=80\" alt=\"Consulta legal y certificaciones\"\/>\r\n <div class=\"uc-body\">\r\n <span class=\"uc-chip\">Otros interesados<\/span>\r\n <div class=\"uc-title\">Jueces y abogados<\/div>\r\n <p class=\"uc-desc\">Acceso temporal asignado por el acreedor para consultar, visualizar y compartir certificaciones de custodia y titularidad en procesos legales.<\/p>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section id=\"claims\">\r\n <div class=\"claims-inner reveal\">\r\n <p class=\"claims-quote\">\"De la emisi\u00f3n a la custodia,<br\/>en un solo precio.\"<\/p>\r\n <p class=\"claims-sub\">Digitaliza tus pagar\u00e9s sin costos ocultos. M\u00e1s volumen, mayor ahorro, m\u00e1xima eficiencia.<\/p>\r\n <div class=\"claims-pills\">\r\n <span class=\"cpill\">Un solo precio, todo incluido<\/span>\r\n <span class=\"cpill\">1 a\u00f1o o + de custodia<\/span>\r\n <span class=\"cpill\">ISO 27001 \u00b7 B\u00f3veda digital<\/span>\r\n <span class=\"cpill\">Autenticaci\u00f3n a tu medida<\/span>\r\n <span class=\"cpill\">Sin costos ocultos<\/span>\r\n <span class=\"cpill\">Ahorros escalados exponenciales<\/span>\r\n <span class=\"cpill\">API nativa \u00b7 Procesos en batch<\/span>\r\n <span class=\"cpill\">100% validez jur\u00eddica<\/span>\r\n <\/div>\r\n <\/div>\r\n<\/section>\r\n\r\n\r\n<section id=\"cta\">\r\n <div class=\"reveal\">\r\n <div class=\"section-label\">Empezar es f\u00e1cil<\/div>\r\n <h2 class=\"section-title\">\u00bfListo para transformar<br\/>su gesti\u00f3n de <em>pagar\u00e9s<\/em>?<\/h2>\r\n <p class=\"section-desc\" style=\"margin-top:1rem;\">Agende una demo personalizada. Le mostramos c\u00f3mo funciona la plataforma en el contexto real de su operaci\u00f3n.<\/p>\r\n <\/div>\r\n <div class=\"cta-fc reveal\">\r\n <div class=\"cta-ft\">Solicitar Demo Gratuita<\/div>\r\n <div class=\"cta-fs\">Sin compromisos \u00b7 Respuesta en menos de 24 horas h\u00e1biles<\/div>\r\n <div class=\"cf\"><label>Nombre completo<\/label><input type=\"text\" id=\"ctaNombre\" class=\"ci\" placeholder=\"Ej: Mar\u00eda Garc\u00eda\"\/><\/div>\r\n <div class=\"cf\"><label>Correo corporativo<\/label><input type=\"email\" id=\"ctaCorreo\" class=\"ci\" placeholder=\"correo@empresa.com\"\/><\/div>\r\n <div class=\"cf\"><label>Tel\u00e9fono \/ WhatsApp<\/label><input type=\"tel\" id=\"ctaTelefono\" class=\"ci\" placeholder=\"Ej: +57 300 123 4567\"\/><\/div>\r\n <div class=\"cf\"><label>Empresa<\/label><input type=\"text\" id=\"ctaEmpresa\" class=\"ci\" placeholder=\"Nombre de su organizaci\u00f3n\"\/><\/div>\r\n <div class=\"cf\">\r\n <label>Volumen estimado de pagar\u00e9s \/ mes<\/label>\r\n <select id=\"ctaVolumen\" class=\"ci\"><option value=\"\" disabled selected>Seleccionar rango...<\/option><option>Menos de 45<\/option><option>45 \u2013 1.000<\/option><option>2.500 \u2013 50.000<\/option><option>M\u00e1s de 50.000<\/option><\/select>\r\n <\/div>\r\n <button class=\"btn-primary\" id=\"ctaBtn\" style=\"width:100%;margin-top:.5rem;border-radius:10px;\" onclick=\"enviarDemo()\">Solicitar Demo \u2192<\/button>\r\n <p class=\"cn\" id=\"ctaMsg\">Al enviar, acepta que nos comuniquemos con usted para agendar la demostraci\u00f3n.<\/p>\r\n <\/div>\r\n<\/section>\r\n\r\n<footer>\r\n <div class=\"fl\">\r\n <img decoding=\"async\" src=\"https:\/\/softmanagement.com.co\/wp-content\/uploads\/2026\/05\/Garantia-Logo-1.avif\" alt=\"GarantIA Logo\" style=\"height:36px;width:auto;filter:brightness(0) invert(1);opacity:.85;\" onerror=\"this.style.display='none';this.nextElementSibling.style.display='block'\"\/>\r\n <span style=\"display:none;font-family:'Cormorant Garamond',serif;font-size:1.4rem;font-weight:700;color:rgba(255,255,255,.8);\">Garant<span style=\"color:#4AACBB;\">IA<\/span><\/span>\r\n <\/div>\r\n <div class=\"fmia\">Designed with <span class=\"h\">\u2764\ufe0f<\/span> by MiA Group Co.<\/div>\r\n <div class=\"fr\">\u00a9 2026 All Rights Reserved<\/div>\r\n<\/footer>\r\n\r\n\r\n<script>\r\n\/* \u2500\u2500 Formspree env\u00edo directo \u2500\u2500 *\/\r\nfunction enviarDemo(){\r\n var nombre = document.getElementById('ctaNombre').value.trim();\r\n var correo = document.getElementById('ctaCorreo').value.trim();\r\n var telefono = document.getElementById('ctaTelefono').value.trim();\r\n var empresa = document.getElementById('ctaEmpresa').value.trim();\r\n var volumen = document.getElementById('ctaVolumen').value;\r\n var msg = document.getElementById('ctaMsg');\r\n var btn = document.getElementById('ctaBtn');\r\n\r\n if(!nombre || !correo || !telefono || !empresa || !volumen){\r\n msg.style.color = '#D95F5F';\r\n msg.textContent = 'Por favor completa todos los campos antes de enviar.';\r\n return;\r\n }\r\n\r\n btn.disabled = true;\r\n btn.textContent = 'Enviando...';\r\n msg.style.color = '#8A85A0';\r\n msg.textContent = 'Enviando tu solicitud...';\r\n\r\n fetch('https:\/\/formspree.io\/f\/mvzljvwq', {\r\n method: 'POST',\r\n headers: {'Content-Type': 'application\/json', 'Accept': 'application\/json'},\r\n body: JSON.stringify({\r\n subject: 'Demo GarantIA',\r\n nombre: nombre,\r\n email: correo,\r\n telefono: telefono,\r\n empresa: empresa,\r\n volumen: volumen,\r\n _replyto: correo\r\n })\r\n })\r\n .then(function(res){ return res.json(); })\r\n .then(function(data){\r\n if(data.ok || data.next){\r\n btn.textContent = '\u2713 Solicitud enviada';\r\n btn.style.background = '#2A8B9A';\r\n msg.style.color = '#2A8B9A';\r\n msg.textContent = '\u00a1Listo! Te contactaremos en menos de 24 horas h\u00e1biles.';\r\n document.getElementById('ctaNombre').value = '';\r\n document.getElementById('ctaCorreo').value = '';\r\n document.getElementById('ctaTelefono').value = '';\r\n document.getElementById('ctaEmpresa').value = '';\r\n document.getElementById('ctaVolumen').selectedIndex = 0;\r\n } else {\r\n throw new Error('Respuesta inesperada');\r\n }\r\n })\r\n .catch(function(){\r\n btn.disabled = false;\r\n btn.textContent = 'Solicitar Demo \u2192';\r\n msg.style.color = '#D95F5F';\r\n msg.textContent = 'Error al enviar. Escr\u00edbenos directamente a amandabrand2003@gmail.com';\r\n });\r\n}\r\n\r\n\/* \u2500\u2500 Animaci\u00f3n filas tabla comparativo \u2500\u2500 *\/\r\n(function(){\r\n var rows = document.querySelectorAll('#comparativo tbody tr');\r\n if(!rows.length) return;\r\n rows.forEach(function(r){ r.classList.add('row-anim'); });\r\n var io = new IntersectionObserver(function(entries){\r\n entries.forEach(function(entry){\r\n if(entry.isIntersecting){\r\n var idx = Array.prototype.indexOf.call(rows, entry.target);\r\n setTimeout(function(){\r\n entry.target.classList.remove('row-anim');\r\n entry.target.classList.add('row-visible');\r\n }, idx * 80);\r\n io.unobserve(entry.target);\r\n }\r\n });\r\n }, {threshold: 0.15});\r\n rows.forEach(function(r){ io.observe(r); });\r\n})();\r\n\r\n\/* \u2500\u2500 Sticky scroll flujo \u2500\u2500 *\/\r\n(function(){\r\n var steps = document.querySelectorAll('#flujoSteps .fstep');\r\n var countEl = document.getElementById('flujoCount');\r\n var titleEl = document.getElementById('flujoStepTitle');\r\n var descEl = document.getElementById('flujoStepDesc');\r\n var progressEl = document.getElementById('flujoProgress');\r\n if(!steps.length || !countEl) return;\r\n\r\n function updateActive(index){\r\n steps.forEach(function(s,i){\r\n s.classList.remove('active','done');\r\n if(i < index) s.classList.add('done');\r\n if(i === index) s.classList.add('active');\r\n });\r\n var step = steps[index];\r\n countEl.innerHTML = (index+1) + '<span>\/10<\/span>';\r\n titleEl.textContent = step.dataset.title || '';\r\n descEl.textContent = step.dataset.desc || '';\r\n var pct = Math.round(((index+1)\/steps.length)*100);\r\n progressEl.style.height = pct + '%';\r\n }\r\n\r\n updateActive(0);\r\n\r\n var io = new IntersectionObserver(function(entries){\r\n entries.forEach(function(entry){\r\n if(entry.isIntersecting){\r\n var idx = Array.prototype.indexOf.call(steps, entry.target);\r\n if(idx >= 0) updateActive(idx);\r\n }\r\n });\r\n }, {threshold: 0.5, rootMargin: '-20% 0px -40% 0px'});\r\n\r\n steps.forEach(function(s){ io.observe(s); });\r\n})();\r\n<\/script>\r\n<\/body>\r\n<\/html>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d9f5f7e elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"d9f5f7e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-031efbc elementor-widget elementor-widget-html\" data-id=\"031efbc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!DOCTYPE html>\n<html lang=\"es\">\n<head>\n<meta charset=\"UTF-8\"\/>\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\"\/>\n<title>GarantIA Digital \u00b7 SoftManagement 2026<\/title>\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\"\/>\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Cormorant+Garamond:ital,wght@0,400;0,600;0,700;1,400;1,600&family=Plus+Jakarta+Sans:wght@300;400;500;600&display=swap\" rel=\"stylesheet\"\/>\n<style>\n:root {\n --mauve: #7A5C8A;\n --mauve-mid: #9B7AAD;\n --mauve-light: #C4A8D4;\n --mauve-pale: #F3EDF8;\n --mauve-ultra: #FAF6FD;\n --teal: #2A8B9A;\n --teal-mid: #4AACBB;\n --teal-light: #8DD4DE;\n --teal-pale: #E4F5F8;\n --white: #FFFFFF;\n --off: #FAFAF8;\n --dark: #1A1826;\n --text: #3D3650;\n --muted: #8A85A0;\n --border-m: rgba(122,92,138,0.15);\n --border-t: rgba(42,139,154,0.15);\n --shadow-m: 0 20px 60px rgba(122,92,138,0.12);\n --shadow-t: 0 20px 60px rgba(42,139,154,0.12);\n}\n*,*::before,*::after{box-sizing:border-box;margin:0;padding:0;}\nhtml{scroll-behavior:smooth;}\nbody{font-family:'Plus Jakarta Sans',sans-serif;background:var(--white);color:var(--text);overflow-x:hidden;line-height:1.7;}\n\n\/* NAV 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1fr;align-items:center;padding:8rem 6vw 5rem;gap:4rem;background:var(--white);position:relative;overflow:hidden;}\n.blob{position:absolute;border-radius:50%;filter:blur(120px);pointer-events:none;}\n.blob-1{width:600px;height:600px;background:var(--mauve-pale);top:-200px;right:-100px;opacity:.9;}\n.blob-2{width:400px;height:400px;background:var(--teal-pale);bottom:-100px;left:30%;opacity:.7;}\n.hero-left{position:relative;z-index:2;}\n.hero-eyebrow{display:inline-flex;align-items:center;gap:.5rem;background:var(--mauve-pale);color:var(--mauve);font-size:.72rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;padding:.4rem 1rem;border-radius:100px;margin-bottom:1.75rem;animation:fadeUp .9s ease both;}\n.hero-eyebrow::before{content:'';display:inline-block;width:6px;height:6px;background:var(--mauve);border-radius:50%;}\nh1{font-family:'Cormorant Garamond',serif;font-size:clamp(3rem,4.5vw,4.8rem);font-weight:700;line-height:1.08;color:var(--dark);margin-bottom:1.5rem;animation:fadeUp .9s .1s ease both;}\nh1 em{font-style:italic;color:var(--mauve);}\nh1 .tl{color:var(--teal);}\n.hero-sub{font-size:1.05rem;font-weight:300;color:var(--muted);max-width:480px;margin-bottom:2.5rem;animation:fadeUp .9s .2s ease both;}\n.hero-actions{display:flex;gap:1rem;flex-wrap:wrap;animation:fadeUp .9s .3s ease both;}\n.btn-primary{background:var(--mauve);color:white;border:none;padding:.9rem 2rem;border-radius:100px;font-family:'Plus Jakarta Sans',sans-serif;font-size:.95rem;font-weight:500;cursor:pointer;transition:all .25s;box-shadow:0 4px 20px rgba(122,92,138,.3);}\n.btn-primary:hover{background:var(--mauve-mid);transform:translateY(-2px);box-shadow:var(--shadow-m);}\n.btn-outline{background:transparent;color:var(--teal);border:1.5px solid var(--teal-light);padding:.9rem 2rem;border-radius:100px;font-family:'Plus Jakarta Sans',sans-serif;font-size:.95rem;font-weight:500;cursor:pointer;transition:all .25s;}\n.btn-outline:hover{background:var(--teal-pale);border-color:var(--teal);}\n.hero-trust{display:flex;align-items:center;gap:1.5rem;margin-top:2.5rem;animation:fadeUp .9s .4s ease both;flex-wrap:wrap;}\n.tdiv{width:1px;height:28px;background:var(--border-m);}\n.titem{font-size:.78rem;color:var(--muted);line-height:1.4;}\n.titem strong{display:block;font-size:1rem;font-weight:600;color:var(--dark);}\n.hero-right{position:relative;z-index:2;animation:fadeUp .9s .15s ease both;}\n.hero-img-main{width:100%;aspect-ratio:4\/5;object-fit:cover;border-radius:24px;box-shadow:var(--shadow-m);}\n.hero-img-float{position:absolute;bottom:-2rem;left:-2.5rem;width:55%;aspect-ratio:4\/3;object-fit:cover;border-radius:16px;box-shadow:0 24px 48px rgba(42,139,154,.2);border:4px solid white;}\n.hero-badge-float{position:absolute;top:2rem;right:-1.5rem;background:white;border-radius:16px;padding:1rem 1.25rem;box-shadow:0 8px 32px rgba(0,0,0,.1);text-align:center;min-width:120px;}\n.badge-num{font-family:'Cormorant Garamond',serif;font-size:2rem;font-weight:700;color:var(--mauve);display:block;line-height:1;}\n.badge-lbl{font-size:.7rem;color:var(--muted);font-weight:500;letter-spacing:.05em;}\n\n\/* LEGAL STRIP *\/\n#lstrip{background:var(--mauve-ultra);padding:1.75rem 6vw;border-top:1px solid var(--border-m);border-bottom:1px solid var(--border-m);}\n.ls-inner{max-width:1000px;margin:0 auto;display:flex;align-items:center;gap:2rem;flex-wrap:wrap;}\n.ls-label{font-size:.72rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);white-space:nowrap;}\n.ls-tags{display:flex;gap:.6rem;flex-wrap:wrap;}\n.ls-tag{background:white;border:1px solid var(--border-m);border-radius:100px;padding:.3rem .9rem;font-size:.78rem;font-weight:500;color:var(--mauve);}\n\n\/* SECTION BASE *\/\n.section-label{font-size:.72rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--teal);margin-bottom:.75rem;}\n.section-title{font-family:'Cormorant Garamond',serif;font-size:clamp(2rem,3.5vw,3rem);font-weight:700;color:var(--dark);line-height:1.15;margin-bottom:1rem;}\n.section-title em{font-style:italic;color:var(--mauve);}\n.section-desc{font-size:1rem;font-weight:300;color:var(--muted);max-width:520px;}\n\n\/* PILARES *\/\n#pilares{background:var(--off);padding:6rem 6vw;}\n.pilares-header{text-align:center;margin-bottom:4rem;}\n.pilares-header .section-desc{margin:0 auto;}\n.pilares-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;max-width:1100px;margin:0 auto;}\n.pilar-card{background:white;border-radius:20px;padding:0;border:1px solid var(--border-m);overflow:hidden;transition:transform .3s,box-shadow .3s;}\n.pilar-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-m);}\n.pilar-icon-wrap{padding:2rem 1.75rem 0;display:flex;justify-content:center;}\n.pilar-icon-wrap svg{width:120px;height:120px;filter:drop-shadow(0 12px 24px rgba(0,0,0,0.12));}\n.pilar-body{padding:1.5rem 1.75rem 1.75rem;}\n.pilar-chip{display:inline-block;font-size:.68rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;padding:.3rem .8rem;border-radius:100px;margin-bottom:.85rem;}\n.chip-m{background:var(--mauve-pale);color:var(--mauve);}\n.chip-t{background:var(--teal-pale);color:var(--teal);}\n.chip-b{background:linear-gradient(90deg,var(--mauve-pale),var(--teal-pale));color:var(--mauve);}\n.pilar-title{font-family:'Cormorant Garamond',serif;font-size:1.45rem;font-weight:700;color:var(--dark);margin-bottom:.6rem;}\n.pilar-desc{font-size:.82rem;color:var(--muted);font-weight:300;margin-bottom:1rem;line-height:1.7;}\n.pilar-list{list-style:none;display:flex;flex-direction:column;gap:.45rem;}\n.pilar-list li{font-size:.8rem;color:var(--text);padding-left:1.3rem;position:relative;line-height:1.5;}\n.pilar-list li::before{content:'';position:absolute;left:0;top:.6em;width:6px;height:6px;border-radius:50%;background:var(--mauve-light);}\n.pilar-card:nth-child(2) .pilar-list li::before{background:var(--teal-mid);}\n.pilar-card:nth-child(3) .pilar-list li::before{background:var(--mauve-mid);}\n\n\/* COMPARATIVO *\/\n#comparativo{background:white;padding:6rem 6vw;}\n.comp-inner{max-width:1000px;margin:0 auto;}\n.comp-header{display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:center;margin-bottom:3.5rem;}\n.comp-table-wrap{border-radius:20px;overflow:hidden;border:1px solid var(--border-m);box-shadow:var(--shadow-m);}\ntable{width:100%;border-collapse:collapse;font-size:.875rem;}\nthead tr{background:var(--mauve);}\nthead th{padding:1rem 1.25rem;text-align:left;font-weight:600;font-size:.78rem;letter-spacing:.06em;color:white;}\nthead th:last-child{background:var(--teal);}\ntbody tr{border-bottom:1px solid var(--border-m);background:white;}\ntbody tr:last-child{border-bottom:none;}\ntbody tr:hover{background:var(--mauve-ultra);}\ntbody td{padding:.85rem 1.25rem;color:var(--text);vertical-align:middle;}\ntbody td:first-child{font-weight:500;color:var(--dark);}\ntbody td:last-child{background:rgba(42,139,154,.04);font-weight:500;color:var(--teal);}\n.bno{color:#D95F5F;font-size:.82rem;}\n.byes{color:var(--teal);font-size:.82rem;}\n\n\/* PRECIOS *\/\n#precios{background:var(--mauve-ultra);padding:6rem 6vw;}\n.precios-inner{max-width:1100px;margin:0 auto;}\n.precios-header{text-align:center;margin-bottom:4rem;}\n.precios-header .section-desc{margin:0 auto;}\n.precios-grid{display:grid;grid-template-columns:1fr 1.1fr 1fr;gap:1.5px;background:var(--border-m);border-radius:20px;overflow:hidden;box-shadow:var(--shadow-m);}\n.pc{background:white;padding:2.5rem 2rem;text-align:center;}\n.pc.feat{background:var(--mauve);position:relative;}\n.pc.feat::before{content:'M\u00e1s popular';position:absolute;top:0;left:50%;transform:translateX(-50%);background:var(--teal);color:white;font-size:.66rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;padding:.35rem 1.2rem;border-radius:0 0 10px 10px;}\n.pc-tier{font-size:.7rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:.4rem;}\n.pc.feat .pc-tier{color:rgba(255,255,255,.6);}\n.pc-name{font-family:'Cormorant Garamond',serif;font-size:1.6rem;font-weight:700;color:var(--dark);margin-bottom:1rem;}\n.pc.feat .pc-name{color:white;}\n.pc-vol{font-size:.82rem;color:var(--muted);margin-bottom:1.5rem;padding-bottom:1.5rem;border-bottom:1px solid var(--border-m);}\n.pc.feat .pc-vol{color:rgba(255,255,255,.6);border-color:rgba(255,255,255,.15);}\n.pc-tag{display:inline-block;background:var(--teal-pale);color:var(--teal);font-size:.7rem;font-weight:600;letter-spacing:.06em;padding:.3rem .8rem;border-radius:100px;margin-bottom:1.25rem;}\n.pc.feat .pc-tag{background:rgba(255,255,255,.15);color:white;}\n.pc-detail{font-family:'Cormorant Garamond',serif;font-size:1rem;color:var(--muted);line-height:1.4;margin-bottom:2rem;}\n.pc.feat .pc-detail{color:rgba(255,255,255,.7);}\n.pc-inc{list-style:none;text-align:left;margin-bottom:2rem;display:flex;flex-direction:column;gap:.55rem;}\n.pc-inc li{font-size:.8rem;color:var(--text);padding-left:1.5rem;position:relative;line-height:1.4;}\n.pc-inc li::before{content:'\u2713';position:absolute;left:0;color:var(--teal);font-weight:700;}\n.pc.feat .pc-inc li{color:rgba(255,255,255,.85);}\n.pc.feat .pc-inc li::before{color:var(--teal-light);}\n.btn-pc{width:100%;padding:.8rem;border-radius:100px;font-family:'Plus Jakarta Sans',sans-serif;font-size:.875rem;font-weight:600;cursor:pointer;transition:all .25s;border:1.5px solid var(--mauve);background:transparent;color:var(--mauve);}\n.btn-pc:hover{background:var(--mauve);color:white;}\n.pc.feat .btn-pc{background:white;color:var(--mauve);border-color:white;}\n.pc.feat .btn-pc:hover{background:var(--mauve-pale);}\n.valor-strip{max-width:1100px;margin:2.5rem auto 0;background:white;border-radius:20px;border:1px solid var(--border-t);padding:2rem 2.5rem;display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem;}\n.vi{text-align:center;}\n.vi-icon{width:46px;height:46px;border-radius:14px;background:var(--teal-pale);display:flex;align-items:center;justify-content:center;margin:0 auto .65rem;}\n.vi-title{font-size:.875rem;font-weight:600;color:var(--dark);margin-bottom:.3rem;}\n.vi-desc{font-size:.78rem;color:var(--muted);font-weight:300;line-height:1.5;}\n\n\/* FLUJO *\/\n#flujo{background:var(--off);padding:6rem 6vw;}\n.flujo-inner{max-width:1100px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:center;}\n.flujo-img-wrap{position:relative;}\n.flujo-img{width:100%;border-radius:24px;aspect-ratio:3\/4;object-fit:cover;box-shadow:var(--shadow-t);}\n.flujo-float{position:absolute;bottom:2rem;right:-2rem;background:white;border-radius:16px;padding:1.25rem 1.5rem;box-shadow:0 8px 32px rgba(0,0,0,.1);min-width:170px;}\n.ff-lbl{font-size:.68rem;color:var(--muted);text-transform:uppercase;letter-spacing:.1em;margin-bottom:.4rem;}\n.ff-val{font-family:'Cormorant Garamond',serif;font-size:1.5rem;font-weight:700;color:var(--teal);line-height:1.15;}\n.flujo-steps{display:flex;flex-direction:column;}\n.fstep{display:flex;gap:1.25rem;padding:1.2rem 0;border-bottom:1px solid var(--border-m);transition:all .2s;cursor:default;}\n.fstep:first-of-type{border-top:1px solid var(--border-m);}\n.fstep:hover .fn-wrap{background:var(--mauve);}\n.fstep:hover .fn{color:white;}\n.fn-wrap{width:36px;height:36px;border-radius:50%;background:var(--mauve-pale);display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:background .25s;}\n.fn{font-family:'Cormorant Garamond',serif;font-size:1.1rem;font-weight:700;color:var(--mauve);transition:color .25s;}\n.fb .ft{font-size:.9rem;font-weight:600;color:var(--dark);margin-bottom:.15rem;}\n.fb .fd{font-size:.78rem;color:var(--muted);font-weight:300;}\n\n\/* NORMATIVA *\/\n#normativa{background:white;padding:6rem 6vw;}\n.norm-inner{max-width:1000px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:center;}\n.norm-img{width:100%;border-radius:24px;aspect-ratio:1\/1;object-fit:cover;box-shadow:var(--shadow-m);}\n.norm-list{list-style:none;display:flex;flex-direction:column;gap:.9rem;margin-top:1.75rem;}\n.norm-item{display:flex;gap:1.1rem;align-items:flex-start;padding:1.1rem;border-radius:14px;background:var(--off);border:1px solid transparent;transition:all .25s;}\n.norm-item:hover{background:var(--mauve-pale);border-color:var(--border-m);}\n.norm-tag{font-family:'Cormorant Garamond',serif;font-size:.8rem;font-weight:700;color:var(--mauve);background:var(--mauve-pale);border-radius:8px;padding:.3rem .65rem;white-space:nowrap;flex-shrink:0;}\n.norm-txt{font-size:.85rem;color:var(--muted);font-weight:300;line-height:1.5;}\n.norm-txt strong{display:block;color:var(--dark);font-weight:600;margin-bottom:.1rem;font-size:.88rem;}\n\n\/* USUARIOS *\/\n#usuarios{background:var(--teal-pale);padding:6rem 6vw;}\n.usuarios-inner{max-width:1100px;margin:0 auto;}\n.usuarios-header{text-align:center;margin-bottom:4rem;}\n.usuarios-header .section-desc{margin:0 auto;}\n.usuarios-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;align-items:stretch;}\n.uc{background:white;border-radius:20px;overflow:hidden;border:1px solid rgba(42,139,154,.12);transition:transform .3s,box-shadow .3s;display:flex;flex-direction:column;}\n.uc:hover{transform:translateY(-5px);box-shadow:var(--shadow-t);}\n.uc-img{width:100%;height:200px;object-fit:cover;object-position:center;flex-shrink:0;}\n.uc-body{padding:1.75rem;flex:1;display:flex;flex-direction:column;}\n.uc-body{padding:1.75rem;}\n.uc-chip{display:inline-block;font-size:.66rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;padding:.3rem .8rem;border-radius:100px;background:var(--teal-pale);color:var(--teal);margin-bottom:.65rem;}\n.uc-title{font-family:'Cormorant Garamond',serif;font-size:1.3rem;font-weight:700;color:var(--dark);margin-bottom:.45rem;}\n.uc-desc{font-size:.8rem;color:var(--muted);font-weight:300;line-height:1.7;}\n\n\/* CLAIMS *\/\n#claims{background:var(--mauve);padding:5rem 6vw;overflow:hidden;}\n.claims-inner{max-width:900px;margin:0 auto;text-align:center;}\n.claims-quote{font-family:'Cormorant Garamond',serif;font-size:clamp(1.8rem,3vw,2.8rem);font-weight:600;font-style:italic;color:white;line-height:1.35;margin-bottom:1.75rem;}\n.claims-sub{font-size:1rem;color:rgba(255,255,255,.65);font-weight:300;}\n.claims-pills{display:flex;flex-wrap:wrap;justify-content:center;gap:.65rem;margin-top:2.25rem;}\n.cpill{background:rgba(255,255,255,.12);color:white;border:1px solid rgba(255,255,255,.2);border-radius:100px;padding:.45rem 1.1rem;font-size:.8rem;font-weight:500;transition:background .2s;}\n.cpill:hover{background:rgba(255,255,255,.22);}\n\n\/* CTA *\/\n#cta{background:white;padding:7rem 6vw;display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:center;}\n.cta-fc{background:var(--mauve-ultra);border:1px solid var(--border-m);border-radius:24px;padding:2.5rem;}\n.cta-ft{font-family:'Cormorant Garamond',serif;font-size:1.5rem;font-weight:700;color:var(--dark);margin-bottom:.4rem;}\n.cta-fs{font-size:.83rem;color:var(--muted);font-weight:300;margin-bottom:1.75rem;}\n.cf{margin-bottom:.9rem;}\n.cf label{display:block;font-size:.76rem;font-weight:600;color:var(--text);margin-bottom:.35rem;letter-spacing:.03em;}\n.ci{width:100%;background:white;border:1.5px solid var(--border-m);color:var(--dark);padding:.78rem 1rem;border-radius:10px;font-family:'Plus Jakarta Sans',sans-serif;font-size:.88rem;outline:none;transition:border-color .25s;}\n.ci::placeholder{color:var(--muted);}\n.ci:focus{border-color:var(--mauve);}\n.cn{font-size:.7rem;color:var(--muted);text-align:center;margin-top:.9rem;}\n\n\/* FOOTER *\/\nfooter{background:var(--dark);padding:2.25rem 6vw;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:1rem;}\n.fl{font-family:'Cormorant Garamond',serif;font-size:1.2rem;font-weight:700;color:var(--mauve-light);}\n.fl span{color:var(--teal-mid);font-style:italic;}\n.fmia{font-size:.82rem;color:rgba(255,255,255,.45);text-align:center;}\n.fmia .h{color:#E05C6A;}\n.fr{font-size:.76rem;color:rgba(255,255,255,.3);text-align:right;}\n\n\/* REVEAL *\/\n.reveal{opacity:0;transform:translateY(22px);transition:opacity .7s ease,transform .7s ease;}\n.reveal.visible{opacity:1;transform:translateY(0);}\n\n@keyframes fadeUp{\n from{opacity:0;transform:translateY(28px);}\n to{opacity:1;transform:translateY(0);}\n}\n\n@media(max-width:900px){\n #hero{grid-template-columns:1fr;padding-top:6rem;}\n .hero-right{display:none;}\n .pilares-grid,.usuarios-grid{grid-template-columns:1fr;}\n .flujo-inner,.norm-inner,#cta{grid-template-columns:1fr;gap:3rem;}\n .flujo-img-wrap{display:none;}\n .precios-grid{grid-template-columns:1fr;}\n .valor-strip{grid-template-columns:repeat(2,1fr);}\n .comp-header{grid-template-columns:1fr;gap:2rem;}\n .nav-links{display:none;}\n}\n<\/style>\n<\/head>\n<body>\n\n<nav>\n <div class=\"logo\">Garant<span>IA<\/span><\/div>\n <ul class=\"nav-links\">\n <li><a href=\"#pilares\">Soluci\u00f3n<\/a><\/li>\n <li><a href=\"#precios\">Precios<\/a><\/li>\n <li><a href=\"#flujo\">Proceso<\/a><\/li>\n <li><a href=\"#normativa\">Normativa<\/a><\/li>\n <\/ul>\n <button class=\"nav-cta\" onclick=\"document.getElementById('cta').scrollIntoView({behavior:'smooth'})\">Solicitar Demo<\/button>\n<\/nav>\n\n\n<section id=\"hero\">\n <div class=\"blob blob-1\"><\/div>\n <div class=\"blob blob-2\"><\/div>\n <div class=\"hero-left\">\n <div class=\"hero-eyebrow\">Tecnolog\u00eda Financiera \u00b7 Colombia 2026<\/div>\n <h1>El pagar\u00e9<br\/><em>digital<\/em> que su<br\/>empresa <span class=\"tl\">necesita<\/span><\/h1>\n <p class=\"hero-sub\">Plataforma completa para la emisi\u00f3n, custodia y consulta de pagar\u00e9s electr\u00f3nicos. Un solo precio, todo incluido, sin costos ocultos.<\/p>\n <div class=\"hero-actions\">\n <button class=\"btn-primary\" onclick=\"document.getElementById('cta').scrollIntoView({behavior:'smooth'})\">Solicitar Demo Gratuita<\/button>\n <button class=\"btn-outline\" onclick=\"document.getElementById('precios').scrollIntoView({behavior:'smooth'})\">Ver Precios<\/button>\n <\/div>\n <div class=\"hero-trust\">\n <div class=\"titem\"><strong>100%<\/strong>Digital<\/div>\n <div class=\"tdiv\"><\/div>\n <div class=\"titem\"><strong>4 normas<\/strong>colombianas<\/div>\n <div class=\"tdiv\"><\/div>\n <div class=\"titem\"><strong>20% menos<\/strong>que el mercado<\/div>\n <\/div>\n <\/div>\n <div class=\"hero-right\">\n <img decoding=\"async\" class=\"hero-img-main\"\n src=\"https:\/\/images.unsplash.com\/photo-1605462979380-48f1ea3b3ff1?q=80&w=1170&auto=format&fit=crop&ixlib=rb-4.1.0&ixid=M3wxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8fA%3D%3D\"\n alt=\"Firma de documentos financieros\"\/>\n <img decoding=\"async\" class=\"hero-img-float\"\n src=\"https:\/\/images.unsplash.com\/photo-1551288049-bebda4e38f71?auto=format&fit=crop&w=600&q=80\"\n alt=\"Dashboard anal\u00edtica financiera\"\/>\n <div class=\"hero-badge-float\">\n <span class=\"badge-num\">3 a\u00f1os<\/span>\n <span class=\"badge-lbl\">Custodia incluida<\/span>\n <\/div>\n <\/div>\n<\/section>\n\n\n<div id=\"lstrip\">\n <div class=\"ls-inner\">\n <span class=\"ls-label\">Cumplimiento normativo<\/span>\n <div class=\"ls-tags\">\n <span class=\"ls-tag\">Ley 527\/1999<\/span>\n <span class=\"ls-tag\">Ley 964\/2005<\/span>\n <span class=\"ls-tag\">Decreto 3960\/2010<\/span>\n <span class=\"ls-tag\">Decreto 2364\/2012<\/span>\n <\/div>\n <\/div>\n<\/div>\n\n\n<section id=\"pilares\">\n <div class=\"pilares-header reveal\">\n <div class=\"section-label\">M\u00f3dulos de la plataforma<\/div>\n <h2 class=\"section-title\">Todo el ciclo de vida<br\/>en <em>un solo lugar<\/em><\/h2>\n <p class=\"section-desc\">Tres m\u00f3dulos complementarios que cubren cada etapa del pagar\u00e9 electr\u00f3nico, desde su creaci\u00f3n hasta la certificaci\u00f3n.<\/p>\n <\/div>\n <div class=\"pilares-grid\">\n <div class=\"pilar-card reveal\">\n <div class=\"pilar-icon-wrap\">\n <svg viewBox=\"0 0 120 120\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n <defs>\n <linearGradient id=\"doc-body\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#F3EDF8\"\/><stop offset=\"100%\" stop-color=\"#DBC8EC\"\/><\/linearGradient>\n <linearGradient id=\"doc-fold\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#C4A8D4\"\/><stop offset=\"100%\" stop-color=\"#9B7AAD\"\/><\/linearGradient>\n <linearGradient id=\"pen-body\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#7A5C8A\"\/><stop offset=\"100%\" stop-color=\"#4A2D6A\"\/><\/linearGradient>\n <linearGradient id=\"sig-line\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"0%\"><stop offset=\"0%\" stop-color=\"#2A8B9A\"\/><stop offset=\"100%\" stop-color=\"#4AACBB\"\/><\/linearGradient>\n <linearGradient id=\"seal\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#F7B731\"\/><stop offset=\"100%\" stop-color=\"#E8900A\"\/><\/linearGradient>\n <\/defs>\n \n <ellipse cx=\"58\" cy=\"108\" rx=\"32\" ry=\"5\" fill=\"rgba(122,92,138,0.15)\"\/>\n \n <rect x=\"22\" y=\"14\" width=\"62\" height=\"80\" rx=\"6\" fill=\"url(#doc-body)\" stroke=\"#C4A8D4\" stroke-width=\"1\"\/>\n \n <polygon points=\"64,14 84,14 84,34\" fill=\"url(#doc-fold)\" opacity=\"0.8\"\/>\n <polygon points=\"64,14 84,34 64,34\" fill=\"white\" opacity=\"0.4\"\/>\n \n <rect x=\"30\" y=\"42\" width=\"36\" height=\"3\" rx=\"1.5\" fill=\"#C4A8D4\" opacity=\"0.7\"\/>\n <rect x=\"30\" y=\"50\" width=\"28\" height=\"3\" rx=\"1.5\" fill=\"#C4A8D4\" opacity=\"0.5\"\/>\n <rect x=\"30\" y=\"58\" width=\"32\" height=\"3\" rx=\"1.5\" fill=\"#C4A8D4\" opacity=\"0.5\"\/>\n \n <rect x=\"30\" y=\"70\" 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fill=\"#4AACBB\" opacity=\"0.8\"\/>\n <circle cx=\"15\" cy=\"65\" r=\"1.5\" fill=\"#9B7AAD\" opacity=\"0.6\"\/>\n <\/svg>\n <\/div>\n <div class=\"pilar-body\">\n <span class=\"pilar-chip chip-m\">01 \u00b7 Emisi\u00f3n<\/span>\n <div class=\"pilar-title\">Creaci\u00f3n y firma digital<\/div>\n <p class=\"pilar-desc\">Proceso de onboarding 100% digital con validaci\u00f3n de identidad, autenticaci\u00f3n OTP y firma electr\u00f3nica integrada.<\/p>\n <ul class=\"pilar-list\">\n <li>Creaci\u00f3n del afianzado con autenticaci\u00f3n OTP<\/li>\n <li>Firma electr\u00f3nica y digital del pagar\u00e9<\/li>\n <li>Validaci\u00f3n autom\u00e1tica con RNEC<\/li>\n <li>Personalizaci\u00f3n del pagar\u00e9 y carta de instrucciones<\/li>\n <li>Radicaci\u00f3n digital del pagar\u00e9<\/li>\n <\/ul>\n <\/div>\n <\/div>\n <div class=\"pilar-card reveal\">\n <div class=\"pilar-icon-wrap\">\n <svg viewBox=\"0 0 120 120\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n <defs>\n <linearGradient id=\"shield-main\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#E4F5F8\"\/><stop offset=\"100%\" stop-color=\"#A8DDE5\"\/><\/linearGradient>\n <linearGradient id=\"shield-inner\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#2A8B9A\"\/><stop offset=\"100%\" stop-color=\"#1A6070\"\/><\/linearGradient>\n <linearGradient id=\"lock-body\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#F7B731\"\/><stop offset=\"100%\" stop-color=\"#E8900A\"\/><\/linearGradient>\n <linearGradient id=\"glow-t\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#4AACBB\" stop-opacity=\"0.4\"\/><stop offset=\"100%\" stop-color=\"#2A8B9A\" stop-opacity=\"0\"\/><\/linearGradient>\n <radialGradient id=\"orb\" cx=\"50%\" cy=\"30%\" r=\"70%\"><stop offset=\"0%\" stop-color=\"#7DDBE6\"\/><stop offset=\"100%\" stop-color=\"#2A8B9A\"\/><\/radialGradient>\n <\/defs>\n \n <ellipse cx=\"60\" cy=\"110\" rx=\"30\" ry=\"5\" fill=\"rgba(42,139,154,0.15)\"\/>\n \n <path d=\"M60 8 L92 22 L92 58 Q92 85 60 100 Q28 85 28 58 L28 22 Z\" fill=\"url(#glow-t)\" opacity=\"0.5\"\/>\n \n <path d=\"M60 13 L88 25 L88 57 Q88 82 60 96 Q32 82 32 57 L32 25 Z\" fill=\"url(#shield-main)\" stroke=\"#8DD4DE\" stroke-width=\"1.5\"\/>\n \n <path d=\"M60 22 L80 31 L80 55 Q80 73 60 83 Q40 73 40 55 L40 31 Z\" fill=\"url(#shield-inner)\" opacity=\"0.9\"\/>\n \n <rect x=\"50\" y=\"55\" width=\"20\" height=\"16\" rx=\"3\" fill=\"url(#lock-body)\"\/>\n \n <path d=\"M54 55 L54 49 Q54 42 60 42 Q66 42 66 49 L66 55\" fill=\"none\" stroke=\"#F7B731\" stroke-width=\"3.5\" stroke-linecap=\"round\"\/>\n \n <circle cx=\"60\" cy=\"62\" r=\"3\" fill=\"rgba(0,0,0,0.3)\"\/>\n <rect x=\"58.5\" y=\"62\" width=\"3\" height=\"4\" rx=\"1\" fill=\"rgba(0,0,0,0.3)\"\/>\n \n <circle cx=\"22\" cy=\"50\" r=\"4\" fill=\"#4AACBB\" opacity=\"0.7\"\/>\n <circle cx=\"98\" cy=\"40\" r=\"3\" fill=\"#F7B731\" opacity=\"0.8\"\/>\n <circle cx=\"95\" cy=\"70\" r=\"2.5\" fill=\"#9B7AAD\" opacity=\"0.7\"\/>\n <circle cx=\"25\" cy=\"75\" r=\"2\" fill=\"#4AACBB\" opacity=\"0.5\"\/>\n \n <circle cx=\"18\" cy=\"32\" r=\"7\" fill=\"#2A8B9A\" opacity=\"0.85\"\/>\n <path d=\"M14 32 L17 35 L22 29\" fill=\"none\" stroke=\"white\" stroke-width=\"1.8\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\/>\n <\/svg>\n <\/div>\n <div class=\"pilar-body\">\n <span class=\"pilar-chip chip-t\">02 \u00b7 Custodia<\/span>\n <div class=\"pilar-title\">Protecci\u00f3n y trazabilidad<\/div>\n <p class=\"pilar-desc\">Custodia segura con integridad criptogr\u00e1fica, carpeta \u00fanica del afianzado y registro completo de auditor\u00eda.<\/p>\n <ul class=\"pilar-list\">\n <li>Custodia segura hasta por 3 a\u00f1os<\/li>\n <li>Integridad e incorruptibilidad garantizada<\/li>\n <li>Carpeta \u00fanica con documentos y anexos<\/li>\n <li>Auditor\u00eda completa de procesos (log)<\/li>\n <li>Retiro para proceso judicial o cancelaci\u00f3n<\/li>\n <\/ul>\n <\/div>\n <\/div>\n <div class=\"pilar-card reveal\">\n <div class=\"pilar-icon-wrap\">\n <svg viewBox=\"0 0 120 120\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n <defs>\n <linearGradient id=\"mag-glass\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#F3EDF8\"\/><stop offset=\"100%\" stop-color=\"#C4A8D4\"\/><\/linearGradient>\n <linearGradient id=\"mag-ring\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#9B7AAD\"\/><stop offset=\"100%\" stop-color=\"#6A3D8A\"\/><\/linearGradient>\n <linearGradient id=\"chart-bar1\" x1=\"0%\" y1=\"100%\" x2=\"0%\" y2=\"0%\"><stop offset=\"0%\" stop-color=\"#2A8B9A\"\/><stop offset=\"100%\" stop-color=\"#4AACBB\"\/><\/linearGradient>\n <linearGradient id=\"chart-bar2\" x1=\"0%\" y1=\"100%\" x2=\"0%\" y2=\"0%\"><stop offset=\"0%\" stop-color=\"#7A5C8A\"\/><stop offset=\"100%\" stop-color=\"#C4A8D4\"\/><\/linearGradient>\n <linearGradient id=\"chart-bar3\" x1=\"0%\" y1=\"100%\" x2=\"0%\" y2=\"0%\"><stop offset=\"0%\" stop-color=\"#F7B731\"\/><stop offset=\"100%\" stop-color=\"#FAD06B\"\/><\/linearGradient>\n <linearGradient id=\"cert-bg\" x1=\"0%\" y1=\"0%\" x2=\"100%\" y2=\"100%\"><stop offset=\"0%\" stop-color=\"#E4F5F8\"\/><stop offset=\"100%\" stop-color=\"#C8ECF2\"\/><\/linearGradient>\n <\/defs>\n \n <ellipse cx=\"60\" cy=\"110\" rx=\"30\" ry=\"5\" fill=\"rgba(122,92,138,0.15)\"\/>\n \n <rect x=\"14\" y=\"42\" width=\"60\" height=\"62\" rx=\"6\" fill=\"url(#cert-bg)\" stroke=\"#8DD4DE\" stroke-width=\"1\"\/>\n \n <rect x=\"22\" y=\"80\" width=\"8\" height=\"16\" rx=\"2\" fill=\"url(#chart-bar1)\"\/>\n <rect x=\"34\" y=\"72\" width=\"8\" height=\"24\" rx=\"2\" fill=\"url(#chart-bar2)\"\/>\n <rect x=\"46\" y=\"76\" width=\"8\" height=\"20\" rx=\"2\" fill=\"url(#chart-bar3)\"\/>\n \n <rect x=\"22\" y=\"52\" width=\"40\" height=\"3\" rx=\"1.5\" fill=\"#8DD4DE\" opacity=\"0.8\"\/>\n <rect x=\"22\" y=\"59\" width=\"28\" height=\"2.5\" rx=\"1.25\" fill=\"#8DD4DE\" opacity=\"0.5\"\/>\n \n <circle cx=\"62\" cy=\"96\" r=\"9\" fill=\"#F7B731\" opacity=\"0.95\"\/>\n <circle cx=\"62\" cy=\"96\" r=\"6\" fill=\"none\" stroke=\"white\" stroke-width=\"1\" stroke-dasharray=\"2 2\"\/>\n <text x=\"62\" y=\"100\" text-anchor=\"middle\" fill=\"white\" font-size=\"8\" font-weight=\"bold\">\u2605<\/text>\n \n <circle cx=\"74\" cy=\"46\" r=\"24\" fill=\"rgba(122,92,138,0.06)\"\/>\n <circle cx=\"74\" cy=\"46\" r=\"20\" fill=\"url(#mag-glass)\" stroke=\"url(#mag-ring)\" stroke-width=\"4\"\/>\n \n <circle cx=\"68\" cy=\"40\" r=\"5\" fill=\"white\" opacity=\"0.35\"\/>\n \n <line x1=\"89\" y1=\"61\" x2=\"102\" y2=\"74\" stroke=\"url(#mag-ring)\" stroke-width=\"5\" stroke-linecap=\"round\"\/>\n <line x1=\"89\" y1=\"61\" x2=\"102\" y2=\"74\" stroke=\"rgba(255,255,255,0.3)\" stroke-width=\"2\" stroke-linecap=\"round\"\/>\n \n <rect x=\"65\" y=\"40\" width=\"16\" height=\"2.5\" rx=\"1.25\" fill=\"#9B7AAD\" opacity=\"0.6\"\/>\n <rect x=\"65\" y=\"45\" width=\"11\" height=\"2.5\" rx=\"1.25\" fill=\"#9B7AAD\" opacity=\"0.4\"\/>\n <rect x=\"65\" y=\"50\" width=\"14\" height=\"2.5\" rx=\"1.25\" fill=\"#9B7AAD\" opacity=\"0.4\"\/>\n \n <circle cx=\"15\" cy=\"42\" r=\"2.5\" fill=\"#F7B731\" opacity=\"0.8\"\/>\n <circle cx=\"104\" cy=\"38\" r=\"2\" fill=\"#4AACBB\" opacity=\"0.8\"\/>\n <circle cx=\"108\" cy=\"80\" r=\"3\" fill=\"#9B7AAD\" opacity=\"0.6\"\/>\n <\/svg>\n <\/div>\n <div class=\"pilar-body\">\n <span class=\"pilar-chip chip-b\">03 \u00b7 Consulta<\/span>\n <div class=\"pilar-title\">Visibilidad y certificaci\u00f3n<\/div>\n <p class=\"pilar-desc\">M\u00f3dulo de consulta indexada, estados del pagar\u00e9 y generaci\u00f3n de certificados de custodia y titularidad.<\/p>\n <ul class=\"pilar-list\">\n <li>Consulta de estados: cancelaci\u00f3n, retiro, diligenciamiento<\/li>\n <li>B\u00fasqueda indexada de pagar\u00e9s<\/li>\n <li>Certificado de custodia o titularidad<\/li>\n <li>Consulta de cadena de endoso<\/li>\n <li>M\u00f3dulo de administraci\u00f3n centralizado<\/li>\n <\/ul>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section id=\"comparativo\">\n <div class=\"comp-inner\">\n <div class=\"comp-header reveal\">\n <div>\n <div class=\"section-label\">Por qu\u00e9 elegirnos<\/div>\n <h2 class=\"section-title\">Rompemos el esquema<br\/><em>tradicional<\/em><\/h2>\n <\/div>\n <p class=\"section-desc\">El mercado cobra por cada proceso. Nosotros lo incluimos todo en un solo valor transparente y predecible.<\/p>\n <\/div>\n <div class=\"comp-table-wrap reveal\">\n <table>\n <thead>\n <tr>\n <th>Concepto<\/th>\n <th>Mercado Tradicional<\/th>\n <th>Nuestra Soluci\u00f3n Pagar\u00e9<\/th>\n <\/tr>\n <\/thead>\n <tbody>\n <tr><td>Precio por pagar\u00e9<\/td><td>$1.600 \u2013 $3.000 COP<\/td><td>20% menos que el mercado<\/td><\/tr>\n <tr><td>Costo de emisi\u00f3n<\/td><td><span class=\"bno\">\u2717 Se cobra adicional<\/span><\/td><td><span class=\"byes\">\u2713 Incluido<\/span><\/td><\/tr>\n <tr><td>Custodia<\/td><td><span class=\"bno\">\u2717 Costo adicional anual<\/span><\/td><td><span class=\"byes\">\u2713 Incluida hasta 3 a\u00f1os<\/span><\/td><\/tr>\n <tr><td>Certificados \/ Cancelaciones<\/td><td><span class=\"bno\">\u2717 Se cobran por evento<\/span><\/td><td><span class=\"byes\">\u2713 Incluidos<\/span><\/td><\/tr>\n <tr><td>Firma digital (originador)<\/td><td><span class=\"bno\">\u2717 Limitada o con costo<\/span><\/td><td><span class=\"byes\">\u2713 Ilimitada<\/span><\/td><\/tr>\n <tr><td>Firma electr\u00f3nica (clientes)<\/td><td><span class=\"bno\">\u2717 Costo por firma<\/span><\/td><td><span class=\"byes\">\u2713 Incluida<\/span><\/td><\/tr>\n <tr><td>Onboarding OTP<\/td><td><span class=\"bno\">\u2717 No siempre incluido<\/span><\/td><td><span class=\"byes\">\u2713 Incluido<\/span><\/td><\/tr>\n <tr><td>Estructura de costos<\/td><td><span class=\"bno\">\u2717 Fragmentada<\/span><\/td><td><span class=\"byes\">\u2713 Todo incluido<\/span><\/td><\/tr>\n <tr><td>Escalabilidad<\/td><td><span class=\"bno\">\u2717 Costosa a mayor volumen<\/span><\/td><td><span class=\"byes\">\u2713 Eficiente por volumen<\/span><\/td><\/tr>\n <\/tbody>\n <\/table>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section id=\"precios\">\n <div class=\"precios-inner\">\n <div class=\"precios-header reveal\">\n <div class=\"section-label\">Modelo de precios<\/div>\n <h2 class=\"section-title\">Transaccional, escalable<br\/>y <em>sin sorpresas<\/em><\/h2>\n <p class=\"section-desc\">Econom\u00edas de escala reales: mientras m\u00e1s crece su operaci\u00f3n, menor es su costo por pagar\u00e9.<\/p>\n <\/div>\n <div class=\"precios-grid reveal\">\n <div class=\"pc\">\n <div class=\"pc-tier\">Volumen<\/div>\n <div class=\"pc-name\">Peque\u00f1o<\/div>\n <div class=\"pc-vol\">Hasta 500 pagar\u00e9s \/ mes<\/div>\n <div class=\"pc-tag\">20% menos que el mercado<\/div>\n <div class=\"pc-detail\">Precio por pagar\u00e9<br\/>todo incluido<\/div>\n <ul class=\"pc-inc\">\n <li>Emisi\u00f3n + custodia hasta 3 a\u00f1os<\/li>\n <li>Firma digital ilimitada<\/li>\n <li>Onboarding OTP<\/li>\n <li>Certificados incluidos<\/li>\n <li>Sin costos ocultos<\/li>\n <\/ul>\n <button class=\"btn-pc\" onclick=\"document.getElementById('cta').scrollIntoView({behavior:'smooth'})\">Solicitar cotizaci\u00f3n<\/button>\n <\/div>\n <div class=\"pc feat\">\n <div class=\"pc-tier\">Volumen<\/div>\n <div class=\"pc-name\">Mediano<\/div>\n <div class=\"pc-vol\">501 \u2013 2.000 pagar\u00e9s \/ mes<\/div>\n <div class=\"pc-tag\">Mayor descuento por escala<\/div>\n <div class=\"pc-detail\">Precio preferencial<br\/>por mayor volumen<\/div>\n <ul class=\"pc-inc\">\n <li>Todo lo del plan Peque\u00f1o<\/li>\n <li>Descuento adicional por volumen<\/li>\n <li>Soporte prioritario<\/li>\n <li>Integraci\u00f3n API incluida<\/li>\n <li>Reportes de operaci\u00f3n<\/li>\n <\/ul>\n <button class=\"btn-pc\" onclick=\"document.getElementById('cta').scrollIntoView({behavior:'smooth'})\">Solicitar cotizaci\u00f3n<\/button>\n <\/div>\n <div class=\"pc\">\n <div class=\"pc-tier\">Volumen<\/div>\n <div class=\"pc-name\">Grande<\/div>\n <div class=\"pc-vol\">M\u00e1s de 2.000 pagar\u00e9s \/ mes<\/div>\n <div class=\"pc-tag\">M\u00e1xima eficiencia operativa<\/div>\n <div class=\"pc-detail\">Precio negociado<br\/>a medida del cliente<\/div>\n <ul class=\"pc-inc\">\n <li>Todo lo del plan Mediano<\/li>\n <li>Precio negociado por volumen<\/li>\n <li>Account Manager dedicado<\/li>\n <li>SLA garantizado<\/li>\n <li>Onboarding personalizado<\/li>\n <\/ul>\n <button class=\"btn-pc\" onclick=\"document.getElementById('cta').scrollIntoView({behavior:'smooth'})\">Solicitar cotizaci\u00f3n<\/button>\n <\/div>\n <\/div>\n <div class=\"valor-strip reveal\">\n <div class=\"vi\">\n <div class=\"vi-icon\"><svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#2A8B9A\" stroke-width=\"1.8\"><rect x=\"3\" y=\"11\" width=\"18\" height=\"11\" rx=\"2\"\/><path d=\"M7 11V7a5 5 0 0 1 10 0v4\"\/><\/svg><\/div>\n <div class=\"vi-title\">3 a\u00f1os de custodia<\/div>\n <div class=\"vi-desc\">Sin costo adicional en ning\u00fan plan<\/div>\n <\/div>\n <div class=\"vi\">\n <div class=\"vi-icon\"><svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#2A8B9A\" stroke-width=\"1.8\"><path d=\"M12 22s8-4 8-10V5l-8-3-8 3v7c0 6 8 10 8 10z\"\/><\/svg><\/div>\n <div class=\"vi-title\">Firmas ilimitadas<\/div>\n <div class=\"vi-desc\">Originador y todos los intervinientes<\/div>\n <\/div>\n <div class=\"vi\">\n <div class=\"vi-icon\"><svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#2A8B9A\" stroke-width=\"1.8\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><path d=\"M12 8v4l3 3\"\/><\/svg><\/div>\n <div class=\"vi-title\">Onboarding OTP<\/div>\n <div class=\"vi-desc\">Validaci\u00f3n de identidad incluida<\/div>\n <\/div>\n <div class=\"vi\">\n <div class=\"vi-icon\"><svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#2A8B9A\" stroke-width=\"1.8\"><line x1=\"12\" y1=\"1\" x2=\"12\" y2=\"23\"\/><path d=\"M17 5H9.5a3.5 3.5 0 0 0 0 7h5a3.5 3.5 0 0 1 0 7H6\"\/><\/svg><\/div>\n <div class=\"vi-title\">Sin costos ocultos<\/div>\n <div class=\"vi-desc\">Un precio, todo incluido<\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section id=\"flujo\">\n <div class=\"flujo-inner\">\n <div class=\"flujo-img-wrap reveal\">\n <img decoding=\"async\" class=\"flujo-img\"\n src=\"https:\/\/images.unsplash.com\/photo-1516321318423-f06f85e504b3?auto=format&fit=crop&w=700&q=80\"\n alt=\"Proceso digital de firma electr\u00f3nica\"\/>\n <div class=\"flujo-float\">\n <div class=\"ff-lbl\">Proceso completo<\/div>\n <div class=\"ff-val\">7 pasos<br\/>100% online<\/div>\n <\/div>\n <\/div>\n <div>\n <div class=\"reveal\">\n <div class=\"section-label\">Flujo operativo<\/div>\n <h2 class=\"section-title\">De la solicitud<br\/>a la <em>custodia activa<\/em><\/h2>\n <p class=\"section-desc\" style=\"margin-bottom:2rem;\">Proceso guiado, seguro y completamente digital. Sin papel, sin desplazamientos, sin fricciones.<\/p>\n <\/div>\n <div class=\"flujo-steps reveal\">\n <div class=\"fstep\"><div class=\"fn-wrap\"><div class=\"fn\">1<\/div><\/div><div class=\"fb\"><div class=\"ft\">Solicitud de activaci\u00f3n<\/div><div class=\"fd\">El acreedor activa el proceso para un deudor espec\u00edfico.<\/div><\/div><\/div>\n <div class=\"fstep\"><div class=\"fn-wrap\"><div class=\"fn\">2<\/div><\/div><div class=\"fb\"><div class=\"ft\">Notificaci\u00f3n al deudor<\/div><div class=\"fd\">El deudor recibe un correo con URL para iniciar el onboarding.<\/div><\/div><\/div>\n <div class=\"fstep\"><div class=\"fn-wrap\"><div class=\"fn\">3<\/div><\/div><div class=\"fb\"><div class=\"ft\">Registro e identificaci\u00f3n<\/div><div class=\"fd\">El deudor registra sus datos y carga su documento de identidad.<\/div><\/div><\/div>\n <div class=\"fstep\"><div class=\"fn-wrap\"><div class=\"fn\">4<\/div><\/div><div class=\"fb\"><div class=\"ft\">Validaci\u00f3n RNEC autom\u00e1tica<\/div><div class=\"fd\">Verificaci\u00f3n autom\u00e1tica contra la base de datos del RNEC.<\/div><\/div><\/div>\n <div class=\"fstep\"><div class=\"fn-wrap\"><div class=\"fn\">5<\/div><\/div><div class=\"fb\"><div class=\"ft\">Creaci\u00f3n en plataforma<\/div><div class=\"fd\">Perfil del deudor y pagar\u00e9 creados autom\u00e1ticamente en el sistema.<\/div><\/div><\/div>\n <div class=\"fstep\"><div class=\"fn-wrap\"><div class=\"fn\">6<\/div><\/div><div class=\"fb\"><div class=\"ft\">Firma digital<\/div><div class=\"fd\">Integraci\u00f3n con proveedor de firma digital para el proceso de firma.<\/div><\/div><\/div>\n <div class=\"fstep\"><div class=\"fn-wrap\"><div class=\"fn\">7<\/div><\/div><div class=\"fb\"><div class=\"ft\">Custodia activada<\/div><div class=\"fd\">Custodia, consulta y certificados disponibles de inmediato.<\/div><\/div><\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section id=\"normativa\">\n <div class=\"norm-inner\">\n <div class=\"reveal\">\n <div class=\"section-label\">Marco legal<\/div>\n <h2 class=\"section-title\">Cumplimiento<br\/><em>normativo<\/em> total<\/h2>\n <p class=\"section-desc\">Dise\u00f1ada desde cero para cumplir la legislaci\u00f3n colombiana que regula los t\u00edtulos valores electr\u00f3nicos.<\/p>\n <ul class=\"norm-list\">\n <li class=\"norm-item\"><div class=\"norm-tag\">Ley 527\/1999<\/div><div class=\"norm-txt\"><strong>Comercio electr\u00f3nico<\/strong>Define el acceso y uso de mensajes de datos, comercio electr\u00f3nico y firmas digitales.<\/div><\/li>\n <li class=\"norm-item\"><div class=\"norm-tag\">Ley 964\/2005<\/div><div class=\"norm-txt\"><strong>Mercado de valores<\/strong>Regula las actividades de manejo e inversi\u00f3n de recursos captados del p\u00fablico.<\/div><\/li>\n <li class=\"norm-item\"><div class=\"norm-tag\">Decreto 3960\/2010<\/div><div class=\"norm-txt\"><strong>Dep\u00f3sito centralizado<\/strong>Reglamenta el dep\u00f3sito y administraci\u00f3n de valores desmaterializados.<\/div><\/li>\n <li class=\"norm-item\"><div class=\"norm-tag\">Decreto 2364\/2012<\/div><div class=\"norm-txt\"><strong>Firma electr\u00f3nica<\/strong>Reglamenta el art\u00edculo 7\u00b0 de la Ley 527 sobre firma electr\u00f3nica.<\/div><\/li>\n <\/ul>\n <\/div>\n <div class=\"reveal\">\n <img decoding=\"async\" class=\"norm-img\"\n src=\"https:\/\/images.unsplash.com\/photo-1521587760476-6c12a4b040da?auto=format&fit=crop&w=700&q=80\"\n alt=\"Marco normativo y cumplimiento legal\"\/>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section id=\"usuarios\">\n <div class=\"usuarios-inner\">\n <div class=\"usuarios-header reveal\">\n <div class=\"section-label\">Actores del ecosistema<\/div>\n <h2 class=\"section-title\">Una plataforma para<br\/><em>todos los participantes<\/em><\/h2>\n <p class=\"section-desc\">Conecta a acreedores, deudores y terceros interesados en un ecosistema digital seguro.<\/p>\n <\/div>\n <div class=\"usuarios-grid\">\n <div class=\"uc reveal\">\n <img decoding=\"async\" class=\"uc-img\" src=\"https:\/\/images.unsplash.com\/photo-1486406146926-c627a92ad1ab?auto=format&fit=crop&w=600&q=80\" alt=\"Entidades financieras\"\/>\n <div class=\"uc-body\">\n <span class=\"uc-chip\">Acreedor<\/span>\n <div class=\"uc-title\">Entidades financieras<\/div>\n <p class=\"uc-desc\">Cliente principal de la plataforma. Se integra v\u00eda API en sus sistemas transaccionales para gestionar pagar\u00e9s digitalmente a gran escala.<\/p>\n <\/div>\n <\/div>\n <div class=\"uc reveal\">\n <img decoding=\"async\" class=\"uc-img\" src=\"https:\/\/images.unsplash.com\/photo-1450101499163-c8848c66ca85?auto=format&fit=crop&w=600&q=80\" alt=\"Firma de pagar\u00e9 digital\"\/>\n <div class=\"uc-body\">\n <span class=\"uc-chip\">Deudor<\/span>\n <div class=\"uc-title\">Firmante del pagar\u00e9<\/div>\n <p class=\"uc-desc\">Registrado por el acreedor v\u00eda API. Firma el pagar\u00e9 de forma remota y puede descargarlo una vez cancelada la deuda.<\/p>\n <\/div>\n <\/div>\n <div class=\"uc reveal\">\n <img decoding=\"async\" class=\"uc-img\" src=\"https:\/\/images.unsplash.com\/photo-1589216532372-1c2a367900d9?auto=format&fit=crop&w=600&q=80\" alt=\"Consulta legal y certificaciones\"\/>\n <div class=\"uc-body\">\n <span class=\"uc-chip\">Otros interesados<\/span>\n <div class=\"uc-title\">Jueces y abogados<\/div>\n <p class=\"uc-desc\">Acceso temporal asignado por el acreedor para consultar certificaciones de custodia y titularidad en procesos legales.<\/p>\n <\/div>\n <\/div>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section id=\"claims\">\n <div class=\"claims-inner reveal\">\n <p class=\"claims-quote\">\"De la emisi\u00f3n a la custodia,<br\/>en un solo precio.\"<\/p>\n <p class=\"claims-sub\">Digitaliza tus pagar\u00e9s sin costos ocultos. M\u00e1s volumen, menor costo, mayor eficiencia.<\/p>\n <div class=\"claims-pills\">\n <span class=\"cpill\">Un solo precio, todo incluido<\/span>\n <span class=\"cpill\">Hasta 3 a\u00f1os de custodia<\/span>\n <span class=\"cpill\">Firmas digitales ilimitadas<\/span>\n <span class=\"cpill\">Onboarding seguro OTP<\/span>\n <span class=\"cpill\">Sin costos ocultos<\/span>\n <span class=\"cpill\">Escalable seg\u00fan tu operaci\u00f3n<\/span>\n <span class=\"cpill\">API nativa para integraci\u00f3n<\/span>\n <\/div>\n <\/div>\n<\/section>\n\n\n<section id=\"cta\">\n <div class=\"reveal\">\n <div class=\"section-label\">Empezar es f\u00e1cil<\/div>\n <h2 class=\"section-title\">\u00bfListo para transformar<br\/>su gesti\u00f3n de <em>pagar\u00e9s<\/em>?<\/h2>\n <p class=\"section-desc\" style=\"margin-top:1rem;\">Agende una demo personalizada. Le mostramos c\u00f3mo funciona la plataforma en el contexto real de su operaci\u00f3n.<\/p>\n <\/div>\n <div class=\"cta-fc reveal\">\n <div class=\"cta-ft\">Solicitar Demo Gratuita<\/div>\n <div class=\"cta-fs\">Sin compromisos \u00b7 Respuesta en menos de 24 horas h\u00e1biles<\/div>\n <div class=\"cf\"><label>Nombre completo<\/label><input type=\"text\" class=\"ci\" placeholder=\"Ej: Mar\u00eda Garc\u00eda\"\/><\/div>\n <div class=\"cf\"><label>Correo corporativo<\/label><input type=\"email\" class=\"ci\" placeholder=\"correo@empresa.com\"\/><\/div>\n <div class=\"cf\"><label>Empresa<\/label><input type=\"text\" class=\"ci\" placeholder=\"Nombre de su organizaci\u00f3n\"\/><\/div>\n <div class=\"cf\">\n <label>Volumen estimado de pagar\u00e9s \/ mes<\/label>\n <select class=\"ci\"><option value=\"\" disabled selected>Seleccionar rango...<\/option><option>Menos de 100<\/option><option>100 \u2013 500<\/option><option>501 \u2013 2.000<\/option><option>M\u00e1s de 2.000<\/option><\/select>\n <\/div>\n <button class=\"btn-primary\" style=\"width:100%;margin-top:.5rem;border-radius:10px;\">Solicitar Demo \u2192<\/button>\n <p class=\"cn\">Al enviar, acepta que nos comuniquemos con usted para agendar la demostraci\u00f3n.<\/p>\n <\/div>\n<\/section>\n\n<footer>\n <div class=\"fl\">Pagar\u00e9<span>Digital<\/span> \u00b7 SoftManagement<\/div>\n <div class=\"fmia\">Designed with <span class=\"h\">\u2764\ufe0f<\/span> by MiA Group Co.<\/div>\n <div class=\"fr\">\u00a9 2026 All Rights Reserved<\/div>\n<\/footer>\n\n<script>\nconst io=new IntersectionObserver(e=>{e.forEach(x=>{if(x.isIntersecting){x.target.classList.add('visible');io.unobserve(x.target);}});},{threshold:.1});\ndocument.querySelectorAll('.reveal').forEach(el=>io.observe(el));\n<\/script>\n<\/body>\n<\/html>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Garant\u00eda \u00b7 SoftManagement 2026 Soluci\u00f3n Precios Proceso Normativa Solicitar Demo Tecnolog\u00eda Financiera \u00b7 Colombia 2026 El pagar\u00e9digital que suempresa necesita Plataforma 100% digital para la emisi\u00f3n, custodia y administraci\u00f3n de pagar\u00e9s electr\u00f3nicos.Modelo de precios a tu medida con tarifas integrales y sin costos ocultos. Solicitar Demo Gratuita Ver Precios 100%Validez jur\u00eddica 20% o +Ahorro vs. […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"footnotes":""},"class_list":["post-7","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/softmanagement.com.co\/garantia\/wp-json\/wp\/v2\/pages\/7","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/softmanagement.com.co\/garantia\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/softmanagement.com.co\/garantia\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/softmanagement.com.co\/garantia\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/softmanagement.com.co\/garantia\/wp-json\/wp\/v2\/comments?post=7"}],"version-history":[{"count":59,"href":"https:\/\/softmanagement.com.co\/garantia\/wp-json\/wp\/v2\/pages\/7\/revisions"}],"predecessor-version":[{"id":75,"href":"https:\/\/softmanagement.com.co\/garantia\/wp-json\/wp\/v2\/pages\/7\/revisions\/75"}],"wp:attachment":[{"href":"https:\/\/softmanagement.com.co\/garantia\/wp-json\/wp\/v2\/media?parent=7"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}